Fincare Small Finance Bank Loan EMI Payment Online

Repay your Fincare Small Finance Bank loan online easily through Bajaj Finance. Enter your loan number, choose a payment method such as UPI, debit card, credit card, net banking, or e-wallet, and complete your EMI payment securely with instant confirmation.

How to pay Fincare Small Finance Bank loan EMI online

Fincare Small Finance Bank offers banking and lending services for rural and urban customers across India. The bank provides financial products such as personal loans, vehicle loans, business loans, and other retail banking solutions.

With Bajaj Pay BBPS on Bajaj Finance, users can complete Fincare Small Finance Bank loan repayment online anytime without visiting a branch. The Bharat Bill Payment System (BBPS), introduced by the Reserve Bank of India (RBI), helps make digital bill and loan payments more secure and convenient.

You can repay your Fincare loan online using:

  • UPI
  • Credit card
  • Debit card
  • e-wallet
  • Net banking

Things required before loan EMI payment

Keep the following details ready before starting the payment process:

  • Loan account number
  • Registered mobile number
  • Active payment method
  • Stable internet connection

Key features of online EMI payment

  • 24x7 loan repayment access
  • Instant payment confirmation
  • Secure digital transaction process
  • Multiple payment options
  • Convenient online access from anywhere

Steps to repay Fincare Small Finance Bank loan online

Follow these steps to make your Fincare Small Finance Bank loan EMI payment online:

  1. Visit the Bajaj Finance website
  2. Navigate to the ‘PAYMENTS’ section
  3. Click on ‘PAY NOW’ under ‘LOAN REPAYMENT’
  4. Select ‘FINCARE SMALL FINANCE BANK’ from the provider list
  5. Enter your loan number and click on ‘PROCEED’
  6. Verify the loan repayment details
  7. Select your preferred payment option such as UPI, debit card, credit card, or net banking
  8. Enter the payment details carefully
  9. Review all information and click on ‘PAY NOW’
  10. Receive an instant payment confirmation after successful transaction

Most online EMI payments are processed within a few minutes, depending on the payment mode and bank processing timelines.

Is online EMI payment safe?

Yes, loan EMI payments made through Bajaj Pay BBPS on Bajaj Finance are processed using secure payment systems and encrypted transaction channels for enhanced safety.

  • Benefits of Paying Fincare loan EMI via Bajaj Finance BBPS

    Paying your Fincare Small Finance Bank loan EMI online offers several advantages:

    Quick and convenient payments

    Repay your loan anytime without visiting a branch or payment centre.

    Multiple payment options

    Choose from debit cards, credit cards, UPI, net banking, or e-wallet payment modes.

    Secure transactions

    The BBPS platform follows regulated payment security protocols for safe digital transactions.

    Instant confirmation

    Receive immediate payment acknowledgement through SMS or online confirmation.

    Easy repayment tracking

    Users can monitor payment history and repayment records conveniently online.

    Common issues during loan EMI payment and solutions

    Users may occasionally face issues during online loan repayment. Here are some common problems and solutions:

    Issue

    Solution

    Incorrect loan number

    Verify the loan account number before payment

    Failed transaction

    Check internet connectivity and bank balance

    Payment deducted but EMI not updated

    Wait for processing completion and verify after some time

    Delayed confirmation

    Check SMS, email, or transaction history

    Duplicate payment concern

    Avoid retrying immediately after a pending transaction


    For failed transactions, the deducted amount is usually reversed within the applicable banking timeline.

    Other loan providers available for EMI payment

    Users can also repay EMIs for various banks and financial institutions through Bajaj Pay BBPS on Bajaj Finance using secure online payment options.

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
For customer support, call Personal Loan IVR: 7757 000 000

Bajaj Finance app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finance App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finance App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Frequently asked questions

What is the procedure for auto-debit loan repayments?

To set up auto-debit for your loan repayments, log in to your lender's online portal or app. Navigate to the payments or auto-debit section, and provide your bank account details to authorise automatic EMI deductions. This ensures timely payments without manual intervention.

What is the customer care number for Fincare SFB loan queries?

For any loan-related questions with Fincare Small Finance Bank, you can call their toll-free customer care number at 1800 313 313. They are available to assist you with your queries.

How can I track my loan balance with Fincare SFB?

To check your loan balance with Fincare SFB, log in to their online banking portal or mobile app. Navigate to your loan account to view the outstanding balance and other details. Alternatively, you can contact their customer care for assistance.

How can I get my Fincare SFB loan repayment statement?

To obtain your loan repayment statement from Fincare SFB, log in to their online banking portal or mobile app. Navigate to your loan account and select the option to download or view your repayment statement. If you need further assistance, their customer care can help.

What documents are needed for foreclosure of the loan?

To foreclose your loan, you will typically need to submit a foreclosure request form, your loan account statement, identification proof, and any other documents specified by your lender. It is advisable to contact Fincare SFB directly to get the exact list of required documents.

Which bank merged with Fincare Small Finance Bank?

As of now, there has not been any merger involving Fincare Small Finance Bank. It operates independently as a small finance bank in India.

How to check loan balance in Fincare Small Finance Bank?

To check your loan balance with Fincare Small Finance Bank, you can use the following methods:

Internet banking: Log in to your Fincare Small Finance Bank internet banking account and navigate to the loan section to view your loan balance.

Mobile banking: Use the Fincare Small Finance Bank mobile app to check your loan balance. Simply log in and select the loan account to view the details.

Customer support: Contact Fincare Small Finance Bank customer support for assistance with checking your loan balance.

What is the maximum loan amount in a Small Finance Bank?

The maximum loan amount offered by Small Finance Banks can vary depending on the type of loan and the bank's policies. Generally, personal loans from Small Finance Banks can range from Rs. 50,000 to Rs. 25 lakhs, while business loans and other types of loans may have higher limits.

What is the interest rate for a Small Finance Bank Loan?

Interest rates for loans from Small Finance Banks can vary based on the type of loan, the borrower's creditworthiness, and other factors. As of early 2025, personal loan interest rates from Small Finance Banks typically range from around 7% to 36%. It is best to check with Fincare Small Finance Bank directly for the most accurate and up-to-date interest rates for their loan products.

How can I pay my Fincare Small Finance Bank EMI online?

You can pay your Fincare Small Finance Bank EMI online through Bajaj Finance using UPI, cards, net banking, or wallet payment options.

What payment methods are available for Fincare loan repayment?

Available payment methods include debit cards, credit cards, UPI, net banking, and e-wallet options.

Is Bajaj Pay BBPS safe for EMI payments?

Yes, Bajaj Pay BBPS uses secure digital payment infrastructure for safe online loan repayment transactions.

What should I do if my EMI payment fails?

Check your internet connection, payment status, and bank account balance before retrying the transaction.

Can I make Fincare loan EMI payments anytime?

Yes, online loan repayment services are generally available 24x7.

What details are required for loan EMI payment?

You usually need the loan account number, registered mobile number, and a valid payment method.

How long does online EMI payment processing take?

Most transactions are processed within minutes, though timelines may vary depending on the payment mode.

Will I receive confirmation after payment?

Yes, users receive payment confirmation through SMS, email, or transaction history updates after successful repayment.

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