Get customer support and manage your Bajaj Finance products through My Account.
Raise service requests, track complaints, download documents, and manage your account online.
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Ways to reach Bajaj Finance customer care
Bajaj Finance offers several ways to get support, whether you need help with a loan, an EMI payment query, or a general service request. This guide covers the different channels available, how to track a request you have already raised, and which tasks you can complete yourself through My Account without needing to contact customer care at all.
You can get in touch with Bajaj Finance through several channels, depending on what suits you best:
| Channel | How to use it |
|---|---|
| Raise a Request | Log in to My Account or the app, go to 'Help and Support', and submit your query online |
| Customer care helpline | Call +91 8698010101 for service queries or to report fraud |
| Message the official Bajaj Finance WhatsApp number for automated 24x7 support | |
| Branch visit | Visit your nearest Bajaj Finance branch for in-person assistance |
For service-related queries, the helpline is available from 9:00 AM to 9:00 PM, all days. Fraud reporting is available 24x7.
How to check the status of your service request with Bajaj Finance customer care
When you raise a query through 'Raise a Request' in My Account or the app, you receive a Service Request (SR) number. You can use this number to track progress under the 'Track Requests' or 'Help and Support' section of My Account or the app, or quote it when calling customer care for an update. Bajaj Finance aims to provide a resolution within 48 business hours of raising your request. Once resolved, your request is marked 'Closed', and you can reopen it if you are not satisfied with the response.
What services can I manage through My Account instead of contacting customer care
Many common tasks can be completed directly through My Account or the Bajaj Finance app, without needing to reach out to customer care at all:
- View and manage your loan details, EMI schedule, and outstanding balance
- Pay your EMI, including overdue or advance payments
- Download your loan statement or other account documents
- Check and manage your EMI Network Card, including blocking or unblocking it and resetting your PIN
- Update your profile details, such as email ID, mobile number, or address
- Track the status of a service request you have already raised
Using these self-service options can save you time compared to raising a request or calling the helpline.
How to escalate an unresolved query
If your query is not resolved to your satisfaction within the expected timeframe, Bajaj Finance follows a structured escalation process:
- Raise your concern through My Account, the app, customer care, or a branch visit
- Escalate to the Grievance Redressal Officer if your issue remains unresolved, quoting your Service Request number. Resolution at this level typically takes up to 10 working days
- Escalate to the Principal Nodal Officer if you are not satisfied with the Grievance Redressal Officer's response, again quoting your Service Request number
- Approach the RBI Ombudsman if your issue remains unresolved after 30 days or you are not satisfied with the final response, under the RBI's Integrated Ombudsman Scheme
Current contact details for the Grievance Redressal Officer and Principal Nodal Officer are published on the official Bajaj Finance grievance redressal page, since these details can be updated from time to time.
Staying safe while reaching out to customer care
- Bajaj Finance will never ask for your OTP, PIN, or full card details over a call, SMS, or email
- Only use official channels, such as the verified helpline number, app, or website, to raise queries
- Report any suspicious call, message, or email claiming to be from Bajaj Finance immediately through the customer care helpline or Raise a Request facility
- Avoid sharing personal or banking details with anyone claiming to represent Bajaj Finance outside official channels
Related Banking and Financial Service Guides
Frequently Asked Questions
Contact Customer Care
Service Requests & Complaints
Fraud & Self-Service
What is the official Bajaj Finance customer care service number for personal loan queries?
For all personal loan enquiries, you can call the official customer care number at 086980-10101. This is a dedicated line for existing customers to manage their loan accounts, check balances, or request statements. Please have your Loan Account Number (LAN) ready when you call for faster assistance.
Is the Bajaj Finance customer care service available 24/7 on WhatsApp?
Yes, Bajaj Finance offers a 24/7 Virtual Assistant on WhatsApp. You can send a ‘Hi’ to the official number to check your loan status, download statements, or access account details instantly. While automated services are available around the clock, human agent assistance follows standard business hours.
Can I change my EMI date through the Bajaj Finance customer care service portal?
No, you cannot directly change your EMI date via the portal. EMI dates are fixed based on your loan agreement terms. However, if you are facing genuine financial difficulty, you can raise a request through the 'My Account' portal for the team to review your specific situation.
What is the turnaround time (TAT) for a complaint raised via Bajaj Finance customer care service?
The turnaround time varies based on the nature of the request. Simple queries are often resolved within 48 business hours, while complex financial or document-related complaints may take 7 to 10 working days. You will receive a unique Service Request (SR) number to track your complaint's progress.
How can I check the status of my service request with Bajaj Finance customer care?
Log in to My Account or the app and go to the 'Track Requests' or 'Help and Support' section, using the Service Request number you received when you raised your query. You can also quote this number when calling customer care for an update.
How can I report a fraudulent transaction via the Bajaj Finance customer care service?
Immediately call the dedicated fraud reporting line or use the ‘Raise a Request’ feature on the official portal to block your card and report the unauthorised transaction. You should also file a complaint on the National Cyber Crime portal and share the reference number with the customer care team.
What services can I manage through My Account instead of contacting customer care?
You can view loan details, pay EMIs, download statements, manage your EMI Network Card, update your profile, and track service requests, all through My Account or the Bajaj Finance app, without needing to contact customer care directly.
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