Dussehra is a festival of triumph, new beginnings, and prosperity. Just as the festival symbolises victory over challenges, it is also an ideal time to take decisive steps toward your financial goals. With Dussehra Property Loan offers, you can fund your dream property, consolidate debts, or invest in a business project, all while enjoying attractive loan against property interest rates and flexible repayment options. By leveraging the value of your residential or commercial property, this loan allows you to access large funds without disrupting your long-term financial stability.
What is a property loan and how does it work?
A property loan is a secured financial product that allows you to borrow a substantial amount by using your property as collateral. Unlike unsecured loans, which come with higher interest rates, a property loan provides access to larger amounts at competitive loan against property interest rates. The funds can be utilised for various purposes such as home renovation, purchasing land, funding a child’s education, or expanding a business.
When you apply for a loan against property, the lender evaluates the value of your property, assesses your repayment capacity, and approves a loan amount accordingly. Repayment is structured over flexible tenures with affordable EMIs, making it a manageable financial solution.
What is the dussehra property loan offer?
Dussehra Property Loan offer is designed to empower you financially during the festive season. It combines:
- Competitive loan against property interest rates
- High loan amounts up to ₹10.50 crore
- Quick disbursal within 72 hours*
- Minimal documentation for faster approvals
Whether you want to renovate your home, invest in a new property, or consolidate existing loans, this festive offer ensures you have the resources to meet your goals conveniently and cost-effectively.
Why is dussehra the perfect time to apply for a property loan?
- Festive discounts: Many lenders provide special rates and lower processing fees during the festival.
- Quick approval: The festive season often comes with faster approvals to help you make timely investments.
- Financial planning: With the festival spirit of new beginnings, it’s a great time to start a long-term financial journey.
- Investment advantage: Buying or investing in property during Dussehra can offer better deals in the real estate market.
Apply for loan against property to leverage these benefits this Dussehra.
Top benefits of buying a property during dussehra
- Attractive property deals: Builders and sellers often offer festive discounts or incentives.
- Reduced interest rates: Festive offers may include lower loan against property interest rates, reducing your EMI burden.
- Flexible repayment options: Align repayments with your financial plan while enjoying festive benefits.
- High loan eligibility: Use your existing property to access higher loan amounts.
Check loan against property interest rate to plan your budget efficiently.
Key benefits of choosing Bajaj Finserv Loan Against Property this dussehra
- Low interest rates: Save more with competitive loan against property interest rates.
- High loan amounts: Get funds up to ₹10.50 crore to meet large financial requirements.
- Quick disbursal: Receive funds within 72 hours* post-approval.
- Minimal documentation: Enjoy a smooth, digital application process.
- Flexible tenure options: Choose repayment periods up to 180 months to match your financial comfort.
- Secured funds: Leverage your residential or commercial property to secure large loans safely.
Use the loan against property EMI calculator to estimate your repayments before applying.
Eligibility criteria for Bajaj Finserv Loan Against Property
To avail the Dussehra Property Loan offer, the key eligibility requirements include:
- Nationality: You must be an Indian citizen residing in India with property in a city we operate in.
- Age: Minimum age: 25 years (18 years for non-financial property owners)
Maximum age: 85 years (including non-financial property owners)
*Age of the individual applicant/ co-applicant at the time of loan maturity.
*Higher age of co-applicant may be considered up to 95 years basis 2nd generation (legal heir) meeting age norms and to be taken as co-applicant on loan structure. - CIBIL Score: A CIBIL Score of 700 or higher is ideal to get an approved loan against property.
- Occupation: Salaried, self-employed professionals like doctors, and self-employed non-professionals are eligible to apply.
How to apply for the Bajaj Finserv Loan Against Property?
- Click on “APPLY” button on this page.
- Enter your 10 digit mobile number and OTP.
- Fill in the application form with your Personal Details, Business/Employment/Professional details, Property details and proceed.
- Enter your loan amount that you need, choose from our three loan variants- Flexi term loan, Flexi Hybrid Term Loan, and Term loan.
- Choose the repayment tenure - You can select tenure option of 12 month to 180 month and click on proceed.
Representative will guide you on the next steps
Tips to maximise your benefits this dussehra
- Compare loan against property interest rates to get the most cost-effective deal.
- Leverage high-value property to access larger loan amounts.
- Opt for a flexible tenure to keep EMIs affordable.
- Plan the loan purpose carefully – whether it’s home renovation, education, or business expansion.
- Apply online to enjoy a fully digital, hassle-free process.
Conclusion
Dussehra is the perfect occasion to invest in your future and achieve your financial goals. With Dussehra Property Loan offers, you can access substantial funds, enjoy competitive loan against property interest rates, and benefit from fast approvals and flexible repayment options. Make this festive season memorable by taking a confident step towards property ownership, business growth, or financial freedom.
Celebrate prosperity and new beginnings this Dussehra with Bajaj Finserv Loan Against Property– your trusted partner in achieving financial success.
