Bajaj Finserv Health - Health Wallet plan at a membership fee of Rs. 999

Key features and benefits

  • Annual membership fee of Rs. 999

    Annual membership fee of Rs. 999

    Get OPD/doctor consultation coverage and lab test discounts of up to Rs. 1,500. Get network discounts on preventive health check-ups, dental procedures, spectacle, and pharmacy.

  • OPD/ doctor consultation and lab tests covered

    OPD/ doctor consultation and lab tests covered

    Coverage for OPD or doctor consultations and stay covered for pre-specified lab and radiology tests.

  • Network discounts

    Network discounts

    Avail of unlimited discounts starting from 5% to 10% on different health care services. It is applicable through the Bajaj Finserv Health Prime network.

  • No documents required to buy the plan

    No documents required to buy the plan

    You need not present any documents at the time of purchasing the plan.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Health Wallet plan. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Nationality: Indian 
  • Age: 18 – 75 years

Details required

  • Name
  • Address
  • Email Address
  • Mobile number

Step-by-step guide to buy this plan

  • Step 1

    Step 1

    Click on ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, pre-filled details will appear on the form. You need to review the details.

  • Step 5

    Step 5

    In case you are a new customer buying the plan, you will need to fill in the details. Provide your name, address, email address, and phone number.

  • Step 6

    Step 6

    After reviewing or filling out the details, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 7

    Step 7

    After the payment is successful, you can download the plan receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Plan details

Here’s a quick look at the plan details of Health Wallet:

Plan details Description
Coverage details Get OPD/Doctor consultation coverage | Get discounts on lab and radiology tests at Bajaj Finserv Health prime network hospitals and labs
Membership fee including GST (in Rs.) 999
OPD/Doctor consultation benefit (Open market reimbursement) (in Rs.) 750
Lab and radiology benefit (in Rs.) 1,500
Network discounts Get 10% discounts on doctor consultation, lab tests, and preventive health check-up | Also, get 10% discount on dental procedures, spectacle, and pharmacy | Get 5% discount on IPD room rent | Free ambulance service on IPD admission
Plan tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the inclusions and exclusions under the Health Wallet Plan:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Lab tests package Take any pathology or radiology test of choice from any lab/radiology centre and get coverage up to the benefit amount | Lab or radiology invoice with the amount, consumption date, and stamp should be clearly visible on the uploaded invoice for approval
Single or multiple tests Get the benefit amount to the extent of the value of benefits | This may be in a single visit or spread over multiple pathology or radiology tests
Doctor’s consultation Consult with a doctor of your choice (allopathic, dental, homeopathic, and ayurvedic dental) | Submit the invoice for reimbursement | The invoice should clearly state doctor consultation fees, doctor name, and speciality | Also, share the doctor’s registration number, date of consultation, doctor stamp, and customer details
Key exclusions Description
Exclusions under lab and radiology benefit No coverage for any diagnostic procedures undertaken by the doctor | Benefit is not transferrable to even family members | There is no option to carry forward the benefits, even on repurchase of plan | Benefit is not redeemable against cash | Option to club lab and radiology benefit is not available
Exclusions under OPD/doctor consultation benefit Coverage is not available for any medical procedures undertaken | Benefit is not transferrable to even family members | There is no option to carry forward the benefits, even on repurchase of plan | Benefit is not redeemable against cash | The member cannot club the doctor consultation benefit with any other benefit
Exclusions to availing network discounts The members cannot club network discounts with any other benefit | Network discounts are not applicable outside the Bajaj Finserv Health Prime network

How to claim for lab and radiology benefits

You can claim lab and radiology benefits under the Health Wallet plan in the following ways:

  • Bajaj Finserv Health app

    Bajaj Finserv Health app

    1. Download the app and sign-up using the registered mobile number
    2. Under ‘My Health Plans’, select the purchased plan
    3. Select ‘Doctor consultation’ or ‘Lab and radiology benefit’

  • Bajaj Finserv Health website

    Bajaj Finserv Health website

    1. Sign-up on the Bajaj Finserv Health website
    2. Under ‘My Health Plans’, select the purchased plan
    3. Select ‘Doctor consultation’ or ‘Lab and radiology benefit’

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product, please write to us at

  • E-mailing the customer care team

    E-mailing the customer care team

    1. Email to
    2. Attach a scanned copy of the invoice with all details clearly visible
    3. Mention details like hospital/lab name, patient name, and bill amount
    4. Attach membership document received at the time of purchase and the invoices for all expenses being claimed

How to claim for network discount benefits

You can claim network discount benefits under the Health Wallet plan in the following ways:

  • Select the network discount benefit

    Select the network discount benefit

    Go to your plans and select network discount benefit along with the type of discount you want

  • Select a hospital/lab near you

    Select a hospital/lab near you

    Select any hospital/lab near your area from the list of providers within the prime network

  • Share the voucher

    Share the voucher

    Share voucher received on SMS with hospital/lab on date of visit and claim discount

  • Select the date of visit

    Select the date of visit

    Enter the date when you wish to visit the hospital/lab and generate a voucher

  • Physical visit

    Physical visit

    1. You can also view the list of labs and hospitals available on the Bajaj Finserv Health App

    2. Go to any of the 3,500+ labs and hospitals within the prime network

    3. Share your registered mobile number with the lab or hospital

    4. Get up to 10% discount on various services under the network discount benefit

Frequently asked questions

What is the Health Wallet plan?

The Health Wallet plan offers OPD/doctor consultation benefits along with lab test package required for assessing fitness. Also, avail the benefit of OPD consultation from the convenience of your home.

What is the claim process for Health Wallet plan?

Members can make claims by writing to the service provider at Also, using the Bajaj Finserv Health app, or website.

What is the cost of purchasing this plan?

The plan membership cost is Rs. 999 for a year.

Can I club other offers with network discounts?

No, there is no option to club network discounts with any other benefits.

How can I cancel my appointment?

You can cancel the appointment up to the scheduled time of the appointment. Select your upcoming appointment, then choose the option “I want to cancel my appointment.” Choose a reason and click on the submit button.

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Bajaj Finance Ltd. (BFL) is merely a distributor of third-party products from Assistance Services providers such as CPP Assistance Services Pvt Ltd, Bajaj Finserv Health Ltd. (BFHL), AWP Assistance India Pvt. Ltd. (Allianz), Doc Online Health India Pvt Ltd. etc. Issuance of the product is at sole discretion of Assistance Company or Services provider. The product and services or benefits assured under the product shall be governed by respective partner’s product T&Cs and BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. Your purchase of an assistance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any product. For more details on terms and conditions, inclusions, and exclusions please read the product sales brochure carefully before purchase or subscription. All product information such as membership fees, benefits, exclusions, value-added services, etc. are authentic and solely based on the information received from the respective value-added service provider or Assistance company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.