Here’s how you can apply for a loan against fixed deposit

  1. 1 Click here to download the online application form
  2. 2 Fill in the required details
  3. 3 Submit the duly filled form with the FD receipt at your nearest Bajaj Finserv branch

Apart from submitting an offline form, you can also choose to follow one of the options given below:

Once you complete your application, our representative will contact you to assist you with your application.

Applying for a loan against your Bajaj Finance Fixed Deposit is very easy. Simply visit the Bajaj Finance website and download the application form available online. You need to fill in your personal, investment, and banking details, post which you need to submit the duly filled form and FD receipt at your nearest Bajaj Finserv branch. The funds will be deposited in your account within few days of completing the process.

Avail of an easy loan against your Bajaj Finance FD to manage your planned and unplanned expenses.

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Frequently asked questions

What is a loan against FD facility?

A loan against FD facility enables you to avail of an easy loan against your fixed deposit to fund your financial requirements without having to liquidate all funds and lose out on returns at maturity.

Is there any processing fee on the loan against my fixed deposit?

There is no processing fee in case of a loan against FD.

What is the maximum loan amount I can borrow?

You can get a loan up to 75% of the invested amount in a cumulative FD and 60% of the deposited amount in a non-cumulative FD to fund your immediate liquidity requirements.

Are there any foreclosure or part pre-payment charges?

No, there are no foreclosure or part pre-payment charges applicable on your loan against fixed deposit.

What is the rate of interest on my loan against fixed deposit?

The rate of interest on your loan against a fixed deposit is 2% more than the prevailing FD interest rates.

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