CMHIS Nagaland – Chief Minister Health Insurance Scheme

Discover how CMHIS Nagaland offers cashless treatment up to ₹20 lakhs for employees and ₹5 lakhs for others at empanelled hospitals across India, ensuring stress-free healthcare.
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3 min
10-March-2026

Intending to ease the financial burden of hospitalisation costs and ensure access to medical care regardless of affordability, the State government launched the Chief Minister Health Insurance Scheme (CMHIS) in Nagaland. CMHIS stands out as one of the pioneering State-specific welfare programs, providing every citizen with access to free and cashless treatment for a range of ailments. This initiative plays a crucial role in reducing the risk of impoverishment stemming from hospital expenses, while also advancing the availability of quality and affordable healthcare services.

In this article, we will discuss the benefits, coverage, eligibility, application process, and more about the Chief Minister Health Insurance Scheme in Nagaland.
 

What is the Nagaland Chief Minister Health Insurance Scheme (CMHIS)?


The Nagaland Chief Minister Health Insurance Scheme (CMHIS) is a government health insurance initiative designed to provide financial protection and access to quality medical care for residents of Nagaland. Through the official portal cmhis nagaland gov in, eligible beneficiaries can register, check their details, and access scheme-related services. The scheme offers cashless treatment at empanelled hospitals for various medical conditions and hospitalisation needs. It works in convergence with the Ayushman Bharat programme and aims to make healthcare more affordable and accessible for citizens who may not be covered under other government-funded health schemes.


 

Nagaland Chief Minister Health Insurance Scheme – An overview
 

Scheme nameChief Minister Health Insurance Scheme (CMHIS) – Nagaland
Launched on14th October, 2022
ObjectiveAims to provide quality healthcare services for the citizens of Nagaland, especially from the weaker sections of the society
CoverageEligible beneficiaries get health insurance coverage up to Rs. 5 lakh*
Websitehttps://cmhis.nagaland.gov.in/


Benefits of the Chief Minister Health Insurance Scheme (CMHIS) in Nagaland

The inception of the Chief Minister Health Insurance Scheme marks a significant stride towards fulfilling Nagaland's 2030 Sustainable Development Goal, inaugurated in August 2021. This goal aims to ensure equitable, affordable, and quality healthcare services for all Nagaland citizens by the year 2030. Given below are the benefits of Chief Minister Health Insurance Scheme Nagaland:
 

  • Every participant in the program is eligible for cost-free and seamless hospitalization services encompassing a range of conditions, including pre-existing illnesses, accessible at any affiliated hospital nationwide.
  • The coverage extends to both surgical and medical interventions as well as specific day-care packages. Outpatient department (OPD) services and independent diagnostic investigations are not included within the scope of the scheme.
  • The scheme includes services for preventive and primary care, which play a crucial role in early detection and management of health issues, thereby reducing the risk of chronic diseases and potential long-term healthcare expenses.
  • The scheme enables beneficiaries to receive treatment at empanelled hospitals that meet specified quality standards. This ensures that individuals have access to reliable healthcare facilities, trained medical professionals, and essential treatment services without financial stress.
  • It offers broad healthcare coverage that includes multiple treatments, procedures, and hospitalisation benefits. Such comprehensive coverage helps ensure that beneficiaries receive adequate medical support for different health conditions.

  • Beneficiaries may also remain eligible for additional government healthcare initiatives, depending on their eligibility criteria. This helps expand access to healthcare services and ensures that individuals can benefit from multiple welfare programs designed to improve public health and financial protection.


     

Coverage of the Chief Minister Health Insurance Scheme (CMHIS) Nagaland

There are two categorisations under the Chief Minister Health Insurance Scheme Nagaland. Given below are the coverage details for the same:
 

CMHIS (GEN)Beneficiaries will have access to over 1950 medical and surgical packages spanning 27 primary clinical specialties, along with entitlement to General Ward facilities, akin to AB PM-JAY.Sum insured is Rs. 5 lakh per family per annum on a family floater basis, similar to AB PM-JAY.
CMHIS (EP)Beneficiaries will be entitled similar to that available for central government employees under the Central Government Health Scheme (CGHS).Sum insured is Rs. 20 lakh per family per annum on a family floater basis.


 

Eligibility criteria for Chief Minister Health Insurance Scheme Nagaland

Details about the eligibility for CMHIS Nagaland is given below:
 

CMHIS (GEN)
  • All indigenous and/or permanent residents of the state who are not beneficiaries under the AB PM-JAY or any other publicly funded government health insurance scheme.
  • Non-dependent family members of CMHIS (EP) categories.
  • Employees without PIMS number, contractual, ad-hoc, fixed pay employees of the State government and contractual employees under various CSS, and their household members.
CMHIS (EP)

State government employees who are eligible for monthly Medical Allowance (MA) and or reimbursement of medical expenses under the Medical Reimbursement scheme viz

  • Regular employees PensionersServing legislators/ Ex- legislators.
  • Employees of State Public Sector Undertakings, Corporations and Autonomous Bodies.
  • Workcharge employees (on Scale Pay), and their dependent family members.


Application Process for the Chief Minister Health Insurance Scheme (CMHIS) Nagaland

Step 1: Begin the process by registering for the Chief Minister’s Health Insurance Scheme (CMHIS) Nagaland.
Step 2: Complete the application form thoroughly, providing all necessary information such as personal details, family particulars, income information, and medical history.
Step 3: Once the application form is filled, submit it along with the required documents to either the nearest Common Service Center (CSC) in your locality or the designated empanelled hospital.
Step 4: The CSC or the empanelled hospital will review the submitted application form and documents, and subsequently, upload the details onto the online portal.
Step 5: Following the upload, the insurance provider will assess the application, determining approval or rejection based on the specified eligibility criteria.
 

Documents required for Chief Minister Health Insurance Scheme Nagaland

Given below is the list of mandatory documents required for Chief Minister Health Insurance Scheme (CMHIS) Nagaland:
 

Documents for CMHIS (GEN) category:

  • Mobile number
  • Indigenous Inhabitant Certificate (IIC) or Permanent Residential Certificate (PRC) issued by the competent authority of the respective district Administration after 2016.
  • Ration Card holders must get their e-cards issued using their ration card in the BIS portal directly without registering in the CMHIS Portal.

Documents for CMHIS (EP) category:

For pensioners:

  • Valid mobile phone number.
  • First three pages of the pensioner’s PPO book indicating PPO number, last pay scale, or designation of the post held or last pay is drawn prior to retirement.

For government employees:

  • Valid mobile phone number
  • PIMS code

For dependent family members:

  • Proof of relationship
  • Disability certificate, for people with disability


 

How to renew the coverage of CMHIS
 

  • Visit the nearest CMHIS enrolment centre with your existing card and required documents to renew coverage under the chief minister's health insurance scheme nagaland.
  • Provide updated details, verify beneficiary information, and complete the renewal request.
  • After verification, your coverage under the chief minister's health insurance scheme nagaland will be renewed for the next policy period.

CMHIS ( Chief Minister Health Insurance Scheme Nagaland )  Contact Details

 

DetailInformation
Scheme Namecm health insurance scheme nagaland
Official Websitehttps://cmhis.nagaland.gov.in
Email Supportnagaland.nhpm@gmail.com
PurposeFor enrolment support, login assistance, and queries related to the cm health insurance scheme nagaland.


 

The Chief Minister's Health Insurance Scheme in Nagaland represents a pioneering initiative aimed at providing comprehensive health coverage to the state's permanent residents. By aligning with Ayushman Bharat, the central government's scheme, it extends its reach to ensure more individuals can avail themselves of its benefits.

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Frequently asked questions

Is it possible for an AB PM-JAY beneficiary to register for the CMHIS scheme?
No, an AB PM-JAY beneficiary is ineligible for enrollment under CMHIS.
How can I check my eligibility for the CMHIS scheme?
To determine your eligibility for the CMHIS scheme, you may visit the official website of the Health and Family Welfare Department of Nagaland, reach out to the empaneled hospitals and healthcare providers administering the scheme, or visit the closest Common Service Center (CSC) in your vicinity.
Can I renew my policy after it expires?
Yes, you can renew your Chief Minister Health Insurance Scheme Nagaland policy after it expires.
What does the Chief Minister's Health Insurance Scheme cover?
Under the Chief Minister's Health Insurance Scheme, families receive coverage for medical treatment amounting to Rs. 5 lakh per year. This coverage encompasses hospitalisation expenses, medical consultation fees, laboratory tests, and other relevant medical expenses incurred during treatment.
Who Can Apply For The CMHIS (Gen) Category?

The CMHIS (Gen) category is designed for residents of Nagaland who are not covered under other government-funded health insurance schemes. Individuals and families belonging to the general population of the state can apply under this category to receive healthcare coverage under the Chief Minister Health Insurance Scheme. Applicants must be permanent residents of Nagaland and provide valid identification and supporting documents during enrolment. Eligible beneficiaries under the CMHIS (Gen) category can access cashless treatment services at empanelled hospitals as per the scheme guidelines.

 

Who Can Apply for the CMHIS (Ep) Category?

The CMHIS (Ep) category is primarily meant for government employees and pensioners of Nagaland. This category also includes their eligible dependents, such as spouses, children, and in some cases parents, as defined by the scheme guidelines. Through this category, employees and pensioners can receive healthcare coverage and access cashless medical treatment at empanelled hospitals. Applicants are usually required to provide employment or pension-related documents along with identity proof to enrol under the CMHIS (Ep) category.

 

How to check CMHIS status?

You can check your CMHIS status online by following these simple steps:

  1. Visit the official CMHIS website.
  2. Navigate to the beneficiary or enrolment status section on the portal.
  3. Enter the required details such as your registration number, Aadhaar number, or other requested information.
  4. Submit the details to view your CMHIS application or beneficiary status.

The portal allows users to track enrolment updates and verify whether they are successfully registered under the scheme.

 

How to generate cmhis card online in Nagaland?

To generate a CMHIS card online in Nagaland, follow these steps:


  1. Go to the official CMHIS portal.
  2. Log in using your registered credentials or beneficiary details.
  3. Navigate to the beneficiary dashboard or card download section.
  4. Verify your details and select the option to download or generate the CMHIS card.
  5. Save the card or print it for use at empanelled hospitals.

The CMHIS card acts as proof of enrolment and helps beneficiaries access cashless treatment services at network hospitals under the scheme.

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