ManipalCigna Health Insurance

ManipalCigna Health Insurance - Mediclaim- Health+ Accident (Comprehensive) - 2 EMI Protection

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Sum insured up to Rs. 50,000, premium Rs. 219

    Sum insured up to Rs. 50,000, premium Rs. 219

    Get coverage for two EMIs if unable to undertake your primary occupation for a minimum period of one year. Get a sum insured of up to Rs. 50,000.

  • Illness/injury results in disability

    Illness/injury results in disability

    The cover is available if the injury results in Permanent Total/Partial Disablement, Temporary Total Disablement, coma, or hospitalisation.

  • End-to-end online

    End-to-end online

    The entire process to buy the policy is 100% digital on the Bajaj Finance Insurance Mall.

  • No documents are required to buy the policy

    No documents are required to buy the policy

    When buying a Pocket Insurance policy, you do not need to present any documents at the time of making the purchase.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Mediclaim – Health+Accident (Comprehensive) – 2 EMI Protection cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian 
  • Age: 18 - 65 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

A step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Mediclaim- Health+ Accident (Comprehensive) - 2 EMI Protection:

  • Premium of Rs. 219
  • Premium of Rs. 419
  • Premium of Rs. 824
  • Premium of Rs. 1,024
  • Premium of Rs. 2,029
Policy details Description
Sum insured (in Rs.) 5,000
Premium including GST (Rs.) 219
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 10,000
Premium including GST (Rs.) 419
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 20,000
Premium including GST (Rs.) 824
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 25,000
Premium including GST (Rs.) 1024
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 50,000
Premium including GST (Rs.) 2,029
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 50,000
Premium including GST (Rs.) 2,029
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the policy details of Mediclaim- Health+ Accident (Comprehensive) - 2 EMI Protection:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Earnings protection Covers against disability, hospitalisation, and coma that results in inability to engage in an occupation for one month
Cash benefit Covers cash benefit commensurate with EMI contribution of the existing insurance-linked loan account
Key exclusions Description
Any pre-existing disease No coverage for pre-existing medical illness
Adventure sports accident Any accident due to adventure sports

How to claim

You can contact the insurer (ManipalCigna Health Insurance) to claim the benefits of the Mediclaim- Health+ Accident (Comprehensive) - 2 EMI Protection by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at servicesupport@manipalcigna.com

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Mediclaim- Health+ Accident (Comprehensive) - 2 EMI Protection, you need to present the following documents:
    1. Policy document received at the time of purchase
    2. Discharge summary
    3. Complete billing in case of reimbursement
    For cashless claims, the network hospital shares billing details directly with the insurance company. After that, the insurance company directly settles the payment before discharge

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in

Frequently asked questions

What is Mediclaim- Health+ Accident (Comprehensive) - 2 EMI Protection?

This is an insurance product from ManipalCigna Health Insurance offered by Bajaj Finance. This health insurance provides financial support to the policyholder and their beneficiaries in case of hospitalisation, disability, or coma. The accident results in their loss of ability to earn an income.

What is the claim process for Mediclaim- Health+ Accident (Comprehensive) - 2 EMI Protection?

You can contact the insurer by writing to them at servicesupport@manipalcigna.com or calling on the toll-free number 1800-102-4462.

What is the premium for Mediclaim- Health+ Accident (Comprehensive) - 2 EMI Protection?

The policy is available in different variants:

  • Sum insured of up to Rs. 5,000 for premium of Rs. 291
  • Sum insured of up to Rs. 10,000 for premium of Rs. 491
  • Sum insured of up to Rs. 20,000 for premium of Rs. 824
  • Sum insured of up to Rs. 25,000 for premium of Rs. 1,024
  • Sum insured of up to Rs. 5,000 for premium of Rs. 2,029
What is the policy tenor of Mediclaim- Health+ Accident (Comprehensive) - 2 EMI Protection?

The Mediclaim- Health+ Accident (Comprehensive) - 2 EMI Protection has a policy tenure of 1 year.

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Disclaimer

*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Manipal Cigna Health Insurance. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage with ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.