How to Check ITR Status and Confirm Your Return Is Filed

You can check ITR status in two ways: before login with the acknowledgement number and a mobile number, or after login with your user ID and password. The portal then shows one of five statuses.

• Before login: four steps, ending with a 6-digit one-time password that stays valid for 15 minutes
• After login: e-File, Income Tax Returns, View Filed Returns
• Five statuses: pending e-verification, verified, processed, defective, transferred to Assessing Officer
• Time limit: e-verify within 30 days, or the return counts as not filed

• Late fee: Rs. 1,000 or Rs. 5,000 under Section 234F, depending on income

  
  

Bajaj Finance assesses income from your filed return. A return that you did not e-verify can delay the income assessment, so confirm your status before you apply for a home loan.

You check ITR status before login with your acknowledgement number and a mobile number. Anyone with these two details can run the check, and the mobile number need not be the one in your account.

1. Open the e-Filing homepage at incometax.gov.in.
2. Select Income Tax Return (ITR) Status.
3. Enter the 15-digit acknowledgement number and a valid mobile number, then select Continue.

4. Enter the 6-digit one-time password (OTP), then select Submit.

   
   

The OTP stays valid for 15 minutes and allows 3 attempts. Select Resend OTP if the code expires. You find the acknowledgement number on the ITR-V that you downloaded after filing.

You check ITR status after login under e-File, Income Tax Returns, View Filed Returns. This route needs your user ID and password, and at least one filed return.

1. Log in to the e-Filing portal. If a pop-up asks you to link your Permanent Account Number (PAN) with Aadhaar, select Link Now, or select Continue to skip it.
2. Select e-File, then Income Tax Returns, then View Filed Returns.
3. Use Filter to narrow the list by assessment year (AY) or filing type.

4. Select View Details to see the life cycle of the return and any pending action, such as e-verification.

   
   

The page also lets you download the ITR-V acknowledgement, the JSON file you uploaded, the full ITR form as a PDF and the intimation order. A return for financial year (FY) 2025-26 sits under AY 2026-27, so choose that year first. If your PAN is inoperative, the portal cannot issue a refund until you link it with Aadhaar and pay the fee under Section 234H.

Your ITR status falls into one of five categories, and each needs a different action. The table follows the labels on the Income Tax Department's help pages.

An ITR status of pending e-verification means the 30-day clock is running. A return that you do not e-verify within 30 days of submission counts as not filed. The Income Tax Department treats it as invalid, so you face the late filing consequences as if you never filed.

Your next step depends on the date:

• Inside the 30 days: e-verify now with an Aadhaar OTP, net banking or an electronic verification code (EVC) from your bank account.
• After the 30 days: ask the department to condone the delay, with a valid reason. The department decides each request.

• After the 30 days, with no condonation: file a belated return by 31 December 2026 and e-verify it on the same day.

  
  

Read how to e-verify your income tax return for all four methods.

An empty View Filed Returns page means the portal holds no return for that PAN and year, or the wrong year is selected. Check three things before you file again.
 

• Year: select AY 2026-27 for FY 2025-26, because your ITR status sits under the year of filing.
• Account: log in with the PAN that you used to file.

• Acknowledgement: search your inbox and downloads for the ITR-V, then run the check before login.

  
  

If all three checks come back empty, the portal did not receive the return. File a belated return by 31 December 2026. The guide to downloading the ITR acknowledgement explains where each document sits.

A late or unverified return costs a late fee of Rs. 1,000 or Rs. 5,000, plus interest on any unpaid tax. The fee depends on your total income.
 

Read the guide to ITR refund time for the wait after processing.

Neeraj Bansal, 34, lives in Gurugram, earns a salary of Rs. 18,00,000 a year and has a CIBIL Score of 742. He submitted his return on 28 July 2026 and plans to apply for a home loan in January 2027. On 8 October 2026, he checks his ITR status before login, and it reads Submitted and pending for e-Verification.

His 30 days ended on 27 August 2026, which is 28 July 2026 plus 30 days. The return counts as not filed. He files a belated return on 8 October 2026 and e-verifies it on the same day.

Formula used: Net refund = tax deducted at source − tax payable − late fee under Section 234F.

The figures assume the new regime for FY 2025-26, no other income and no other deduction. Interest under Section 234A is nil, because the tax deducted at source covers the full tax. Neeraj receives Rs. 6,200, and the missed e-verification costs him Rs. 5,000.

Bajaj Finance assesses income, existing obligations and credit record. A filed return is documentary proof of the income that you declare, and a return that you did not e-verify counts as not filed.

Confirm that your status reads Successfully e-Verified or Processed before you apply. An unverified return can delay the income assessment.

Approval timelines can extend where the income in the return and the salary slips need clarification, and minimum income thresholds can differ by city. Check your home loan eligibility before you apply.