Bajaj Finserv Health

Bajaj Finserv Health - Cataract Care at a membership fee of Rs. 1,399

Key features and benefits

  • Covers cataract treatment at Rs. 1,399

    This plan covers the cost for the treatment of cataract and other related complications specified under the plan.

  • OPD/doctor consultation and lab tests covered

    Get coverage for OPD or doctor consultations up to Rs. 1,000 along with coverage for lab tests through Bajaj Finserv Health Prime partner hospitals or labs.

  • Network discounts

    Avail of discounts from 5% to 10% on multiple health care services only through the Bajaj Finserv Health Prime network.

  • End-to-end online process

    You can buy the plan online through our 100% digital process.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Cataract Care plan. If you meet all the eligibility criteria, we will need a few details to complete your application process. 

Eligibility criteria 

  • Nationality: Indian
  • Age: 18 - 65 years

Documents required

No documents are required to buy the plan.
You only need to provide the following details at the time of buying the plan:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this plan

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled and you need to review the details.

  • Step 5

    In case you are a new customer buying the plan, you will need to fill in the details required - name, address, email address and phone number.

  • Step 6

    Once details are reviewed or filled out, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 7

    After the payment is successful, you can download the plan receipt instantly.

    You can also download the plan document from ‘My Account’ after 5 to 7 working days from the date of purchase of the plan.

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Plan details

Here’s a quick look at the plan details of Cataract Care:

Plan details Description
Coverage details Covers OPD/Doctor consultation expenses, lab and radiology tests, and offers network discounts
Membership fees including GST (in Rs.) 1,399
Lab and Radiology Benefits (in Rs.) 2,000
OPD/Doctor consultation benefits (in Rs.) 1,000
Network discounts 10% discounts on doctor consultation, lab tests, preventive health check-up, dental procedures, spectacles, and pharmacy | 5% discount on IPD room rent | Free ambulance service on IPD admission

Key inclusions and exclusions

Here’s a quick look at the inclusions and exclusions under the Cataract Care plan:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Lab and radiology benefit Take any pathology or radiology test of choice from any lab/radiology centre and get reimbursed for the benefit amount | The benefit amount can be claimed in a single visit or spread over multiple pathology or radiology tests to the extent of the value of benefits
OPD/doctor consultation benefit Involves consultation with a doctor with a minimum degree of MBBS, BDS, BAMS, or BHMS up to the benefit amount mentioned under plan details | The benefit amount can be claimed in a single visit or spread over multiple visits for doctor consultations to the extent of the value of benefits
Network discounts OPD consultation discount – 10% | Lab and radiology discount– 10% | Health plans and packages discount– 10% | Pharmacy discount– 10% | Spectacle discounts– 10% | Dental procedure discounts– 10% | Room rent discount– 5% | Free ambulance for IPD admissions | Network discounts can be utilised multiple times (unlimited) with no capping on the maximum discount that can be availed by the customer
Key exclusions Description
Exclusions under lab and radiology benefit Coverage will not be made for any diagnostic procedures undertaken by the doctor | Benefit is not transferrable to anyone else, even to family members if not covered under the plan | No carry forward of any un-availed benefit is allowed, even on re-purchase of benefit after the expiry of 1 year | Benefit is not redeemable against cash | Lab and Radiology benefit cannot be clubbed with any other benefit
Under OPD/doctor consultation benefit Reimbursements will not be made for any medical procedures undertaken | Benefit is not transferrable to anyone else, even to family members if not covered under the plan
Availing network discounts Network Discounts cannot be clubbed with any other benefits also it can’t be utilised outside the Bajaj Finserv Health Prime network

How to claim for lab and radiology benefits

You can claim lab and radiology benefits under the Cataract Care plan in the following ways:

  • Bajaj Finserv Health app

    Bajaj Finserv Health app

    1. Download the app and sign-up using the registered mobile number
    2. Under ‘My Health Plans’, select the purchased plan
    3. Select ‘Doctor consultation’/ ‘Lab and radiology benefit’
    4. Enter the necessary details and upload the invoice

  • Bajaj Finserv Health website

    Bajaj Finserv Health website

    1. Sign-up on the Bajaj Finserv Health website
    2. Under ‘My Health Plans’, select the purchased plan
    3. Select ‘Doctor consultation’/ ‘Lab and radiology benefit’
    4. Enter the necessary details and upload the invoice

  • Claim processing

    Claim processing

    1. Share bank account details and upload a cancelled cheque
    2. Submit the claim
    3. The claim will be reimbursed within 48 working hours directly in the bank account

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product, please write to us at wecare@bajajfinserv.in

  • E-mailing the customer care team

    E-mailing the customer care team

    1. Email to customercare@bajajfinservhealth.in
    2. Attach a scanned copy of the invoice with all details clearly visible
    3. Mention details like hospital/lab name, patient name, and bill amount
    4. Attach membership document received at the time of purchase and the invoices for all expenses being claimed

How to claim for network discount benefits

You can claim network discount benefits under the Cataract Care plan in the following ways:

  • Select the network discount benefit

    Select the network discount benefit

    Go to your plans and select network discount benefit along with the type of discount you want

  • Select a hospital/lab near you

    Select a hospital/lab near you

    Select any hospital/lab near your area from the list of providers within the prime network

  • Share the voucher

    Share the voucher

    Share voucher received on SMS with hospital/lab on date of visit and claim discount

  • Select the date of visit

    Select the date of visit

    Enter the date when you wish to visit the hospital/lab and generate a voucher

  • Physical visit

    Physical visit

    1. You can also view the list of labs and hospitals available on the Bajaj Finserv Health App

    2. Go to any of the 3,500+ labs and hospitals within the prime network

    3. Share your registered mobile number with the lab or hospital

    4. Avail of up to 10% flat discount on various services under the network discount benefit

Frequently asked questions

What medical expenses are covered under the Cataract Care plan?

The Cataract Care plan covers lab and radiology benefits of up to Rs. 2,000, OPD/doctor consultation benefits up to Rs. 1,000 and network discounts of 5% to 10% on multiple health care services through the Bajaj Finserv Health Prime network.

How can I contact customer care to get information?

You can call the Bajaj Finserv Health helpline number 020-48562555 or email at customercare@bajajfinservhealth.in

What is the membership fee I need to pay for the Cataract Care plan?

You need to pay an annual premium of Rs. 1,399 to buy the Cataract Care plan that offers coverage for OPD/doctor consultation expenses and lab tests package and network discounts.

How to apply for the Cataract Care plan?

1. Click on ‘Buy Now’ button on this page.
2. Enter your personal details and your mobile number registered with us and press the ‘Submit’ button.
3. Enter the One Time Password (OTP) received on your registered mobile number for verification.
4. If your mobile number matches our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
5. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
6. Download the membership receipt instantly, or from ‘My Account’ after 5 to 7 working days from the date of purchase of the plan.
7. In case your number is not in our records, you will need to share a few details with us

How can I download the health membership form of Bajaj Finserv Health Limited?

You can log in to the website or download the Bajaj Finserv Health App to access the membership form.

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Disclaimer

Bajaj Finance Ltd. (BFL) is merely a distributor of third party products from Assistance Services providers such as CPP Assistance Services Pvt Ltd, Bajaj Finserv Health Ltd.(BFHL), AWP Assistance India Pvt. Ltd. (Allianz), Doc Online Health India Pvt Ltd. etc. Issuance of the product is at sole discretion of Assistance Company or Services provider . The product and services or benefits assured under the product shall be governed by respective partner’s product T&C’s and BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. Your purchase of an assistance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any product. For more details onmems and conditions, inclusions and exclusions please read the product sales brochure carefully before purchase or subscription. All product information such as membership fees, benefits, exclusions, value added services, etc. are authentic and solely based on the information received from the respective value-added service provider or Assistance company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.