Aditya Birla Health Insurance – Kidney Stones Cover at Rs. 499
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 50,000, premium Rs. 499
Get coverage against the medical treatment arising from the diagnosis and treatment by a medical practitioner for kidney stones.
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Medical expense cover
Pre, post and during hospitalisation charges including diagnostic tests, doctor’s fees, medication costs, and treatment charges, such as ICU, transfusion, and room rent for kidney stone treatment are covered.
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End-to-end online
About five minutes is all it would take to complete six simple steps and get your policy online.
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Hospital room expenses
Room rent of up to Rs. 1,000 per day for normal and Rs. 2,000 per day for ICU.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Kidney Stones Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 55 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.
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In case your details need to be changed, you can update it on ‘My Account’ (our customer portal). Once your information has been updated, you can resume your application form by revisiting this page.
In case all the information is in order, click on the ‘Proceed’ button.
Policy details
Here’s a quick look at the policy details of Kidney Stones Cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 50,000 |
| Premium including GST (in Rs.) | 499 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under the Kidney Stones Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Pre- and post-hospitalisation | Covers medical expenses incurred 15 days before and after hospitalisation |
| Treatment charges | Covers hospital room rent, ICU, transfusions, doctor’s fees, medications, and tests |
| Key exclusions | Description |
|---|---|
| Pre-existing diseases | Pre existing diseases are not covered |
| Waiting period | Illnesses detected within 30 days of the start of the policy |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Aditya Birla Health Insurance) to claim the benefits of the Kidney Stones Cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at care.healthinsurance@adityabirlacapital.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits
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Documents required to claim
To claim the benefits of Kidney Stones Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Kidney Stones Cover is an insurance product from Aditya Birla Health Insurance offered by Bajaj Finance that provides financial support for medical expenses associated with the treatment of kidney stones.
The Kidney Stones Cover provides the financial support necessary for all the medical expenses arising from kidney stone treatment before, after and during the hospitalisation period.
You can reach out to the insurer by writing to them at care.healthinsurance@adityabirlacapital.com or calling on the toll-free number 1800-270-7000.
Yes, there is a waiting period of 30 days to claim the benefits under the Kidney Stone Cover.
The Aditya Birla Health Insurance Kidney Stone Cover from Bajaj Finance is available at a premium of Rs. 499 for a coverage of up to Rs. 50,000.