Aditya Birla Health Insurance

Aditya Birla Health Insurance – Kidney Stones Cover at Rs. 499

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 50,000, premium Rs. 499

    Coverage up to Rs. 50,000, premium Rs. 499

    Get coverage for treatment arising from the kidney stones diagnosis by a medical practitioner. The diagnosis to be confirmed by ultrasound/CT scan. 

  • Medical expense cover

    Medical expense cover

    Pre, post, and during hospitalisation charges including diagnostic tests, doctor’s fees, medication costs, and treatment charges, such as ICU, transfusion, and room rent for kidney stone treatment are covered. All medical expenses 15 days before and after hospitalisation. 

  • End-to-end online

    End-to-end online

    You can easily buy the policy online in just six simple steps with our paperless process.

  • Hospital room expenses

    Hospital room expenses

    Room rent of up to Rs. 1,000 per day for normal and Rs. 2,000 per day for ICU.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Kidney Stones Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18 - 55 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Kidney Stones Cover:

Policy details Description
Sum insured (in Rs.) 50,000
Premium including GST (in Rs.) 499
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under the Kidney Stones Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Pre- and post-hospitalisation Covers medical expenses incurred 15 days before and after hospitalisation
Treatment charges Covers hospital room rent, ICU, transfusions, doctor’s fees, medications, and tests
Key exclusions Description
Pre-existing diseases No coverage for pre-existing diseases
Waiting period Illnesses detected within 30 days of the start of the policy
Hospitalisation, except for kidney stones The plan does not provide coverage for hospitalisation for treatment other than kidney stones

How to claim

You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of the Kidney Stones Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Kidney Stones Cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is Kidney Stones Cover?

Kidney Stones Cover is an insurance product from Aditya Birla Health Insurance offered through Bajaj Finance. It provides financial support for medical expenses associated with the treatment of kidney stones.

What are the benefits of Kidney Stones Cover?

The policy provides the financial support necessary for kidney stone treatment. Get coverage for all the medical expenses arising from before, after, and during the hospitalisation.

What is the claim process for Kidney Stones Cover?

You can contact the insurer by writing to them at or calling on the toll-free number 1800-270-7000.

Is there a waiting period to claim benefits under this policy?

Yes, there is a waiting period of 30 days to claim the benefits under the Kidney Stone Cover. 

What is the premium for the Kidney Stone Cover?

The Aditya Birla Health Insurance Kidney Stone Cover is available at a premium of Rs. 499. It provides coverage of up to Rs. 50,000.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Aditya Birla Health Insurance Co. Limited. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Group Activ Health UIN: ADIHLGP22190V032122. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.