ManipalCigna Health Insurance

ManipalCigna Health Insurance - Air Ambulance Cover at Rs. 299

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage of up to Rs. 50,000 at Rs. 299

    Coverage of up to Rs. 50,000 at Rs. 299

    The sum insured will be paid to avail of air ambulance service in case of an accident requiring the insured to be moved to a medical facility within India.

  • Air ambulance with medical facilities

    Air ambulance with medical facilities

    The policy is valid only if the air ambulance or aeroplane has all the necessary medical equipment need to treat and monitor the injured individual.

  • End-to-end online process

    End-to-end online process

    You can buy the policy online through our 100% digital process.

  • No documents are required to buy

    No documents are required to buy

    When buying the Air Ambulance Cover, you do not need to present any documents at the time of making the purchase.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Air Ambulance Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process:

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18 - 65 years

Documents required

No documents are required to buy the policy.
You only to need provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Air Ambulance Cover:

Policy details Description
Sum insured (in Rs.) 50,000
Premium including GST (in Rs.) 299
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the inclusions and exclusions under the Air Ambulance Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Coverage for air ambulance In case of an accident that requires being moved to a medical facility without delay, charges up to the sum insured will be paid to avail an air ambulance
Key exclusions Description
Any pre-existing disease No pre-existing medical illness is covered
Adventure sports accident Any accident due to adventure sports is not covered
Air ambulances that are not medically equipped The aircraft should be medically equipped to monitor the vital organs and treat the injured person

How to claim

You can contact the insurer (Manipal Cigna Health Insurance) to claim the benefits of the Air Ambulance Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim benefits of Air Ambulance Cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Discharge summary
    4. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is an Air Ambulance Cover?

An Air Ambulance Cover provides coverage against transportation expenses via the mode of air transfer. Get coverage for transportation of the insured person to the nearest hospital by an air ambulance. Also, for moving the insured person to and from healthcare facilities during an emergency, within India.

What is the premium for Air Ambulance Cover?

The annual premium for Air Ambulance Cover by ManipalCigna Health Insurance is Rs. 299, which provides coverage of up to Rs. 50,000.

Is there a waiting period for Air Ambulance Cover?

No, there is no waiting period to avail of the benefits of the Air Ambulance Cover. Health insurance policies require you to wait for a specific time duration before receiving benefit.

How can I buy a ManipalCigna Health Pocket Insurance policy?

You can buy the ManipalCigna Health Insurance policies at pocket-friendly prices from Bajaj Finance. You can choose from various policies by Manipal Cigna and buy it by following the given steps:
Step 1: Click on the ‘Buy Now’ option available on the policy page.
Step 2: Enter your name and registered mobile number with Bajaj Finance.
Step 3: Check for the information that appears on the pre-filled form.
Step 4: In case some details are to be changed, visit ‘My Account’ and update your information. After the changes have been made, resume the journey.
Step 5: Make the payment via any of the following mediums: UPI, credit/debit cards, or net banking.
Step 6: Download the policy document.

How to claim the benefits of the Air Ambulance Cover?

To claim the benefits of the Air Ambulance Cover policy, you can contact the insurer (ManipalCigna Health Insurance) through two mediums:
1. Via email – write to your insurer at and share the relevant documents
2. Via toll-free helpline number – You can call 1800-102-4462 and claim the benefits of the policy

Who are eligible to buy the Air Ambulance Cover from Bajaj Finance?

Anyone who fulfils the following eligibility criteria can buy the Air Ambulance Cover policy:
1. You must be a Bajaj Finance customer
2. Your age must be between 18 – 65 years
3. You must be an Indian national

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Manipal Cigna Health Insurance. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage with FlexiCare Group Insurance Policy UIN: MCIHLGP20120V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.