The claim process for critical illness insurance varies from one insurer to another. Only a single claim is allowed in case of critical illness insurance throughout the tenor of the policy. Additionally, a critical illness policy will be terminated instantly once the first benefit has been paid out as per the terms and conditions of the policy. Most plans also have a 30-day survival period once any critical illness has been diagnosed. Once a customer gets through this period, the claim will be settled accordingly. Bajaj Allianz is one of the insurance companies with a seamless claims process. In fact, there is the Claim by Direct Click or Health CDC option in the Bajaj Allianz Insurance Wallet App. You can raise requests for claims up to Rs. 20, 000 via the app by uploading all documents required and getting updates on the status of the claim.
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