Shriram Mutual Fund

You can start a Shriram Mutual Fund SIP online by visiting the official Shriram AMC website or a registered mutual fund platform like Groww or INDmoney. Complete your KYC verification, select your preferred fund, investment amount, and frequency, then set up automatic payments through your bank. Once confirmed, your SIP will begin as per the chosen start date.

You can calculate your SIP returns using the Shriram Mutual Fund SIP Calculator available on their official website or third-party platforms like Groww. Simply enter your monthly investment amount, expected rate of return, and investment tenure. The calculator instantly displays your estimated maturity value and potential gains, helping you plan your investments more accurately and achieve your financial goals effectively.

To redeem your Shriram Mutual Fund units, log in to your account on the AMC’s website or the platform where you invested, such as Bajaj Finserv Mutual Fund platform. Choose the fund, select the number of units or amount to withdraw, and confirm the redemption. The proceeds are typically credited to your registered bank account within 1–3 working days.

You can increase your SIP amount in Shriram Mutual Fund through a SIP Top-Up or Step-Up SIP option. This allows you to automatically raise your SIP investment periodically by a fixed amount or percentage. You can modify this online through your investment portal or AMC dashboard, ensuring your investments grow in line with your income and financial goals.

To stop a SIP in Shriram Mutual Fund online, log in to the platform where you initiated the investment, such as the AMC website or Groww. Navigate to your SIP details, select “Cancel” or “Stop SIP,” and confirm the request. The cancellation is processed within a few business days, and no further instalments will be deducted.

Shriram Mutual Fund is regulated by the Securities and Exchange Board of India (SEBI), ensuring transparency and investor protection. While all mutual fund investments are subject to market risks, Shriram AMC follows strict compliance and risk-management standards. Safety depends on the type of fund you choose—equity, debt, or hybrid—and your personal risk appetite and investment horizon.

As of September 2025, Shriram Mutual Fund offers around 12 schemes, including equity, hybrid, and debt funds. These cover categories like large-cap equity, liquid funds, hybrid equity-debt combinations, and thematic offerings. Each fund is designed to suit different risk profiles and investment objectives, helping investors diversify their portfolios across asset classes for balanced and consistent growth.

To modify an ongoing SIP in Shriram Mutual Fund, log in to your AMC or distributor portal. Select your existing SIP and choose the “Modify SIP” option. You can adjust the SIP amount, frequency, or date. Some changes may require cancelling the current SIP and creating a new one, depending on the platform’s policy.

You can withdraw your money from Shriram Mutual Fund anytime by placing a redemption request through the AMC website, mobile app, or mutual fund platform. Choose the fund and number of units to redeem. The amount will be credited to your registered bank account within one to three business days, depending on the fund type and processing time.

The SIP returns of Shriram Mutual Fund vary by scheme, market conditions, and investment tenure. Historically, its equity-oriented funds have delivered annualised returns between 10% and 13%, while debt funds yield around 6% to 8%. Investors can use the AMC’s online SIP return calculator to estimate future gains based on the invested amount and expected growth rate.

As of 2025, the top performing schemes of Shriram Mutual Fund include Shriram Multicap Fund, Shriram Flexi Cap Fund, and Shriram Equity Hybrid Fund, which have consistently delivered strong long-term returns. These funds balance risk and reward through diversified portfolios. However, past performance does not guarantee future returns, so investors should review performance regularly.

Top-rated Shriram Mutual Fund schemes in 2025 include the Shriram Multicap Fund and Shriram Balanced Advantage Fund, recognised for stable performance and effective risk management. These funds hold favourable ratings from agencies like Value Research and Morningstar, reflecting strong consistency and fund management quality. Ratings can change over time, so investors should check periodically before investing.