When you buy life insurance, you're investing in certainty—especially for your loved ones. One of the most crucial metrics that can help you choose right is the claim settlement ratio (CSR). HDFC Life, a leading life insurer in India, has consistently maintained a high claim settlement ratio, signalling reliability, trust, and a commitment to policyholders.
If you are someone who’s researched plans before or revisiting after exploring earlier, you are already ahead. Let’s help you complete the loop:
What is HDFC Life claim settlement ratio?
The HDFC Life claim settlement ratio refers to the percentage of claims successfully paid out by the company in a financial year compared to total claims received. For instance, a CSR of 99.39% (FY 2022–23) means HDFC Life settled 99 out of every 100 claims—an industry-leading figure.
- A high CSR shows the insurer honours commitments
- It reflects trustworthiness and promptness
- Critical for financial protection of your family
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