Why choose Bajaj Finserv Doctor Loan this Ganesh Chaturthi
Ganesh Chaturthi, a festival symbolising new beginnings, is the perfect time to take a step forward in your career or personal life. If you are a medical professional looking to expand your practice, invest in new equipment, or meet other financial needs, Bajaj Finserv Doctor Loan can be your ideal solution. With its exclusive features, competitive interest rates, and simplified application process, this loan is tailored to meet the unique requirements of doctors.
This Ganesh Chaturthi, as you seek prosperity and growth, Bajaj Finserv Doctor Loan offers you the financial flexibility to achieve your goals without compromising your savings. Check your pre-approved doctor loan offer to access customised loan deals instantly and take advantage of this festive opportunity.
Let us explore the benefits, features, eligibility criteria, and application process to help you make an informed decision.
Key features of Bajaj Finserv Doctor Loan
Bajaj Finserv Doctor Loan is designed to cater to the specific needs of medical professionals, ensuring convenience and accessibility. Here are the key features that make it an attractive option:
- High loan amount: Doctors can avail of loans of up to Rs. 80 lakh to meet various personal or professional financial requirements, such as setting up a clinic, purchasing medical equipment, or upgrading technology.
- No collateral required: This loan is unsecured, meaning you do not have to pledge any assets as collateral, ensuring a hassle-free borrowing experience.
- Flexible repayment tenure: You can choose a repayment tenure ranging from 12 to 96 months, allowing you to manage your finances efficiently.
- Quick approval and disbursal: Bajaj Finserv ensures a fast loan approval process, with funds disbursed within 48 hours of document verification.
- Minimal documentation: The loan requires basic documents, ensuring a seamless application process.
- Competitive interest rates: Bajaj Finserv offers attractive doctor loan interest rates, making it affordable for medical professionals.
Eligibility and documentation required
Medical professionals can avail of Bajaj Finserv Doctor Loan by meeting the simple eligibility criteria and providing basic documentation. Check your doctor loan eligibility to confirm you meet the necessary conditions before applying.
Eligibility criteria:
- Nationality: Indian
- Age: 22 years to 80 years*
- CIBIL Score: 685 or higher
- Medical registration: Degree to be registered with the medical council
*Higher age limit is applicable at the time of loan maturity.
For detailed eligibility criteria, visit doctor loan eligibility.
Documentation required:
- KYC documents - Aadhaar/passport/voter’s ID/driving license/letter from NPR/NREGA job card
- PAN card
- Medical registration certificate
Interest rate and charges on doctor loan
Bajaj Finserv offers competitive interest rates and transparent fee structures, ensuring affordability and clarity for borrowers. Below is an overview of the charges associated with the loan:
| Charge type | Details |
|---|---|
| Interest rate | Competitive rates starting from 11% per annum. |
| Processing fee | Up to 2.95% of the loan amount. |
For a detailed breakdown of fees and charges, visit doctor loan interest rate.
How to apply for doctor loan during Ganesh Chaturthi
Applying for Bajaj Finserv Doctor Loan during Ganesh Chaturthi is simple and convenient. Follow these steps to get started:
- Click on the 'Check Eligibility' button on this page.
- Enter your 10-digit mobile number and verify it using the OTP.
- Fill in the application form with your basic personal and professional details.
- Click 'CONTINUE' after completing the form.
- Provide your banking details and complete the KYC process.
- Submit your application for processing.
Conclusion
Ganesh Chaturthi is the perfect time to embrace new opportunities and realise your aspirations. Bajaj Finserv Doctor Loan provides medical professionals with the financial support they need to grow their practice, invest in technology, or manage personal expenses. With its competitive interest rates, flexible repayment options, and simplified application process, this loan is tailored to meet the unique needs of doctors.
Take the first step towards achieving your goals this festive season by applying for Bajaj Finserv Doctor Loan today. Apply for doctor loan to begin your journey towards financial empowerment.
