Harley-Davidson X440 Price in Surat by Variant
The Harley-Davidson X440 price in Surat starts at Rs. 2.35 lakh, ex-showroom, with Vivid and S variants available.
Key Specifications
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Digital Instrument Console
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LED Headlight
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Tubeless Tyre Type
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LED Tail Light
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Pearl Red, Mustard Denim Color
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Quick approval | Flexible tenure options | Minimal paperwork
In summary
Harley Davidson X440 Specifications Explained
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- Starting ex-showroom price: Rs. 2.35 lakh
- X440 S price: Rs. 2.60 lakh
- Current variants: Vivid and S
- Engine capacity: 440 cc
- Maximum torque: 38 Nm
- Transmission: 6-speed manual
- Claimed mileage: 35 kmpl
The Vivid keeps the purchase cost lower, while the S adds connected features. Your decision should account for the Rs. 25,000 price difference and whether those additions are useful to you. If you plan to finance your purchase, a Bajaj Finance Two-wheeler Loan can help you spread the eligible purchase cost across monthly repayments.
What is the Harley-Davidson X440 price in Surat?
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Variant Engine / transmission Ex-showroom price in Surat Harley-Davidson X440 Vivid 440 cc / 6-speed manual Rs. 2,35,000 Harley-Davidson X440 S 440 cc / 6-speed manual Rs. 2,60,000 Last updated: October 2026
Both variants share the same 440 cc engine and core roadster package. The additional spend on the S is therefore mainly about equipment and connectivity rather than a change in engine capacity or transmission. If financing forms part of your purchase plan, check your pre-approved loan offer before deciding how much you may need to borrow.
Which Harley-Davidson X440 variant should you consider?
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- Harley-Davidson X440 Vivid - The X440 Vivid costs Rs. 2.35 lakh, ex-showroom in Surat. It gives you the core 440 cc engine, 6-speed transmission and upright roadster format. Consider the Vivid if you want the fundamental X440 riding package while keeping the initial purchase cost lower. It can make more sense if connected functions are not a priority for your regular rides.
- Harley-Davidson X440 S - The X440 S costs Rs. 2.60 lakh, ex-showroom. It retains the same engine and transmission while adding higher-spec equipment and connected functionality. The S becomes relevant if you value those additions enough to spend Rs. 25,000 more. Compare the features you will actually use rather than assuming the higher-priced version offers stronger engine performance.
Both versions belong to the same Harley-Davidson X440 model. The X440 T is a separate motorcycle and should not be treated as an X440 variant.
What affects the Harley-Davidson X440 on-road price in Surat?
How does the Harley-Davidson X440 fit riding in Surat?
What mileage does the Harley-Davidson X440 offer?
What are the Harley-Davidson X440 specifications?
What should you check before buying the Harley-Davidson X440 in Surat?
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- Confirm the latest Surat ex-showroom price for your selected variant
- Ask for an itemised on-road quotation
- Compare Vivid and S equipment directly
- Decide whether connected features justify the Rs. 25,000 price difference
- Test your footing with the 805 mm seat height
- Check the 194.5 kg running weight at parking speeds
- Assess U-turns and low-speed manoeuvring during the test ride
- Include a pillion if two-up riding will be frequent
- Compare insurance separately before selecting optional covers
- Confirm service support convenient to your location
- Check the expected delivery period before booking
Since the engine and transmission remain common across both variants, the more useful question is whether the S-specific equipment matters enough for your everyday use to justify the extra spend.
The verdict: which Harley-Davidson X440 suits your use in Surat?
Finance your Harley-Davidson X440 with the Bajaj Finance Two-wheeler Loan
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Loan detail Bajaj Finance Two-wheeler Loan Maximum financing Up to 100% of the two-wheeler's on-road price Loan amount Rs. 35,000 to Rs. 21 lakh Repayment tenure 6 months to 84 months Interest rate Up to 24.25% Last updated: October 2026
Your repayment depends on the amount financed, applicable interest rate and selected tenure. Approval depends on your profile, income, credit score, documents and loan assessment. You can use the two-wheeler loan EMI calculator to estimate repayment using the loan amount, interest rate and tenure. A longer tenure reduces the monthly EMI but increases the total interest payable, assuming the loan amount and interest rate remain unchanged.
What is the eligibility for a Bajaj Finance Two-wheeler Loan?
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Eligibility depends on factors such as your age, nationality, income, credit profile and other loan assessment requirements. Review the applicable two-wheeler loan eligibility before applying.
Quick definition: A Credit Information Bureau (India) Limited Score (CIBIL Score) is a three-digit number, ranging from 300 to 900, that reflects your credit repayment history. Lenders use it to assess how reliably you have repaid past loans and cards.
For a Bajaj Finance Two-wheeler Loan, the required CIBIL Score is 600 or above. Your score forms one part of the overall assessment alongside your income, documents and other eligibility factors. Key eligibility details include:
- Nationality: Indian
- Age: 18 years to 60 years for salaried, and 70 years for non-salaried at the time of loan application
- CIBIL Score: 600 or above
Meeting these criteria does not guarantee approval. Your financial profile, supporting documents and other assessment checks can also affect the application.
Compare with similar products
Harley-Davidson X440 Vivid (Thick Red)
Harley-Davidson X440 S (Matte Black)
Harley-Davidson X440 Vivid (Dark Silver)
EMI
₹4,846/ mo
₹5,188/ mo
₹4,846/ mo
Brand Name
Harley-Davidson
Harley-Davidson
Harley-Davidson
Color
Thick Red
Matte Black
Dark Silver
Rear Wheel Brake
Disc
Disc
Disc
Front Wheel Brake
Disc
Disc
Disc
Speedometer
Digital
Digital
Digital
Wheel Type
Tubeless
Tubeless
Tubeless
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Frequently asked questions about Harley-Davidson X440 price in Surat
Overview
Repayment
What is included in the Harley-Davidson X440 on-road price in Surat?
The Harley-Davidson X440 on-road price in Surat can include its ex-showroom price, registration and RTO charges, applicable road tax, insurance and other statutory expenses. Optional accessories and insurance add-ons can increase the final amount further. Since these components depend on your selected variant and purchase choices, ask the dealership for an itemised quotation. This helps you separate mandatory expenses from optional additions before deciding your overall purchase budget.
What is the difference between the Harley-Davidson X440 Vivid and S?
The X440 Vivid and S share the same 440 cc engine, 6-speed transmission and core roadster platform. The Vivid costs Rs. 2.35 lakh, while the S costs Rs. 2.60 lakh, ex-showroom in Surat. The S adds higher-spec equipment and connected features. If those additions are useful for your regular riding, compare them against the Rs. 25,000 premium. Otherwise, the Vivid retains the essential X440 mechanical package.
Is the Harley-Davidson X440 suitable for everyday riding in Surat?
The X440 can suit everyday use if you are comfortable with its size and weight. Its upright riding position, 805 mm seat height and torque-focused engine support both urban and open-road riding. However, its 194.5 kg running weight can demand more effort during parking and slow manoeuvres than a lighter commuter. Your test ride should therefore include traffic-speed riding, U-turns, parking and stop-start conditions rather than only faster road sections.
How can you estimate the EMI for a Harley-Davidson X440?
Start with the complete on-road quotation for your chosen X440 variant and decide how much of the purchase you need to finance. Your Equated Monthly Instalment (EMI) mainly depends on the loan amount, applicable interest rate and repayment tenure. A longer tenure can lower the monthly EMI but generally increases total interest payable when other factors remain unchanged. Compare both the monthly instalment and overall repayment amount before choosing a tenure that fits your financial commitments.
What should you check before financing a Harley-Davidson X440 in Surat?
Check the itemised on-road quotation, amount you need to borrow, applicable interest rate and repayment tenure before applying. You should also review the relevant age, income, documentation and credit-profile requirements. A CIBIL Score of 600 or above is required for the Bajaj Finance Two-wheeler Loan. Meeting the stated criteria does not guarantee approval because your overall financial profile, supporting documents and other loan assessment factors also influence the final decision.
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