RTO Maharashtra Mumbai: A Comprehensive Guide to Vehicle Registration and Insurance

Discover the essential role of RTO Mumbai (MH 01) in vehicle registration, insurance, and more. Learn about the processes and how they affect you as a vehicle owner in Mumbai.
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3 min
19-May-2026

Overview of RTO Mumbai

RTO Maharashtra plays a crucial role in vehicle registration, driving license issuance, and enforcement of transport laws across the state. Each RTO office is designated with a unique code, like MH-01 for Mumbai, to streamline vehicle registration and related services.

Registering a vehicle with RTO Mumbai is essential for legal compliance and smooth vehicle operation in Maharashtra. Here's an overview of MH-01 registration:

  • RTO office: Mumbai RTO office is responsible for vehicle registration and related services in the region.
  • MH-01 Code: MH-01 is the vehicle registration code assigned to Mumbai (Central).
  • Website: Citizens can access RTO services and information on the official Maharashtra Transport Department website.

Contact Details of Mumbai RTO: Address, Phone & Email

The contact details of RTO Mumbai are as follows:

RTO office NameMumbai (Central) RTO
RTO codeMH-01
AddressRegional Transport Office Old bodyguard lane, Tulsiwadi, Tardeo, Mumbai ‐ 400 034
Email IDrto.01‐mh@gov.in


Complete List of Maharashtra RTO Codes (MH-01 to MH-52): Zone-Wise Breakdown

RTO NameRTO Code
Mumbai – SouthMH01
Mumbai – WestMH02
Mumbai – EastMH03
ThaneMH04
KalyanMH05
Raigad (Pen)MH06
SindhudurgMH07
RatnagiriMH08
KolhapurMH09
SangliMH10
SataraMH11
PuneMH12
SolapurMH13
Pimpri-ChinchwadMH14
NashikMH15
AhmednagarMH16
ShrirampurMH17
DhuleMH18
JalgaonMH19
Chhatrapati Sambhajinagar (Aurangabad)MH20
JalnaMH21
ParbhaniMH22
BeedMH23
LaturMH24
Dharashiv (Osmanabad)MH25
NandedMH26
AmravatiMH27
BuldhanaMH28
YavatmalMH29
AkolaMH30
NagpurMH31
WardhaMH32
GadchiroliMH33
ChandrapurMH34
GondiaMH35
BhandaraMH36
WashimMH37
HingoliMH38
NandurbarMH39
Wadi / Nagpur RuralMH40
MalegaonMH41
BaramatiMH42
Navi Mumbai (Vashi)MH43
Ambejogai (Beed)MH44
Akluj (Solapur)MH45
PanvelMH46
Mumbai North (Borivali)MH47
Vasai–VirarMH48
Nagpur EastMH49
KaradMH50
IchalkaranjiMH51
ChalisgaonMH52
PhaltanMH53
BhadgaonMH54
UdgirMH55
KhamgaonMH56


Major functions of Mumbai RTO

RTO Mumbai (MH-01) functions as a key hub for vehicle-related services, catering to the needs of residents and vehicle owners in the region. Here are the services provided by RTO Mumbai:

  • Vehicle registration: RTO Mumbai facilitates the registration of new vehicles as well as the renewal of registration certificates for existing vehicles.
  • Driving licence issuance and renewal: RTO Mumbai is responsible for issuing new driving licenses, renewing existing ones, and conducting driving tests for applicants.
  • Transfer of vehicle ownership: Vehicle owners can transfer the ownership of their vehicles through RTO Mumbai by following the prescribed procedures.
  • Issuance of permits: RTO Mumbai provides various permits such as temporary permits, national permits, and others as required for commercial vehicles.
  • Vehicle fitness certification: RTO Mumbai conducts inspections to certify the fitness of vehicles, ensuring compliance with safety and emission standards.
  • Number plate issuance: RTO Mumbai facilitates the issuance of high-security number plates (HSRP) for vehicles, enhancing security and preventing vehicle theft.
  • Tax collection: RTO Mumbai collects various taxes and fees related to vehicle registration, road tax, and other services as per the Motor Vehicles Act.
  • Enforcement of motor vehicle laws: RTO Mumbai enforces motor vehicle laws and regulations to promote road safety and ensure compliance with legal requirements.
  • Facilitation of online services: RTO Mumbai provides online services for vehicle registration, license renewal, and other transactions, offering convenience to users.

Mumbai RTO vehicle registration details and process

Registering a vehicle in Mumbai (MH-01) follows this process:

  • Document collection: Collect necessary documents such as proof of identity, proof of address, vehicle registration certificate, insurance certificate, and Pollution Under Control (PUC) certificate.
  • Visit the RTO office: Visit Mumbai RTO office during working hours and submit the application form along with required documents.
  • Vehicle inspection: RTO officials will inspect the vehicle to ensure compliance with safety and emission norms.
  • Fee payment: Pay the registration fees, road tax, and other applicable charges at the RTO office.
  • Document verification: Submitted documents will be verified for accuracy and authenticity.
  • Issuance of registration certificate: Upon successful verification and fee payment, the registration certificate (RC) will be issued.

RTO Offices of Major States in India 

RTO BiharRTO Uttar PradeshRTO West Bengal
RTO GujaratRTO RajasthanRTO Jammu And Kashmir
RTO HaryanaRTO UttarakhandRTO Arunachal Pradesh
RTO MaharashtraRTO OdishaRTO Himachal Pradesh
RTO NagalandRTO KarnatakaRTO Jharkhand
RTO PunjabRTO ChhattisgarhRTO Meghalaya
RTO Tamil NaduRTO KeralaRTO Manipur
RTO TelanganaRTO AssamRTO Delhi


 

RTO of major cities

RTO Maharashtra PuneRTO Maharashtra KolhapurRTO Maharashtra Satara
RTO Maharashtra NashikRTO Uttar Pradesh AligarhRTO Maharashtra Baramati
RTO Maharashtra Pimpri ChinchwadRTO Uttar Pradesh DeoriaRTO Uttar Pradesh Mau
RTO Uttar Pradesh AgraRTO Maharashtra BeedRTO Tamil Nadu Ramanathapuram
RTO Uttar Pradesh MeerutRTO Maharashtra NagpurRTO Uttar Pradesh Bareilly
RTO Uttar Pradesh GhaziabadRTO Maharashtra JalgaonRTO Uttar Pradesh Saharanpur
RTO Haryana GurugramRTO Maharashtra SangliRTO Uttar Pradesh Varanasi
RTO Punjab JalandharRTO Maharashtra OsmanabadRTO Uttar Pradesh Lucknow


 

Mumbai RTO Code List 2026


RTO CodeRTO OfficeCoverage Area
MH 01Mumbai Central (Tardeo)Tardeo, Cumballa Hill, Byculla, Nagpada, Mumbai Central, Mahalaxmi, Grant Road, Peddar Road, Marine Lines, PIN codes starting majorly from 400007, 400008, 400011
MH 02Mumbai West (Andheri)Andheri, Jogeshwari, Goregaon, Vile Parle, Versova, Oshiwara, Lokhandwala, Juhu, PIN codes commonly including 400053, 400058, 400061, 400049
MH 03Mumbai East (Wadala)Wadala, Sion, Matunga, Chembur, Antop Hill, GTB Nagar, Chunabhatti, PIN codes such as 400022, 400031, 400037
MH 47Mumbai South (Worli)Worli, Prabhadevi, Lower Parel, Sewri, Elphinstone, Lotus Junction areas, PIN codes including 400013, 400018, 400030


It's important to note that while MH-01 is the main RTO code for Mumbai, the actual vehicle registration number will include additional digits and characters that represent the specific vehicle and its registration details. For example, a vehicle registered in Mumbai might have a number plate that reads MH-01 AB 1234, where "AB" is a series code and "1234" is the unique vehicle number.

 

How Mumbai RTO Zone Impacts Your Car & Bike Insurance Premium

The impact of the RTO on your vehicle insurance premium in Mumbai (MH 01) is primarily due to zone-based premiums, but there are other factors as well. Here's a more detailed explanation:

Registration zone: The premium may vary depending on the RTO zone where the vehicle is registered.

Vehicle type: The RTO categorises vehicles, which can affect the insurance premium.

Road safety: Adherence to RTO regulations can lead to discounts on insurance premiums.

Traffic violations: A history of traffic violations can increase your insurance premium.

 

How to Buy Four-Wheeler Insurance in Mumbai: 4-Step Online Process

Research insurance providers: Compare policies from different insurance companies. You can either visit the insurer’s website or compare policies on the insurance aggregator’s portals.

Choose the right coverage: Select a policy that suits your needs and budget.

 

How to buy car insurance from Bajaj Finance Insurance Mall?

Bajaj Finance Insurance Mall offers a convenient platform for you to buy or renew car insurance plans. Choose from plans offered by leading insurance partners and buy the policy in just a few clicks. Here’s how:

Step 1

Click on 'Get Quote' to open the online application form.

Step 2

Enter the vehicle type, car registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the 'Get Quote' button below.

Step 3

Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant car insurance policies. You need to update your current policy expiry date here.

Step 4

Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.

Step 5

Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on 'Proceed'.

Step 6

Enter the vehicle owner's name, date of birth, residential address, and contact number. Also, enter the vehicle engine and chassis number (as mentioned in RC) and previous policy details.

Step 7

Review your previously filled details and make the payment through your preferred online payment mode. You can use net banking, UPI, or credit/debit card to complete the application process.

How to renew registration certificate in Mumbai RTO

Application submission: Submit Form 25 before the expiry of the RC.

Vehicle inspection: Mandatory inspection for vehicles older than 15 years.

Fee payment: Pay the renewal fees and any applicable penalties.

RC renewal: Receive the renewed Registration Certificate.

How to transfer Mumbai vehicle RC ownership?

Application submission: Submit Form 29 and Form 30 to the RTO.

Document submission: Provide the original RC, insurance, and PUC certificate.

Fee payment: Pay the transfer fees and any applicable charges.

Ownership transfer: Receive the updated RC with the new owner's details.

How to change the address in vehicle registration certificate?

Application submission: Submit Form 33 along with proof of the new address.

Document submission: Provide the original RC, insurance certificate, and proof of address.

Fee payment: Pay the required fees for address change.

Updated RC: Receive the RC with the updated address.

Fees for Mumbai RTO vehicle registration

Here’s a breakdown of new vehicle registration charges for Mumbai RTO.

ServiceVehicle ClassFee (in Rs.)
Registration of new vehicle.Invalid carriage.50
Motorcycle.300
Imported motor cycle.5,000
Light motor vehicle.600
Medium goods & passenger vehicle.1,000
Heavy goods vehicle / passenger1,500
Imported motor vehicle.5,000
Any other vehicle not mentioned above.3,000
Light commercial vehicle1,000

Frequently asked questions

How can I get my vehicle information from Mumbai RTO?

You can obtain your vehicle information from the Mumbai RTO by visiting their official website or by contacting them directly. You may need to provide details such as your vehicle registration number or chassis number to access the information.

Can I compare insurance plans online before purchasing one?

Yes, you can compare insurance plans online from various insurance providers before making a purchase. Many insurance comparison websites allow you to compare premiums, coverage benefits, and features of different insurance plans to choose the one that best suits your needs.

Is it mandatory to have insurance in Mumbai?

Yes, it is mandatory to have insurance coverage for your vehicle in Mumbai, as per the Motor Vehicles Act. Every vehicle plying on the roads of Mumbai must have at least a third-party liability insurance policy to cover damages or injuries caused to third parties in case of an accident.

How can I update the address on the vehicle's registration certificate?

To update the address on your vehicle's registration certificate (RC) in Mumbai, you need to visit the nearest RTO office with the necessary documents such as proof of address, original RC, and applicable fees. Submit Form 33 and undergo the verification process to update the address on your RC.

What is the RTO code for Mumbai?

Mumbai has multiple Regional Transport Offices (RTOs) with different codes based on the area. Common Mumbai RTO codes include MH-01 (South Mumbai), MH-02 (West Mumbai), MH-03 (East Mumbai), and MH-47 (Borivali).

 

How many RTOs are there in Mumbai?

Mumbai has several RTO offices operating across different zones to manage vehicle registration, driving licences, permits, and road tax-related services for residents.

How much is the road tax in Mumbai for a new car?

Road tax in Mumbai depends on the car’s invoice value, fuel type, and vehicle category. For private cars in Maharashtra, the tax generally ranges between 11% and 13% of the vehicle cost.

What is the difference between MH-01, MH-02, MH-03 and MH-47?

These codes represent different Mumbai RTO jurisdictions:

  • MH-01 – South Mumbai
  • MH-02 – West Mumbai
  • MH-03 – East Mumbai
  • MH-47 – Borivali RTO

The code indicates the RTO office where the vehicle is registered.

What is the helpline number for Mumbai RTO?
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Disclaimer

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