Bajaj Finserv Health - Cataract Care at a membership fee of Rs. 1,399
Key features
Key features and benefits
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Covers cataract treatment at Rs. 1,399
This plan covers the cost for the treatment of cataract and other related complications specified under the plan.
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OPD/doctor consultation and lab tests covered
Get coverage for OPD or doctor consultations up to Rs. 1,000 along with coverage for lab tests through Bajaj Finserv Health Prime partner hospitals or labs.
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Network discounts
Avail of discounts from 5% to 10% on multiple health care services only through the Bajaj Finserv Health Prime network.
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End-to-end online process
You can buy the plan online through our 100% digital process.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Cataract Care plan. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Nationality: Indian
- Age: 18 - 65 years
Documents required
No documents are required to buy the plan.
You only need to provide the following details at the time of buying the plan:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this plan
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled and you need to review the details.
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Step 5
In case you are a new customer buying the plan, you will need to fill in the details required - name, address, email address and phone number.
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Step 6
Once details are reviewed or filled out, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 7
After the payment is successful, you can download the plan receipt instantly.
You can also download the plan document from ‘My Account’ after 5 to 7 working days from the date of purchase of the plan.
Plan details
Here’s a quick look at the plan details of Cataract Care:
| Plan details | Description |
|---|---|
| Coverage details | Covers OPD/Doctor consultation expenses, lab and radiology tests, and offers network discounts |
| Membership fees including GST (in Rs.) | 1,399 |
| Lab and Radiology Benefits (in Rs.) | 2,000 |
| OPD/Doctor consultation benefits (in Rs.) | 1,000 |
| Network discounts | 10% discounts on doctor consultation, lab tests, preventive health check-up, dental procedures, spectacles, and pharmacy | 5% discount on IPD room rent | Free ambulance service on IPD admission |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Cataract Care plan:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Lab and radiology benefit | Take any pathology or radiology test of choice from any lab/radiology centre and get reimbursed for the benefit amount | The benefit amount can be claimed in a single visit or spread over multiple pathology or radiology tests to the extent of the value of benefits |
| OPD/doctor consultation benefit | Involves consultation with a doctor with a minimum degree of MBBS, BDS, BAMS, or BHMS up to the benefit amount mentioned under plan details | The benefit amount can be claimed in a single visit or spread over multiple visits for doctor consultations to the extent of the value of benefits |
| Network discounts | OPD consultation discount – 10% | Lab and radiology discount– 10% | Health plans and packages discount– 10% | Pharmacy discount– 10% | Spectacle discounts– 10% | Dental procedure discounts– 10% | Room rent discount– 5% | Free ambulance for IPD admissions | Network discounts can be utilised multiple times (unlimited) with no capping on the maximum discount that can be availed by the customer |
| Key exclusions | Description |
|---|---|
| Exclusions under lab and radiology benefit | Coverage will not be made for any diagnostic procedures undertaken by the doctor | Benefit is not transferrable to anyone else, even to family members if not covered under the plan | No carry forward of any un-availed benefit is allowed, even on re-purchase of benefit after the expiry of 1 year | Benefit is not redeemable against cash | Lab and Radiology benefit cannot be clubbed with any other benefit |
| Under OPD/doctor consultation benefit | Reimbursements will not be made for any medical procedures undertaken | Benefit is not transferrable to anyone else, even to family members if not covered under the plan |
| Availing network discounts | Network Discounts cannot be clubbed with any other benefits also it can’t be utilised outside the Bajaj Finserv Health Prime network |
Product information
For complete details on product benefits, features, terms, and exclusions, please read the product brochure and membership document carefully before buying any plan.
How to claim for lab and radiology benefits
You can claim lab and radiology benefits under the Cataract Care plan in the following ways:
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Bajaj Finserv Health app
1. Download the app and sign-up using the registered mobile number
2. Under ‘My Health Plans’, select the purchased plan
3. Select ‘Doctor consultation’/ ‘Lab and radiology benefit’
4. Enter the necessary details and upload the invoice -
Bajaj Finserv Health website
1. Sign-up on the Bajaj Finserv Health website
2. Under ‘My Health Plans’, select the purchased plan
3. Select ‘Doctor consultation’/ ‘Lab and radiology benefit’
4. Enter the necessary details and upload the invoice -
Claim processing
1. Share bank account details and upload a cancelled cheque
2. Submit the claim
3. The claim will be reimbursed within 48 working hours directly in the bank account -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product, please write to us at wecare@bajajfinserv.in
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E-mailing the customer care team
1. Email to customercare@bajajfinservhealth.in
2. Attach a scanned copy of the invoice with all details clearly visible
3. Mention details like hospital/lab name, patient name, and bill amount
4. Attach membership document received at the time of purchase and the invoices for all expenses being claimed
How to claim for network discount benefits
You can claim network discount benefits under the Cataract Care plan in the following ways:
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Select the network discount benefit
Go to your plans and select network discount benefit along with the type of discount you want
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Select a hospital/lab near you
Select any hospital/lab near your area from the list of providers within the prime network
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Share the voucher
Share voucher received on SMS with hospital/lab on date of visit and claim discount
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Select the date of visit
Enter the date when you wish to visit the hospital/lab and generate a voucher
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Physical visit
1. You can also view the list of labs and hospitals available on the Bajaj Finserv Health App
2. Go to any of the 3,500+ labs and hospitals within the prime network
3. Share your registered mobile number with the lab or hospital
4. Avail of up to 10% flat discount on various services under the network discount benefit
Frequently asked questions
The Cataract Care plan covers lab and radiology benefits of up to Rs. 2,000, OPD/doctor consultation benefits up to Rs. 1,000 and network discounts of 5% to 10% on multiple health care services through the Bajaj Finserv Health Prime network.
You can call the Bajaj Finserv Health helpline number 020-48562555 or email at customercare@bajajfinservhealth.in
You need to pay an annual premium of Rs. 1,399 to buy the Cataract Care plan that offers coverage for OPD/doctor consultation expenses and lab tests package and network discounts.
1. Click on ‘Buy Now’ button on this page.
2. Enter your personal details and your mobile number registered with us and press the ‘Submit’ button.
3. Enter the One Time Password (OTP) received on your registered mobile number for verification.
4. If your mobile number matches our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
5. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
6. Download the membership receipt instantly, or from ‘My Account’ after 5 to 7 working days from the date of purchase of the plan.
7. In case your number is not in our records, you will need to share a few details with us
You can log in to the website or download the Bajaj Finserv Health App to access the membership form.