The Mukhyamantri Amrutum Yojana is a comprehensive health insurance scheme designed for lower middle-class families and individuals living below the poverty line (BPL). Launched by the Gujarat State Government on September 4, 2012, this scheme aims to provide underprivileged individuals with access to quality healthcare services. It covers the full cost of medical treatment, including diagnostic tests and post-hospitalisation expenses.
Overview of Mukhyamantri Amrutum Yojana (MA Yojana)
Given below is a brief overview of the MA Yojana:
| Scheme name | Mukhyamantri Amrutum Yojana |
| Launched on | September 4, 2012 |
| Launched by | State government of Gujarat |
| Objective | The scheme aims to enhance access to quality medical and surgical care for BPL families by providing treatment for specific diseases for citizens of Gujarat. |
| Coverage | Up to Rs. 3 lakh per family, per year |
Explore: List of government health insurance schemes in India
What is Mukhyamantri Amrutum Yojana?
The Mukhyamantri Amrutum Yojana is a health insurance scheme introduced by the Government of Gujarat on September 4, 2012. Initially designed to serve individuals in the state's lowest income group, specifically those below the poverty line (BPL), the scheme was later expanded to include lower-middle-class families as well. This comprehensive health insurance plan covers the entire spectrum of medical care, from diagnostic tests to post-hospitalization treatment. The Mukhyamantri Amrutam Vatsalya truly serves as a lifeline for those in need.
Features and benefits of the Mukhyamantri Amrutum Yojana
The Mukhyamantri Amrutum Yojana offers financial assistance to families in Gujarat who earn a low income and live below the poverty line. Initially designed for BPL families, the scheme was later expanded to include lower-middle-class families under the updated Mukhyamantri Amrutum Vatsalya Yojana, broadening its reach to cover more households.
Key benefits of the MA Yojana include:
- Annual medical coverage of up to Rs. 5 lakh per family.
- Travel expenses of Rs. 300 for each hospital visit.
- Access to all the benefits offered under the PMJAY Ayushman Bharat Pradhan Mantri Jan Arogya Yojana.
- The insurance also covers diagnostic expenses, hospital registration fees, surgical costs, medication expenses, patient meal costs, admission fees, hospital charges, post-surgery follow-up costs, and transportation costs.
Eligibility for Mukhyamantri Amrutum Yojana
The MA Amrutam Yojana is specifically designed for families with low annual incomes. To be eligible for the scheme, your income must not exceed a predetermined amount, and you must belong to specific occupations. Here are the key eligibility criteria:
Below Poverty Line (BPL) families:
- The family must be listed in the Below Poverty Line (BPL) list created by the State Government.
- All family members must be present to enroll under the MA Yojana.
Family’s annual income:
- Up to Rs. 4 lakh.
Accredited Social Health Activist (ASHA) Workers:
- ASHA workers recognised as accredited healthcare providers.
Accredited reporters:
- Reporters who are recognised and authorised as media personnel.
U-win card holders:
- Individuals holding U-win cards, typically issued to workers in the unorganised sector.
Senior citizens from families with annual income up to Rs. 6 lakh:
Senior citizens belonging to families with an annual income of up to Rs. 6 lakh.
