Dengue Cover

Overview:

Vector-borne diseases like Dengue and Malaria spread through mosquitoes and affect many people across India every year. Delayed treatment can be dangerous, so it’s important to get an early diagnosis and appropriate medical attention. However, hospitalization charges and medication can be very expensive.

Bajaj Finserv brings you Dengue Cover, which helps you protect your loved ones from the risk of vector-borne diseases.

Features & Benefits
High Coverage Limit

Get coverage up to Rs. 50,000 for just Rs. 299 per annum.
Coverage For Hospitalization

Insurance against vector-borne diseases like Dengue and Malaria will apply to expenses like:

1. Pre-hospitalization
2. Hospitalization
3. Medication
4. Doctor’s fee
Multiple Payment Options

Paying your premiums is easy, because of multiple options such as online account transfers, UPI, Mobile Wallets, Credit Cards or Debit Cards.
What Is Covered?

Malaria: The diagnosis must be confirmed by a positive blood test for Malarial Parasite.

Dengue: The diagnosis must be confirmed by a positive Dengue Serology.

Take a look at a few more details about what is insured under the Dengue care plan:
Hospitalization Expenses

Expenses up to Rs. 50,000 for the specified vector borne diseases.
Diagnostic Tests

Cost of diagnostic tests before or during hospitalization.
Doctor’s Fees

Doctor’s charges before, during and after hospitalization.
Medication

Cost of medicines bought before, during and after hospitalization.
Medical Expenses

All medical expenses incurred for Dengue or Malaria 15 days before and after hospitalization.
Treatment Charges

This includes hospital room rent, ICU, transfusion, doctor fees, medicines and tests.
Hospital Room Rent

This coverage includes daily hospital room rent up to Rs. 1000 per day for Normal Room & Rs. 2000 per day for ICU. All other charges will be in accordance with the room rent restriction.
What Is Not Covered?
Hospitalization Within First 30 Days

The Dengue insurance is not applicable if the person is hospitalized due to Dengue or Malaria within the first 30 days of the policy period.
Hospitalization For Other Reasons

The Dengue insurance policy is not valid for any other condition, except hospitalization due to Dengue and Malaria.
Hospitalization Before Policy Period

The policy is not applicable if the person is hospitalised for the specific vector-borne disease prior to the commencement of the period of cover.
To read the full list of exclusions, please download the policy brochure here.

How to Apply?

You can apply for the Dengue Cover online in 3 easy steps. Just log on to our website, type out the information required in the online application form and then proceed to make the premium payment.