Fixed Deposit in Ghaziabad


Located close to New Delhi, Ghaziabad is a part of the National Capital Region (NCR) and is often called as the ‘Gateway to Uttar Pradesh’. Ghaziabad is a known industrial city and is well-connected via Indian Railways and National Highways.

Investment options in Ghaziabad

If you are a resident of Ghaziabad and are looking for an investment opportunity, there are plenty of investment options such as:

Real estate –If you have a large amount to put in for long-term benefits, you can invest in Ghaziabad’s real estate, and look for high gains, in the long-term.
Mutual funds –Investing in Mutual Funds is best for investors looking for high returns. However, due to the effect of market forces, your returns are never assured and there’s a risk of losing capital.
Equities –While they are good investment options with a higher ROI, their ROI depends on market fluctuations and cannot be determined.
Fixed deposits –Fixed deposit is a preferred option for investors as they not only provide a higher interest rate, but also a fixed ROI. The returns are unaffected as they are not market-based.

Features of Bajaj Finance Fixed Deposit

Interest Rate Ranging from 5.65% to 6.75%
Minimum Tenor 1 Year
Maximum Tenor 5 Years
Deposit Amount Min- Rs. 25,000
Application Process Easy online paperless process
Online Payment Options Netbanking and UPI

  • Fixed deposit features and benefits in Ghaziabad

    Here are the features and benefits of investing in Bajaj Finance Fixed Deposits in Ghaziabad:

  • Higher interest rate for senior citizens


    Senior citizens can get more out of their investments because of an additional 0.25% interest rate, which is over and above the existing interest rate. Read more about Senior Citizen FD and find out how to multiply your savings.

  • Minimum deposit of just Rs.25,000

    You can start investing in a Bajaj Finance fixed deposit scheme with only Rs.25,000.

  • Fixed deposit calculator


    You can easily evaluate the exact maturity amountof your FDs, with an online Fixed Deposit Calculator, before you even start investing.

  • Education loan scheme

    Easy account management

    You can track your investments easily via the digital customer portal of Bajaj Finance.

Eligibility Criteria


Ghaziabad residents looking to invest in an FD with Bajaj Finance need to invest a minimum amount of Rs. 25,000. Here are other major eligibility criteria. You must be either of the following:

  • Resident Indian citizen

  • Hindu Undivided Family (HUF)

  • Companies along with group companies, partnership firms, and sole proprietorship

  • Family trusts

  • Societies, clubs, and associations

Grow your savings easily with Bajaj Finance Fixed Deposit in Ghaziabad.

You can also look for Fixed Deposits in Lucknow, Varanasi, Allahabad and many more cities.

FD Rates in Ghaziabad

Here’s a look at interest rates offered by Bajaj Finance FDs in Ghaziabad.

Annual rate of interest valid for deposits up to Rs.5 crore (w.e.f 12 May 2021)

Tenor in Months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Annual
12 – 23 25,000 5.65% 5.51% 5.53% 5.57% 5.65%
24 – 35 6.10% 5.94% 5.97% 6.01% 6.10%
36 - 60 6.50% 6.31% 6.35% 6.40% 6.50%

Rate benefits basis customer category (w.e.f 12 May 2021):

+ 0.25% for senior citizens

+ 0.10% for customers opening FD through online mode

Note: Senior citizens investing in a Bajaj Finance online FD will only receive one benefit (rate benefit of 0.25%), regardless of the mode of investment


+0.10% over and above the applicable rate of interest/card rate at the time of renewal of deposit. In case of online renewal, only one benefit (renewal benefit of 0.10%) will be extended.

To book an FD with Bajaj Finance in Ghaziabad, visit the address mentioned below:

Bajaj Finance Limited

Unit No. 206 to 208, 2nd Floor, KM Trade Towers, H-3, Sector 14, Kaushambi, Ghaziabad – 201010.

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