Aditya Birla Health Insurance – Kidney Stones Cover at Rs. 499
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 50,000, premium Rs. 499
Get coverage for treatment arising from the kidney stones diagnosis by a medical practitioner. The diagnosis to be confirmed by ultrasound/CT scan.
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Medical expense cover
Pre, post, and during hospitalisation charges including diagnostic tests, doctor’s fees, medication costs, and treatment charges, such as ICU, transfusion, and room rent for kidney stone treatment are covered. All medical expenses 15 days before and after hospitalisation.
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End-to-end online
You can easily buy the policy online in just six simple steps with our paperless process.
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Hospital room expenses
Room rent of up to Rs. 1,000 per day for normal and Rs. 2,000 per day for ICU.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Kidney Stones Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 55 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Kidney Stones Cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 50,000 |
| Premium including GST (in Rs.) | 499 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under the Kidney Stones Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Pre- and post-hospitalisation | Covers medical expenses incurred 15 days before and after hospitalisation |
| Treatment charges | Covers hospital room rent, ICU, transfusions, doctor’s fees, medications, and tests |
| Key exclusions | Description |
|---|---|
| Pre-existing diseases | No coverage for pre-existing diseases |
| Waiting period | Illnesses detected within 30 days of the start of the policy |
| Hospitalisation, except for kidney stones | The plan does not provide coverage for hospitalisation for treatment other than kidney stones |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of the Kidney Stones Cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at care.healthinsurance@adityabirlacapital.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits
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Documents required to claim
To claim the benefits of Kidney Stones Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Kidney Stones Cover is an insurance product from Aditya Birla Health Insurance offered through Bajaj Finance. It provides financial support for medical expenses associated with the treatment of kidney stones.
The policy provides the financial support necessary for kidney stone treatment. Get coverage for all the medical expenses arising from before, after, and during the hospitalisation.
You can contact the insurer by writing to them at care.healthinsurance@adityabirlacapital.com or calling on the toll-free number 1800-270-7000.
Yes, there is a waiting period of 30 days to claim the benefits under the Kidney Stone Cover.
The Aditya Birla Health Insurance Kidney Stone Cover is available at a premium of Rs. 499. It provides coverage of up to Rs. 50,000.
