Aditya Birla Health Insurance

Aditya Birla Health Insurance – Dengue and Malaria Cover at Rs. 299

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 50,000, premium of Rs. 299

    Coverage up to Rs. 50,000, premium of Rs. 299

    Get hospitalisation coverage for dengue and malaria for the sum insured of up to Rs. 50,000.

  • Hospital room rent

    Hospital room rent

    Get daily room rent coverage up to Rs. 1,000 per day for normal and Rs. 2,000 per day for ICU.

  • End-to-end online

    End-to-end online

    You can buy the policy online through our 100% digital process.

  • Treatment expenses

    Treatment expenses

    The coverage includes medicines, and treatment charges during hospitalisation.

  • Diagnostic tests expenses

    Diagnostic tests expenses

    Covers expenses of all diagnostic tests done during hospitalisation, and before and after hospitalisation.

  • Doctor’s fees

    Doctor’s fees

    Covers doctor’s fees during hospitalisation, and pre-and post-hospitalisation.

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Eligibility criteria and documents required

You need to fulfil the following criteria to buy Dengue and Malaria Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18 - 55 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Dengue and Malaria Cover:

Policy details Description
Sum insured (in Rs.) 50,000
Premium including GST (in Rs.) 299
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under the Dengue and Malaria Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation expenses Up to Rs. 50,000 coverage for hospitalisation for dengue and malaria
Treatment expenses Treatment charges include room rental, ICU, transfusion, doctor fees, medicines, and tests
Pre-and post-hospitalisation All medical expenses incurred 15 days before and after hospitalisation
Key exclusions Description
Medical condition within 30 days of the policy start Does not cover hospitalisation due to specified vector borne disease within 30 days of commencement of the plan tenure

How to claim

You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of the Dengue and Malaria Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at care.healthinsurance@adityabirlacapital.com

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Dengue and Malaria Cover, you need to present the following documents:

    1. Policy document received at the time of purchase
    2. Discharge summary
    3. Complete billing details in case of reimbursement
    4. Medical reports
    The network hospital directly communicates the billing information with the insurance provider and settles it before discharge

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in

Frequently asked questions

What is the use of Dengue and Malaria Cover?

Dengue and Malaria Cover protects you against crucial financial pressure and manages your finances better in case you fall victim to the disease.

Why should I get a cover for dengue?

Dengue and malaria are vector-borne diseases that need quick medical attention. This may involve expensive diagnosis, medication, and hospitalisation.

What amount is covered under the Dengue and Malaria Cover?

The Dengue and Malaria Cover that you buy through Bajaj Finance has a coverage limit of up to Rs. 50,000.

What is the premium that I need to pay for the Dengue and Malaria Cover?

You need to pay a premium of Rs. 299 to buy the Dengue and Malaria Cover.

What details are required to confirm the diagnosis and avail of the policy benefits?

For dengue, the confirmation of diagnosis must come by a positive dengue serology. While for malaria, the diagnosis must come by a positive blood test for the malaria parasite.

Can I use Dengue and Malaria Cover for other medical conditions?

The policy covers only vector-borne diseases like dengue and malaria.

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Disclaimer

*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Aditya Birla Health Insurance Co. Limited. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Group Activ Health UIN ADIHLGP22190V032122. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.