Aditya Birla Health Insurance

Aditya Bira Health Insurance - Pollution (Water and Air) Cover at Rs. 848

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits of this policy

  • Coverage up to Rs. 30,000, premium Rs. 848

    Coverage up to Rs. 30,000, premium Rs. 848

    Get coverage against medical treatment for hospitalisation charges in case of treatment for water and air pollution-caused diseases.

  • Three diseases covered

    Three diseases covered

    The policy covers hospitalisation expenses up to the sum insured in case of typhoid, tuberculosis, and meningitis.

  • Treatment charges

    Treatment charges

    Covers expenses for hospital room rent, ICU, transfusion, doctor fees, medicines and tests.

  • End-to-end online process

    End-to-end online process

    You can easily buy policy with our 100% digital and paperless process.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Pollution (Water and Air) Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  •  Exclusively for Bajaj Finance customers
  •  Nationality: Indian
  • Age: 18 - 55 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.

Show More Show Less

Policy details

Here’s a quick look at the policy details of Pollution (Water and Air) Cover:

Policy details Description
Sum insured (in Rs.) 30,000
Premium including GST (in Rs.) 848
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the inclusions and exclusions under the Pollution (Water and Air) Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation expenses Covers expenses up to Rs. 30,000 for the treatment of typhoid, tuberculosis, and meningitis.
Treatment charges Covers doctor’s fees, medication, hospital room rent, ICU, transfusion and tests expenses covered.
Key exclusions Description
Any pre-existing disease No pre-existing medical illness is covered
Illness other than specified under the policy Any illness other than those specified under this policy is not covered
Out-patient costs Any expenses incurred from outpatient treatments are not covered

How to claim

You can reach out to the insurer (Aditya Birla Health Insurance) to claim the benefits of the Pollution (Water & Air) Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits.

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Pollution (Water & Air) Cover, you need to present the following documents:

    1. The policy document received at the time of purchase
    2. Medical certificates & reports received from the doctor
    3. Invoice/bills.

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is Pollution (Water and Air) Cover?

Pollution (Water and Air) Cover provides financial support for medical expenses associated with treating medical conditions arising out of air and water pollution, such as typhoid, tuberculosis, and meningitis.

What is the claim process for Pollution (Water and Air) Cover?

You can reach out to the insurer by writing to them at or calling on the toll-free number 1800-270-7000.

What is the premium for the Pollution (Water & Air) Cover?

The premium for the Pocket Insurance Pollution (Water & Air) Cover is Rs. 848 for a sum insured of Rs. 30,000.

Can someone above 60 years of age buy this Pocket Insurance policy?

The Pollution (Water and Air) Cover is exclusively designed for the Bajaj Finance customers. Therefore, any customer between the age of 18 and 55 years is eligible to buy this Pocket Insurance policy. The person should be a citizen of India.

Show More Show Less


*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Aditya Birla Health Insurance Co. Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Group Activ Health UIN: ADIHLGP22190V032122. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.