Instant Credit Loan App

Download the Bajaj Finserv mobile app and apply for a loan from comfort of your home.
Insta Personal Loan
3 min

In today's fast-paced world, unexpected expenses can arise at any moment. Whether it's a medical emergency, home repair, or an unplanned trip, having access to quick and hassle-free funds can be a lifesaver. This is where instant credit loan apps come into play, providing you with the financial support you need, when you need it. You can easily use the Bajaj Finserv mobile app to get our Insta Personal Loan, which credits the loan amount in your account within as little as 30 minutes* to 4 hours.

Features of an instant credit loan app

  • Speed and convenience: Unlike traditional loan applications that can take days or even weeks to process, instant credit loan apps offer a much faster turnaround time. You can apply for a loan anytime, anywhere, directly from your smartphone. The application process is usually quick and straightforward, and you can often receive disbursal within minutes.
  • Paperless application: Gone are the days of collecting and submitting piles of paperwork. Instant credit loan apps allow you to submit your application electronically, eliminating the need for physical documents. In the case of our Insta Personal Loan, select customers can get the funds they need without even needing to submit any documents at all.
  • Transparency and flexibility: Reputable lenders and their loan apps provide clear and transparent loan terms. You'll know exactly how much you're borrowing, the interest rate, and the repayment schedule upfront. Additionally, some apps offer flexible repayment options, allowing you to choose a repayment plan that fits your budget. With Insta Personal Loan, you can choose a tenure ranging from 6 months to 63 months.

How to apply for an instant credit loan through the app

A step-by-step guide to using the Bajaj Finserv personal loan app:

  1. Install the Bajaj Finserv App
    Download the Bajaj Finserv app from the Google Play Store for Android users or the Apple App Store for iOS users.
  2. Access the personal loan section
    Locate the personal loan section within the app interface.
  3. Select loan amount and tenure
    After confirming your eligibility, the quick loan app will guide you through choosing the loan amount and repayment period that aligns with your requirements. Use our Insta Personal Loan EMI Calculator to determine your EMI amount and assess whether it fits your repayment budget.
  4. Provide necessary documents
    The app may prompt you to upload essential documents such as proof of income, identification, and address. Depending on your profile, select customers may not be required to submit any paperwork.
  5. Review and submit your application
    Carefully review all the provided information and proceed to submit your application. A representative will then reach out to you to help you with the further process.

Start your application by downloading our quick loan app now

Instant credit loan apps offer a convenient and reliable way to manage urgent expenses. With features such as pre-approved offers, flexible loan amounts, and convenient repayment options, these apps make it easier than ever to access the funds you need, when you need them.

Download the Bajaj Finserv app from the App Store

*Terms and conditions apply.


While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

*Terms and conditions apply

Frequently asked questions

Do you need any collateral for availing a personal loan through app?
Since our Insta Personal Loan is unsecured, you do not need to pledge any collateral such as property or gold.
How does the Bajaj Finserv app facilitate instant credit loans?

With pre-approved offers and online application process, the turn-around time is significantly reduced. With our Insta Personal Loan, you can get the funds in your account in as little as $$PL-Disbursal-GIN$$%.

*Terms and conditions apply

Show More Show Less