A body fat percentage table helps assess an individual’s fitness level by comparing fat levels relative to age and gender. For both men and women, understanding body fat percentages is essential for tracking overall health, fitness goals, and reducing the risk of chronic conditions.
Body Fat Percentage
|
Women (Healthy Range)
|
Men (Healthy Range)
|
Description
|
Essential Fat
|
10-13%
|
2-5%
|
Necessary for basic bodily functions
|
Athletes
|
14-20%
|
6-13%
|
Typical for athletes
|
Fitness
|
21-24%
|
14-17%
|
Good fitness level
|
Average
|
25-31%
|
18-24%
|
Most common range in general population
|
Obese
|
32% and above
|
25% and above
|
High level of body fat
|
Also, check: Body fat calculator
What are the major factors affecting weight and height for male and female?
Several factors affect a person's height and weight. Some of the major factors are discussed below:
Genetics:
Genetics plays a significant role in determining a person's height and weight. A person's height and body type are often inherited from their parents.
Age:
Age also affects a person's height and weight. As a person ages, their metabolism slows down, which can lead to weight gain.
Lifestyle:
Lifestyle choices, like diet and exercise, also play a significant role in determining a person's weight. A balanced diet and regular exercise can help maintain an ideal weight based on height.
Impact of height and weight on health insurance
Height and weight play a pivotal role in the health insurance landscape. Insurers often utilise this data to assess an individual's overall health risk and determine insurance premiums.
Premium rates:
Height and weight may affect health insurance premiums. Insurers evaluate these factors to assess the risk of health issues; higher weight relative to height often results in higher premiums.
BMI consideration:
Insurers often use Body Mass Index (BMI) to assess health risks. Height and weight are crucial for calculating BMI, as they measure weight relative to height. Higher weight for a given height increases BMI, indicating potential health risks or obesity. Read more about the BMI calculator for further details.
Underwriting criteria:
Higher BMI or extreme height may lead to increased scrutiny during underwriting. Height and weight influence health insurance underwriting by assessing risk; abnormal ratios can lead to higher premiums or coverage limitations.
Risk assessment:
Excessive weight or height may be associated with higher health risks, impacting policy acceptance, or pricing.
Pre-existing conditions:
Height and weight can influence the likelihood of pre-existing conditions, affecting policy coverage. Height and weight impact pre-existing conditions in health insurance, potentially increasing risk assessments and resulting in higher premiums or exclusions.
Policy exclusions:
Some policies may have exclusions or limitations based on height and weight-related health concerns.
Wellness programs:
Insurers may offer incentives for maintaining a healthy weight and promoting overall well-being.
Maintaining a healthy weight range based on height is crucial to avoid health issues and to ensure affordable health insurance coverage. By referring to a height and weight chart, individuals can determine their ideal weight range and set goals for healthy weight management. While genetics and age affect a person's height and weight according to height chart, lifestyle choices like diet and exercise play a crucial role in maintaining an ideal weight range. It is, therefore, essential to make healthy lifestyle choices to maintain an ideal weight range and overall physical health.