Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
In-patient treatment charges
Get coverage for in-patient care on daycare treatment charges up to Rs. 1 lakh.
Domestic travel expenses and loss of baggage cover
Get coverage up to Rs. 10,000 against domestic travel expenses in India for up to 5 days and for loss of checked-in baggage.
Death and disability coverage
Get coverage up to Rs. 1 lakh in case of accidental death or permanent total disability.
End-to-end online process
Buy the plan online without any hassle in just a few steps and zero paperwork process.
Trip cancellation Cover
Covers trip cancellation and interruption up to Rs. 5,000
Participating or is supposed to participate in a naval, milita or air force operation or war like or peace keeping operation
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Travel (Injury + Baggage Loss) One cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 3 months – 50 years
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Email address
- Phone number
Step-by-step guide to buy this policy
Click on the ‘Buy Now’ button on this page.
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
Enter the One Time Password (OTP) received on your registered mobile number for verification.
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.
Here’s a quick look at the policy details of Travel (Injury + Baggage Loss) One cover:
|Sum insured (in Rs.)||1 lakh|
|Premium including GST (in Rs.)||30|
|Trip duration||Single trip of maximum 5 days within India|
|In-patient care with day care treatment (PED excluded) (in Rs.)||1 lakh|
|Loss of checked-in baggage (in Rs.)||1 lakh (deductible Rs. 100)|
|Trip cancellation and interruption (in Rs.)||5,000 (deductible Rs. 100)|
|Accidental death and permanent total disability (in Rs.)||1 lakh|
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions of Travel (Injury + Baggage Loss) One cover:
- Key inclusions
- Key exclusions
|Accidental death and permanent total disability||Payout up to the sum insured in case of accidental death and disability|
|Domestic travel||Single trip for up to a maximum of 5 days, including city of residence|
|Baggage loss||Covers against loss of checked-in baggage during domestic travel|
|Trip cancellation cover||Covers against unexpected trip cancellation and interruption|
|In-patient care||Covers emergency in patient care with day care treatment|
|Travel against advice||Travelling against the advice of a medical practitioner is not covered|
|Medical treatment||Receiving medical treatment for an existing condition during policy term not covered|
|Medical travel||Travelling for the purpose of acquiring medical treatment is not covered|
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Aditya Birla Health Insurance) to claim the benefits of the Travel (Injury + Baggage Loss) One cover by email or phone:
Insurer’s email address
Share your policy document and medical reports at email@example.com
Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits
Documents required to claim
To claim the benefits of Travel (Injury + Baggage Loss) One cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at firstname.lastname@example.org
Frequently asked questions
Travel (Injury + Baggage Loss) One cover is an insurance product from Aditya Birla Health Insurance offered through Bajaj Finance that provides financial support to the policyholder for costs incurred from disruption during domestic travel that results in accidental injury, death, disability, loss of baggage, and disruption of the travel.
The policy keeps one secure during domestic travel in case of situations like loss of baggage, money, and even life. The Travel (Injury + Baggage Loss) One cover provides financial support against a wide range of potential disruptions that can cause serious injury, death or financial loss during domestic travel.
The Travel (Injury + Baggage Loss) One cover is available for premium of Rs. 30 per year. It covers a single trip up to five days, for Rs. 1 lakh.
You can reach out to the insurer by writing to them via email at email@example.com or calling on the toll-free number 1800-270-7000.
Individuals between the ages of 3 months and 50 years are eligible to purchase the Travel (Injury + Baggage Loss) One cover, provided that they are existing Bajaj Finance customer.
Coverage that protects against manufacturer's defects past the normal warranty period and for repair after breakdown to return a product to its originally intended use.
Period of time for which policy is in effect.
Money charged for the insurance coverage reflecting the expectation of loss.
A written contract ratifying the legality of an insurance agreement.