ManipalCigna Health Insurance - Mediclaim – Infections (Water Borne Disease) starting at Rs. 1,864
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
Coverage up to Rs. 3 lakh, premium at Rs. 1,864
Choose from the three premium slabs to get coverage that fits your requirement.
Water-borne diseases cover
The policy covers treatment of water-borne diseases such as typhoid fever, cholera, hepatitis, dysentery, and Guinea worm disease.
Hospitalisation expenses cover
Get coverage for in-patient hospitalisation, pre-and post-hospitalisation expenses for treatment of water-borne diseases.
Treatment expenses cover
Get coverage for treatment expenses including diagnostic tests, medicines, and doctor’s fees.
End-to-end online process
Buy the policy online with our 100% digital and paperless process through any of your preferred payment modes.
No documents are required to buy the policy
When buying Mediclaim – Infections (Water Borne Disease) cover, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Infections (Water Borne Disease) cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 65 years
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Email address
- Phone number
Step-by-step guide to buy this policy
Click on the ‘Buy Now’ button on this page.
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
Enter the One Time Password (OTP) received on your registered mobile number for verification.
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.
Here’s a quick look at the policy details of Infections (Water Borne Disease) cover:
- Premium of Rs. 1,864
- Premium of Rs. 1,959
- Premium of Rs. 2,054
|Sum insured (in Rs.)||1 lakh|
|Premium including GST (in Rs.)||1,864|
|Policy tenure||1 year|
|Sum insured (in Rs.)||2 lakh|
|Premium including GST (in Rs.)||1,959|
|Policy tenure||1 year|
|Sum insured (in Rs.)||3 lakh|
|Premium including GST (in Rs.)||2,054|
|Policy tenure||1 year|
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under Infections (Water Borne Disease) cover:
- Key inclusions
- Key exclusions
|Hospitalisation cover||Covers hospitalisation costs|
|Diagnostic tests||Covers diagnostic tests before and during hospitalisation|
|Treatment charges||Covers treatment charges such as ICU expenses, transfusion charges, doctor’s fees, and medication costs|
|Vector borne disease||Illnesses other than typhoid fever, cholera, hepatitis, dysentery, and Guinea worm disease|
|Any pre-existing disease||No pre-existing medical illness is covered|
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (ManipalCigna Health Insurance) to claim the benefits of Infections (Water Borne Disease) cover by email or phone:
Insurer’s email address
Share your policy document and medical reports at firstname.lastname@example.org
Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits
Documents required to claim
To claim the benefits of Infections (Water Borne Disease) cover, you need to present the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3. Complete billing in case of reimbursement
For cashless, policy document, cashless card issued by the insurer, if any. The billing details are directly shared with the insurance company by the network hospital and settled before discharge
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at email@example.com
Frequently asked questions
This policy provides a lump sum payout to the insured person in case they are hospitalised due to water borne diseases as detailed in the policy document.
This policy is applicable in cases of in-patient hospitalisation for water borne diseases such as typhoid fever, cholera, hepatitis, dysentery, and Guinea worm disease.
Persons insured by this policy can file their claims to the insurer by writing to firstname.lastname@example.org or calling on the toll-free number 1800-102-4462.
This insurance policy has a tenure of one year.
This policy does not cover cases of any pre-existing conditions and diseases other than the ones included in the policy document.
Out-patient means a patient who undergoes OPD treatment.
Certificate of Insurance
The document issued by the insurer confirming the policy purchase.
A period of 12 consecutive months within the policy period commencing from the inception date or any subsequent policy anniversary.
Premium shall have to be paid in Indian Rupees and made in favour of the insurer.