Frequently asked questions
Your Credit Health Report is a detailed summary of your credit profile. It includes details about your credit history, CIBIL Score, factors impacting your CIBIL Score and more. Having access to your Credit Health Report is important as it gives you insights to what factors are hurting your score and helps you make smarter decisions when it comes to your financial health.
To get unlimited access to your Credit Health Report, sign up for our Credit Pass.
Your Credit Health Report is as important as your PAN card, Aadhaar card in today’s world. It helps you track your credit score, factors that affect your credit score, summary of all your active and closed loan accounts, history of your EMI payments and more. By understanding what factors are hurting your credit health, you can take the necessary action to improve your credit score and credit health. This in turn helps your stay credit aware and helps you make smarter financial decisions.
To access your Credit Health Report, you need to first sign up for the Bajaj Finserv Credit Pass. Once you purchase our pass subscription, you can log in to your Credit Pass account and select the ‘Credit Health Report’ option to view your online report without any hassle. With the Credit Pass, you get unlimited access to your Credit Health Report.
Bajaj Finserv is offering India’s first credit monitoring subscription powered by CIBIL for a fee of Rs. 99. With this subscription, get unlimited access to your CIBIL Score, your personalised Credit Health Report, factors that impact your credit score and more. That’s not all- you also get access to tools like the Credit Score Simulator and EMI Calculator that can help you make smarter financial decisions.
To check your latest Credit Health Report, sign up for Credit Pass.
According to TransUnion CIBIL, your Credit Health Report gets updated every 30 to 45 days basis new information shared by your bank or lender to a credit rating agency – like CRIF, TransUnion CIBIL etc. about your credit profile.
You can access to your latest Credit Health Report anytime you want by logging in to your Credit Pass account.