Aditya Birla Health Insurance - Critical Illness Plan (36 - 50 years) at Rs. 848

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 1 lakh, premium Rs. 848

    If diagnosed with any of 11 critical illnesses mentioned under the policy, get a lump sum payout of Rs. 1 lakh.

  • Second e-opinion

    The additional benefit of taking a second e-opinion from an independent medical practitioner in case of critical illnesses.

  • Loan protection

    If diagnosed with a critical illness, receive a payout up to the sum insured to cover 3 EMI amounts.

  • End-to-end online

    About five minutes is all it would take to complete six simple steps and get your policy online.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Critical Illness Plan (36-50 years). If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  •  Exclusively for Bajaj Finance customers
  •  Nationality: Indian 
  •  Age: 36 - 50 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.

Show More Show Less

Policy details

Here’s a quick look at the policy details of Critical Illness Plan (36-50 years):

Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 848
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under Critical Illness Plan (36-50 years):

  • Key inclusions
  • Key exclusions
Key inclusions Description
Critical illnesses The policy benefits can only be claimed if diagnosed with any of the specified 11 critical illnesses as per the policy
Second e-opinion Benefit of taking a second e-opinion from an independent medical practitioner in case of critical illnesses
Key exclusions Description
Any pre-existing disease No pre-existing medical illness is covered
In-patient costs Expenses incurred due to hospitalisation, or reimbursements for treatments
Ailments during waiting period Illnesses detected before 90 days from the start of policy are not covered. Additionally, the survival period is 30 days

How to claim

You can reach out to the insurer (Aditya Birla Health Insurance) to claim the benefits of Critical Illness Plan (36-50 years) by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Critical Illness Plan (36-50 years), you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is the Critical Illness Plan (36-50 years)?

Critical Illness Plan (36-50 years) is an insurance product from Aditya Birla Health Insurance offered through Bajaj Finance that provides financial support in case of diagnosis of a critical illness for people aged 36 to 50 years.

What are the benefits of Critical Illness Plan (36-50 years)?

The Critical Illness Plan (36-50 years) provides the financial support necessary during the treatment and recovery from eleven critical illnesses and ensures that this difficult period of life doesn’t damage your financial interests.

What is the claim process for Critical Illness Plan (36-50 years)?

You can reach out to the insurer by writing to them at or calling on the toll-free number 1800-270-7000.

What is covered under Critical Illness Plan (36-50 years)?

Critical Illness Plan (36-50 years) provides a lump sum payout up to the sum insured on diagnosis of the included illnesses. Also it offers loan protection with coverage for three EMI payouts up to the sum insured in case the policyholder is diagnosed with any of the covered critical illnesses.

Show Less


*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Aditya Birla Health Insurance Co. Limited. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Group Protect Policy UIN: ADIHLGP22023V032122. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.