Aditya Birla Health Insurance – Tuberculosis Cover at Rs. 99
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
-
Coverage up to Rs. 50,000, premium Rs. 99
Get cover against medical hospitalisation and related expenses arising out of tuberculosis treatment.
-
Tuberculosis cover
Covers tuberculosis-related medical expenses, which includes hospitalisation costs, tests, room rental, and pre- and post-hospitalisation medical expenses.
-
Diagnostic tests coverage
Covers diagnostic test charges before and during hospitalisation.
-
Pre and post hospitalisation coverage
Covers medical expenses incurred 15 days before and after hospitalisation.
-
Treatment charges coverage
Treatment charges such as ICU expenses, transfusion charges, doctor fees, medicines are all covered by this policy.
-
Daily room rent coverage
Covers daily hospitalisation rent of up to Rs. 1,000 per day for normal room and Rs. 2,000 per day for ICU.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Tuberculosis Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18+ years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
-
Step 1
Click on the ‘Buy Now’ button on this page.
-
Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
-
Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
-
Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
-
Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
-
Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.
Policy details
Here’s a quick look at the policy details of Tuberculosis Cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 50,000 |
| Premium including GST (in Rs.) | 99 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under the Tuberculosis Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospital room charge | Daily Room Rent is upto 1000/- per day for Normal & 2000 per day for ICU |
| All medical expenses | Treatment expenses during, pre-, and post, hospitalisation is covered |
| Tuberculosis treatment | Covers tuberculosis treatment expense up to sum insured |
| Doctor’s fee, medications and diagnostic tests | During hospitalisation or as pre-and post-hospitalisation expense |
| Key exclusions | Description |
|---|---|
| Disease during Waiting period | Treatment for tuberculosis detected before 30 days from the commencement of policy |
| Illness other than specified under policy | Any illness other than tuberculosis as specified under this policy are not covered |
| Any pre-existing disease | No pre-existing condition of tuberculosis is covered |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Aditya Birla Health Insurance) to claim the benefits of the Tuberculosis Cover by email or phone:
-
Insurer’s email address
Share your policy document and medical reports at care.healthinsurance@adityabirlacapital.com
-
Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits
-
Documents required to claim
To claim the benefits of Tuberculosis Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Tuberculosis Cover is an insurance product from Aditya Birla Health Insurance offered by Bajaj Finance that provides financial support for medical expenses associated with tuberculosis treatment and related expenses.
The Tuberculosis Cover provides an affordable way to treat tuberculosis which ensures that this experience does not damage your financial interests.
You can reach out to the insurer by writing to them at care.healthinsurance@adityabirlacapital.com or calling on the toll-free number 1800-270-7000.
Tuberculosis Cover safeguards against the medical costs arising from tuberculosis treatments, including diagnostic tests, medication, room rent, ICU charges, and doctor’s fees for assured peace of mind.
Yes, there is a 15 days pre- and post-hospitalisation expenses coverage under this policy.