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Group Active Health Plan

Hospitalisation expenses can be a cause for worry. Additionally, it may not be possible for patients or their spouses to continue work during the hospitalisation period, impacting their daily income. This is particularly difficult if the patient is the sole breadwinner in the family. With an insurance policy that offers hospital cash allowances, one can stay covered against financial risks.

Bajaj Finserv brings you Group Activ Health, a comprehensive floater health plan that secures you and your family during emergencies and unplanned hospitalisation expenses. The plan offers cashless hospitalisation and easy claim reimbursement at 5,500+ hospitals.

Plan details for Group Active Health Plan

Have a look at the plan details.

Members covered Total premium (Rs.) Sum insured (Rs.)
1 adult 3,999 5 lakh
2 adult 5,799 5 lakh
2 adult + 1 kid 6,549 5 lakh
2 adult + 2 kid 7,299 5 lakh

Eligibility criteria: The minimum entry age is 18 years, and the maximum entry age is 60 years for self and the spouse. The minimum entry age is 91 days, and the maximum entry age is 25 years for children.

Plan validity: The plan is valid for a tenor of one year.

What's covered in Group Active Health Plan

Here's what is covered under this plan.

  1. Pre-hospitalisation of 30 days and 60 days
  2. Post-hospitalisation of 60 days
  3. Organ donor expenses
  4. 527 daycare procedures
  5. Covid-19
  6. Domiciliary hospitalisation is covered up to sum insured
  7. Road ambulance charge of Rs. 1,000 per incident in case of emergency

Ailment wise capping -

  1. Appendectomy - Rs. 30,000
  2. Hernia surge – open/laparoscopic - Rs. 30,000
  3. Angioplasty /PTCA - Rs. 1 lakh
  4. Hydrocele (surge- for) - Rs. 20,000
  5. Haemorrhoidectomy (piles) - Rs. 30,000
  6. Knee replacement (per knee) (surge- for) - Rs. 1 lakh
  7. Cataract surge- per eye - Rs. 20,000
  8. CABG - Rs. 1 lakh
  9. Cholecystectomy - Rs. 30,000
  10. Gall bladder surge - Rs. 30,000
  11. Arthroscopic surge - Rs. 25,000
  12. Kidney stone removal - Rs. 40,000
  13. Hysterectomy - Rs. 40,000
  14. Tonsillectomy - Rs. 15,000
  15. Laparatomy - Rs. 30,000
  16. Renal lithotomy - Rs. 40,000
  17. Coronary artery diseases - Rs. 1 lakh

What's not covered/exclusions

Here's what is not covered under this plan.

  1. Any pre-existing illness (applicable 48 months before the enrolment date)
  2. Any claim within the first 30 days.
  3. Self-quarantine
  4. Quarantine advised by any unauthorised testing centre
  5. Quarantine/isolation at any unauthorised centre
  6. Self-isolation during lockdown

*For the complete list of exclusions, please refer to the policy wordings.

Waiting period
The initial waiting period for this cover is 30 days.

How to apply

Applying for the Group Activ Health requires you to fill in the online application form and pay the premium using your preferred mode of payment. Here is the step-by-step process to complete the purchase.

  • Step 1: Click on the 'Apply Online' button and share your basic details in the online application form.

  • Step 2: Check and confirm your application by entering the OTP received on your mobile number.

  • Step 3: Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:

Contact us

  • In case you have any queries about coverage, exclusions or claims, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc. (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Aditya Birla Health Insurance Co. Ltd. Group Activ Secure Policy, UIN: IRDAI/HLT/ABHI/PH(G)/V.I/18/2016-17. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products."

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