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Online Dengue Insurance Cover
Dengue and malaria are vector-borne diseases spread through mosquitoes, and treatment delays can be dangerous. The treatment can be lengthy and financially stressful. However, it's essential to treat the infection on time with appropriate medical assistance. One should always stay secure with financial coverage for such sudden emergencies. Dengue Cover by Bajaj Finserv is a comprehensive plan that keeps you secure in case of hospitalisation. The plan provides you coverage for medication, doctor's fees, and much more to secure you and your loved ones.
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Features & Benefits
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High Coverage Limit
Get coverage up to Rs. 50,000 for just Rs. 299 per annum.
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Coverage For Hospitalization
Insurance against vector-borne diseases like Dengue and Malaria will apply to expenses like:
1. Pre-hospitalization
2. Hospitalization
3. Medication
4. Doctor’s fee -
Multiple Payment Options
Paying your premiums is easy, because of multiple options such as online account transfers, UPI, Mobile Wallets, Credit Cards or Debit Cards.
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What Is Covered?
Malaria: The diagnosis must be confirmed by a positive blood test for Malarial Parasite.
Dengue: The diagnosis must be confirmed by a positive Dengue Serology.
Take a look at a few more details about what is insured under the Dengue care plan:
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Hospitalization Expenses
Expenses up to Rs. 50,000 for the specified vector borne diseases.
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Diagnostic Tests
Cost of diagnostic tests before or during hospitalization.
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Doctor’s Fees
Doctor’s charges before, during and after hospitalization.
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Medication
Cost of medicines bought before, during and after hospitalization.
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Medical Expenses
All medical expenses incurred for Dengue or Malaria 15 days before and after hospitalization.
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Treatment Charges
This includes hospital room rent, ICU, transfusion, doctor fees, medicines and tests.
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Hospital Room Rent
This coverage includes daily hospital room rent up to Rs. 1000 per day for Normal Room & Rs. 2000 per day for ICU. All other charges will be in accordance with the room rent restriction.
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What Is Not Covered?
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Hospitalization Within First 30 Days
The Dengue insurance is not applicable if the person is hospitalized due to Dengue or Malaria within the first 30 days of the policy period.
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Hospitalization For Other Reasons
The Dengue insurance policy is not valid for any other condition, except hospitalization due to Dengue and Malaria.
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Hospitalization Before Policy Period
The policy is not applicable if the person is hospitalised for the specific vector-borne disease prior to the commencement of the period of cover.
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To read the full list of exclusions, please download the policy brochure here.
How to apply for a dengue care policy
- Step 1: Click on the 'Buy Now' button and provide your basic details.
- Step 2: Check and confirm your application by entering the OTP received on your mobile number.
- Step 3: Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
- Step 4: You will receive the details of your membership via email.
How to raise a claim
You can lodge a claim by contacting us through one of the following ways:
- E-mail – care.healthinsurance@adityabirlacapital.com
- Toll free number – 1800-270-7000
Contact Us
For queries related to the policy, please write to us on email at wecareinsurance@bizsupportc.com.
Disclaimer - "Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products."
Frequently asked questions
Does health insurance cover dengue treatment?
Vector-borne diseases are a significant matter of concern, especially considering the condition of the health care system. To address this cause, various insurance providers extend health insurance policies for dengue with a certain limit of financial coverage. However, the premiums are usually affordable, and anyone can purchase the policy irrespective of age.
Reputed insurance aggregators like Bajaj Finserv extends substantial insurance cover for dengue under their Pocket Insurance and Subscriptions section. This policy covers every necessary expense required for dengue treatment.
Should you go for a dengue insurance cover?
Due to the need for substantial treatment of the diseases like malaria, chikungunya, Japanese encephalitis, zika virus, etc. individuals are keener to obtain financial security to obtain quality health care. Various insurers cover medical expenses incurred during dengue treatment with a dengue insurance policy. Moreover, as per IRDAI regulations, any vector-borne diseases will be covered by the insurance company
What are the four types of dengue viruses?
A virus of the Flaviviridae family causes dengue. There are four distinct but closely associated serotypes of the virus that causes dengue, which is- DENV-1, DENV2, DENV-3, and DENV-4.
How do I claim dengue insurance?
Applying for a dengue insurance policy and claiming reimbursement follows a straightforward process. Policyholders can raise a claim by mailing it to care.healthinsurance@adityabirla.com. Apart from this, one can dial the toll-free number- 1800- 270-7000.
What is the eligibility for dengue insurance cover?
The health insurance policy for dengue from reputed insurance providers comes at a substantial limit and reasonable premium. Moreover, there is no specific age restriction for purchasing a dengue insurance cover. However, it depends on the specifications set by different insurance providers. To purchase any policy, applicants should be at least 18 years.
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