Aditya Birla Health Insurance - Travel (Injury + Baggage Loss) One at Rs. 30

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • In-patient treatment charges

    Get coverage for in-patient care on daycare treatment charges up to Rs. 1 lakh.

  • Domestic travel expenses and loss of baggage cover

    Get coverage up to Rs. 10,000 against domestic travel expenses in India for up to 5 days and for loss of checked-in baggage.

  • Death and disability coverage

    Get coverage up to Rs. 1 lakh in case of accidental death or permanent total disability.

  • End-to-end online process

    Buy the plan online without any hassle in just a few steps and zero paperwork process.

  • Trip cancellation Cover

    Covers trip cancellation and interruption up to Rs. 5,000

  • Defence Operations

    Participating or is supposed to participate in a naval, milita or air force operation or war like or peace keeping operation

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Travel (Injury + Baggage Loss) One cover. If you meet all the eligibility criteria, we will need a few details to complete your application process. 

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian 
  • Age: 3 months – 50 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.

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Policy details

Here’s a quick look at the policy details of Travel (Injury + Baggage Loss) One cover:

Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 30
Trip duration Single trip of maximum 5 days within India
In-patient care with day care treatment (PED excluded) (in Rs.) 1 lakh
Loss of checked-in baggage (in Rs.) 1 lakh (deductible Rs. 100)
Trip cancellation and interruption (in Rs.) 5,000 (deductible Rs. 100)
Accidental death and permanent total disability (in Rs.) 1 lakh

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions of Travel (Injury + Baggage Loss) One cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Accidental death and permanent total disability Payout up to the sum insured in case of accidental death and disability
Domestic travel Single trip for up to a maximum of 5 days, including city of residence
Baggage loss Covers against loss of checked-in baggage during domestic travel
Trip cancellation cover Covers against unexpected trip cancellation and interruption
In-patient care Covers emergency in patient care with day care treatment
Key exclusions Description
Travel against advice Travelling against the advice of a medical practitioner is not covered
Medical treatment Receiving medical treatment for an existing condition during policy term not covered
Medical travel Travelling for the purpose of acquiring medical treatment is not covered

How to claim

You can reach out to the insurer (Aditya Birla Health Insurance) to claim the benefits of the Travel (Injury + Baggage Loss) One cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Travel (Injury + Baggage Loss) One cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is Travel (Injury + Baggage Loss) One cover?

Travel (Injury + Baggage Loss) One cover is an insurance product from Aditya Birla Health Insurance offered through Bajaj Finance that provides financial support to the policyholder for costs incurred from disruption during domestic travel that results in accidental injury, death, disability, loss of baggage, and disruption of the travel.

What are the benefits of Travel (Injury + Baggage Loss) One cover?

The policy keeps one secure during domestic travel in case of situations like loss of baggage, money, and even life. The Travel (Injury + Baggage Loss) One cover provides financial support against a wide range of potential disruptions that can cause serious injury, death or financial loss during domestic travel.

What is the premium of Travel (Injury + Baggage Loss) One cover?

The Travel (Injury + Baggage Loss) One cover is available for premium of Rs. 30 per year. It covers a single trip up to five days, for Rs. 1 lakh.

What is the claim process for Travel (Injury + Baggage Loss) One cover?

You can reach out to the insurer by writing to them via email at or calling on the toll-free number 1800-270-7000.

What is the age eligibility for the Travel (Injury + Baggage Loss) One cover?

Individuals between the ages of 3 months and 50 years are eligible to purchase the Travel (Injury + Baggage Loss) One cover, provided that they are existing Bajaj Finance customer.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Aditya Birla Health Insurance. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage with Group Travel, UIN: ADITGBP21600V032021. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.