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Mobiles On EMI

Shop for Mobile Phones on easy EMI's on the EMI Network

Mobile Phones

Looking to upgrade your phone to the latest mobile phone model? Why not buy the best mobile phone that packs in all the features, without worrying about the cost? Get yourself a swanky new mobile phone from the best brands in the market, including Apple, Samsung, HTC, Lenovo, Oppo, Vivo, and more – and pay for it on easy EMIs, only on the Bajaj Finserv EMI Network.







Features and benefits

Loans up to Rs.4 lakh

To buy the latest mobile phones and other appliances on the EMI Network you can get a loan of up to Rs.4 lakh.

Flexible repayment tenors

You can now buy mobile phones on the EMI Network and repay over a convenient tenor of up to 24 months.

Instant approvals

Fill an online form or talk to our in-store representatives for instant loan approval to purchase the smartphone of your choice.

EMI Card Image

EMI Network Card

Use the Bajaj Finserv EMI Network Card to buy the latest mobile phones and other electronics on easy EMIs from offline partner stores, E-commerce partners, and the Bajaj Finserv EMI Store.

Minimal documents required

To buy a mobile phone on easy EMIs, you need to submit only a few documents like address proof, a photo ID, and a cancelled cheque.


Nil foreclosure charges

You can choose to foreclose the loan anytime. Bajaj Finserv doesn't levy any additional fee when you foreclose the loan.

Access to an online account

All your loan details like the amount due, the payment schedule, and the interest certificates, are easily available on an online account.

Same-day delivery

All your products on the EMI Network will be delivered to your doorstep within 24 hours of you placing the order at no extra cost.

How to shop

Buying mobile phones on the EMI Network is easy and hassle-free.
You can use the Bajaj Finserv EMI Network Card to buy products at our partner stores as well as at the Bajaj Finserv EMI Store.
Download the BFL wallet app to know your loan details, credit limit and also get amazing offers and schemes on the latest smartphones.

With an EMI Network Card:
Step 1: Walk into our partner store
Step 2: Swipe your EMI Network Card
Step 3: Walk out with your purchase
On the Bajaj Finserv EMI Store
Step 1: Visit the EMI Store and select your city
Step 2: Select the product you want to buy
Step 3: Login via Experia and select a suitable EMI option
Step 4: Your product will be delivered to you within 24 hours
Without an EMI Card:
Step 1: Apply for instant approval by filling up a form online or visit our partner store for availing a loan
Step 2: Show the SMS of your pre-approved loan amount at our partner store
Step 3: Walk out with your purchase

How it works

• An individual between 21 and 60 years of age

• Regular source of income

KYC documents (government issued photo ID proof and residence proof)

One cancelled cheque

One passport size photograph

ECS mandate duly signed (Above documents are applicable to those shopping without an EMI Card)

Starting at Rs. 749, processing fees varies from model to model of the mobile phone.

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Top partners

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Frequently Asked Questions

How can I buy mobile phones/smartphones on EMI?

Mobile phones can be bought on easy EMIs on the Bajaj Finserv EMI Network. Loan can be availed equivalent to the cost price of your favourite television, refrigerator, washing machine, laptop or smartphone and dividing the same in EMIs without any extra cost.

Where in India can I avail mobile phones on EMI facility?

We are currently offering electronics on EMI Network in over 950+ cities in India. To find out our partners in your city, visit the store locator section on this page.

How can I avail of this loan?

Once you have decided on the product that you wish to purchase, all you have to do is to walk into any of our partner store, contact our representative and he/she will take you through the whole process of availing this loan. If you already have an EMI Card, you can swipe it to avail the loan. It's quick, easy and simple.

What are the features and benefits of mobile phones on EMI Finance?

Please check the section on Features and Benefits on this page.

What documents do I need to submit to procure this loan?

Please check the section of documents on this page.

How do I get loan related documents such as NOC, Statement of Accounts and other related documents?

Just call our customer care number 020 – 3957 5152 (Call charges applicable). Alternatively, you can log onto your account on the Customer Portal and download the necessary documents.

What is the rate of interest payable on availing mobile phones on EMI Network?

Mobile phones can be bought on easy EMI’s without any extra cost. Your purchase amount is divided into monthly installments at no additional cost.