ManipalCigna Health Insurance

ManipalCigna Health Insurance - Mediclaim – Infections (Water Borne Disease) starting at Rs. 1,864

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 3 lakh, premium at Rs. 1,864

    Coverage up to Rs. 3 lakh, premium at Rs. 1,864

    Choose from the three premium slabs to get coverage that fits your requirement.

  • Water-borne diseases cover

    Water-borne diseases cover

    The policy covers treatment of water-borne diseases such as typhoid fever, cholera, hepatitis, dysentery, and Guinea worm disease.

  • Hospitalisation expenses cover

    Hospitalisation expenses cover

    Get coverage for in-patient hospitalisation, pre-and post-hospitalisation expenses for treatment of water-borne diseases.

  • Treatment expenses cover

    Treatment expenses cover

    Get coverage for treatment expenses including diagnostic tests, medicines, and doctor’s fees.

  • End-to-end online process

    End-to-end online process

    Buy the policy online with our 100% digital and paperless process through any of your preferred payment modes.

  • No documents are required to buy the policy

    No documents are required to buy the policy

    When buying Mediclaim – Infections (Water Borne Disease) cover, you do not need to present any documents at the time of making the purchase.

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Eligibility criteria and documents required

You need to fulfil the following criteria to buy Infections (Water Borne Disease) cover. If you meet all the eligibility criteria, we will need a few details to complete your application process. 

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian 
  • Age: 18 - 65 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Infections (Water Borne Disease) cover:

  • Premium of Rs. 1,864
  • Premium of Rs. 1,959
  • Premium of Rs. 2,054
Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 1,864
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 2 lakh
Premium including GST (in Rs.) 1,959
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 3 lakh
Premium including GST (in Rs.) 2,054
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under Infections (Water Borne Disease) cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation cover Covers hospitalisation costs
Diagnostic tests Covers diagnostic tests before and during hospitalisation
Treatment charges Covers treatment charges such as ICU expenses, transfusion charges, doctor’s fees, and medication costs
Key exclusions Description
Vector borne disease Illnesses other than typhoid fever, cholera, hepatitis, dysentery, and Guinea worm disease
Any pre-existing disease No coverage for pre-existing medical illness

How to claim

You can contact the insurer (ManipalCigna Health Insurance) to claim the benefits of Infections (Water Borne Disease) cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Infections (Water Borne Disease) cover, you need to present the following documents:
    1.  Policy document received at the time of purchase
    2. Discharge summary
    3. Complete billing in case of reimbursement
    For cashless, policy document, cashless card issued by the insurer, if any. The network hospital shares the billing details directly with the insurance company to settle the claims

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is the Infections (Water Borne Disease) cover?

This policy provides a lump sum payout to the insured person in case they are hospitalised due to water-borne diseases as detailed in the policy document.

What is the coverage under this policy?

This policy is applicable in cases of in-patient hospitalisation for water-borne diseases. These include typhoid fever, cholera, hepatitis, dysentery, and Guinea worm disease.

What is the claim process for this policy?

You can claim the benefits of this policy by writing to You can also call on the toll-free number 1800-102-4462.

What is the policy tenure?

This insurance policy is valid for a period of one year.

What are the exclusions under the policy?

This policy does not cover cases of any pre-existing conditions and diseases other than the ones included in the policy document.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company ManipalCigna Health Insurance Co. Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.