How to Download PAN Card by Aadhaar Number 2026

The Aadhaar-based PAN download facility gives you instant access to your electronic PAN card, eliminating the need for physical applications or waiting periods. The e-PAN is legally equivalent to the physical card and accepted for KYC, banking, and loan applications.

This page covers:

• What a PAN card is and why it is important
• Difference between physical PAN card and e-PAN
• Who can download PAN card using Aadhaar number
• Benefits of Aadhaar-based PAN download
• Step-by-step: download via Income Tax portal
• Step-by-step: download via acknowledgment or PAN number
• All available methods — IT portal, NSDL, UTIITSL, DigiLocker, UMANG
• Details visible on the downloaded e-PAN
• Prerequisites before downloading
• Common issues and how to fix them
• Instant PAN vs regular PAN application comparison

A PAN (Permanent Account Number) card is a unique 10-character alphanumeric identifier issued by the Income Tax Department of India under the Central Board of Direct Taxes (CBDT). It is mandatory for filing income tax returns, conducting financial transactions above specified thresholds, opening bank accounts, and completing KYC for investment and loan products.

Salaried individuals use PAN for filing ITR; freelancers need it for payments above Rs. 50,000; business owners require it for GST registration and financial audits. The e-PAN is the digital version — instantly generated, digitally signed, and legally equivalent to the physical card.

You are eligible if any of the following apply:

• You have linked your Aadhaar number with your PAN
• You are a new applicant who applied for an instant PAN using Aadhaar
• You have applied for a PAN and received an acknowledgment number

If your Aadhaar and PAN are not linked, visit incometax.gov.in to complete the linking (Rs. 1,000 late fee applies) before attempting to download.

• Instant access — delivers your e-PAN immediately, unlike traditional methods
• Useful for KYC, banking, and tax filing — legally accepted across institutions
• No paperwork — eliminates the need for physical applications or office visits
• Free — no cost for the first download via the Income Tax portal

1. Visit the official Income Tax e-filing portal at https://incometax.gov.in/.
2. Navigate to the 'Instant e-PAN' section and click 'Check Status / Download PAN'.
3. Enter your 12-digit Aadhaar number and verify using the OTP sent to your registered mobile.
4. Once verified, your PAN details will appear on screen.
5. Click 'Download PDF' to save your digitally signed e-PAN.

The PDF is password-protected. The password is your date of birth in DDMMYYYY format — for example, 05031992 for 5 March 1992.

1. Go to the Income Tax e-filing portal.
2. Select 'Reprint PAN Card' under the relevant section.
3. Enter your acknowledgment number or PAN number along with required details.
4. Verify using OTP and download the e-PAN.

• Income Tax e-filing portal — free Aadhaar-based instant download
• NSDL portal — for PANs issued via NSDL; nominal fee of Rs. 8.26 after free period
• UTIITSL portal — for PANs issued via UTIITSL; similar fee structure
• DigiLocker — store and access PAN permanently once linked
• UMANG app — government app providing access to e-PAN services

Always use official platforms. Downloading via unofficial third-party websites risks data security and personal information misuse.

• PAN must be issued and active in the system
• Aadhaar must be linked with your PAN for seamless authentication
• Active mobile number linked to Aadhaar to receive OTP
• PAN number, Aadhaar number, or acknowledgement number ready
• Valid email ID if receiving the e-PAN directly by email