Aditya Birla Health Insurance - Critical Illness Plan (36 - 50 years) at Rs. 848
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 1 lakh, premium Rs. 848
If diagnosed with any of 11 critical illnesses mentioned under the policy, get a lump sum payout of Rs. 1 lakh.
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Second e-opinion
The additional benefit of taking a second e-opinion from an independent medical practitioner in case of critical illnesses.
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Loan protection
If diagnosed with a critical illness, receive a payout up to the sum insured to cover 3 EMI amounts.
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End-to-end online
About five minutes is all it would take to complete six simple steps and get your policy online.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Critical Illness Plan (36-50 years). If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 36 - 50 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.
Policy details
Here’s a quick look at the policy details of Critical Illness Plan (36-50 years):
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 848 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under Critical Illness Plan (36-50 years):
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Critical illnesses | The policy benefits can only be claimed if diagnosed with any of the specified 11 critical illnesses as per the policy |
| Second e-opinion | Benefit of taking a second e-opinion from an independent medical practitioner in case of critical illnesses |
| Key exclusions | Description |
|---|---|
| Any pre-existing disease | No pre-existing medical illness is covered |
| In-patient costs | Expenses incurred due to hospitalisation, or reimbursements for treatments |
| Ailments during waiting period | Illnesses detected before 90 days from the start of policy are not covered. Additionally, the survival period is 30 days |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Aditya Birla Health Insurance) to claim the benefits of Critical Illness Plan (36-50 years) by email or phone:
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Insurer’s email address
Share your policy document and medical reports at care.healthinsurance@adityabirlacapital.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits
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Documents required to claim
To claim the benefits of Critical Illness Plan (36-50 years), you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Critical Illness Plan (36-50 years) is an insurance product from Aditya Birla Health Insurance offered through Bajaj Finance that provides financial support in case of diagnosis of a critical illness for people aged 36 to 50 years.
The Critical Illness Plan (36-50 years) provides the financial support necessary during the treatment and recovery from eleven critical illnesses and ensures that this difficult period of life doesn’t damage your financial interests.
You can reach out to the insurer by writing to them at care.healthinsurance@adityabirlacapital.com or calling on the toll-free number 1800-270-7000.
Critical Illness Plan (36-50 years) provides a lump sum payout up to the sum insured on diagnosis of the included illnesses. Also it offers loan protection with coverage for three EMI payouts up to the sum insured in case the policyholder is diagnosed with any of the covered critical illnesses.
