Aditya Birla Health Insurance - Pollution (Water and Air) cover at Rs. 848
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 30,000, premium Rs. 848
Get coverage against medical treatment for hospitalisation charges in case of treatment for water and air pollution-caused diseases.
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Three diseases covered
The policy covers hospitalisation expenses up to the sum insured in case of typhoid, tuberculosis, and meningitis.
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Treatment charges
Covers expenses for hospital room rent, ICU, transfusion, doctor fees, medicines, and tests.
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End-to-end online process
You can easily buy policy with our 100% digital and paperless process.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Pollution (Water and Air) Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 55 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Pollution (Water and Air) Cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 30,000 |
| Premium including GST (in Rs.) | 848 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Pollution (Water and Air) Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation expenses | Covers expenses up to Rs. 30,000 for the treatment of typhoid, tuberculosis, and meningitis |
| Treatment charges | Covers doctor’s fees, medication, hospital room rent, ICU, transfusion, and tests expenses |
| Key exclusions | Description |
|---|---|
| Any pre-existing disease | No coverage for pre-existing medical illnesses |
| Illness other than specified under the policy | Any illness other than those specified under this policy |
| Out-patient costs | Any expenses incurred from outpatient treatments |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of the Pollution (Water and Air) Cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at care.healthinsurance@adityabirlacapital.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits
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Documents required to claim
To claim the benefits of Pollution (Water and Air) Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Pollution (Water and Air) Cover provides financial support for medical expenses associated with treating medical conditions arising out of air and water pollution, such as typhoid, tuberculosis, and meningitis.
You can contact the insurer by writing to them at care.healthinsurance@adityabirlacapital.com or calling on the toll-free number 1800-270-7000.
The premium for the Pocket Insurance Pollution (Water and Air) cover is Rs. 848 for a sum insured of Rs. 30,000.
The Pollution (Water and Air) Cover is exclusively for Bajaj Finance customers. Therefore, any customer between the age of 18 and 55 years is eligible to buy this Pocket Insurance policy. The person should be a citizen of India.
