Unlike market-linked investment instruments, you can be certain about returns from your Fixed Deposit investments. The ease of transaction, certainty and safety of investments with Fixed Deposit make them one of the most preferred investment options. Bajaj Finance Fixed Deposit offer higher returns and stability on your savings, and you can make most of flexible tenor, multiple payout options and start investing with just Rs. 25,000.
When investing in Bajaj Finance FD, senior citizens get an interest rate that is 0.25% over and above the existing interest rate. You can also choose to invest in non-cumulative FD, which offer periodic interest payouts. When you invest a lumpsum amount in your FD, you can get higher periodic interest payout that helps you cater to your regular expenses.
You can also choose the frequency of your interest payouts, benefit from the high stability of your FD investment and track your investments easily. Reap the benefit of investing in Bajaj Finance FD at one of the highest interest rates in India, and get to enjoy several other benefits, which have been mentioned below:
Here are the features and benefits that makes Bajaj Finance FD one of the most preferred investment options for senior citizens:
Invest at an attractive interest rate of up to 8.35%, which is 0.25% higher than usual
Start investing with just Rs. 25,000 and get stable returns.
Choose tenors of 12 to 60 months as per your convenience with a Bajaj Finance Fixed Deposit.
Bajaj Finance FD has been rated ICRA’s MAAA (Stable) and CRISIL’s FAAA/Stable, the highest safety rating in the industry.
Evaluate and manage your finances with the easy-to-use Fixed Deposit Calculator.
Track your investments easily with access to Experia - your online Fixed Deposit account.
With Bajaj Finance Fixed Deposit for senior citizens, you can opt for periodic interest payouts, where you can choose to get your interest payout monthly, quarterly, half-yearly or annually. This can help you manage your finances easily.
|Tenor in months||Minimum deposit (in Rs.)||Cumulative||Non-Cumulative|
|12 – 23||25,000||7.85%||7.58%||7.63%||7.70%||7.85%|
|24 – 35||7.90%||7.63%||7.68%||7.75%||7.90%|
|36 – 47||7.95%||7.67%||7.72%||7.80%||7.95%|
|48 – 60||8.05%||7.77%||7.82%||7.89%||8.05%|
Bajaj Finance offers Fixed Deposit for senior citizens, wherein individuals above 60 years of age can invest in a Bajaj Finance Fixed Deposit, earn fixed interest and grow their savings easily.
The interest rate for Bajaj Finance Senior Citizen Fixed Deposit starts at 7.85% and goes up to 8.35%, depending on the tenor you select. If you select a tenor of 48 months or more, you can earn an interest rate of 8.35%.
Check out what makes Bajaj Finance FD one of the safest investment avenues:
As one of the most reliable fixed-income instruments, Bajaj Finance Fixed Deposit is the best investment for senior citizens. You can choose the tenor, payout frequency and investment amount as per your convenience.
By investing in a Bajaj Finance FD, you not only gain high returns, but also ensure high safety of your investment amount.
Calculate Your Maturity Amount with FD Calculator
Earn UP TO 8.05%* on Fixed Deposit