The Manipal Cigna Prohealth Group Insurance Plan is a customized plan suited to meet the medical expenses of you and your family. Every person has different health needs, based on which they need varied health coverage plans. This plan is perfect for your needs and gives insurance protection helping you safeguard your most precious asset i.e your health. This comprehensive plan comes with suitable features and benefits helping you deal with unpredictable medical misfortunes.
The insurer can enjoy the cashless facility in times of medical emergencies under 6500+ network hospitals of Manipal Cigna.
This plan covers the medical expenses for an illness or injury that requires hospitalisation for more than 24 hours.
This plan covers expenses on transportation by an ambulance service provider to the hospital.
It helps you to restore the base sum insured once in a policy year for unrelated illnesses in addition to the sum insured opted.
The plan covers in-patient medical expenses for an insured for non-allopathic treatments such as Ayurveda, Unani, Sidha, Homeopathy, Yoga and Naturopathy arising from Accident or Illness.
The plan covers day-care procedures that need hospitalization, but not for more than 24-hours. All the costs incurred such treatments are also covered under the Manipal Cigna Pro-health Group Insurance.
This policy covers medical costs incurred due to an illness or injury 60 days immediately before hospitalization.
The plan pays for the medical costs incurred due to an illness or injury 90 days immediately after hospitalization.
If in case, you are not hospitalized, and all your treatments are done at home then all those expenses are also covered in this plan. Some individuals prefer their treatment to be done at home rather than in a hospital. On the other hand, some doctors also advise staying at home for the treatment.
Medical Expenses incurred for an organ donor’s treatment for the harvesting of the organ donated will be covered under the policy.
The health insurance plan offers tax exemptions under Section 80D of the Income Tax Act 1961.
|Manipal Cigna Pro-health Group Insurance Plan|
|Policy Type||Individual/ Family Floater (Only for Customers of Bajaj Finance Ltd.)|
|Entry Age||Minimum Entry Age: 18 years
Maximum Entry Age: 65 years
|Sum Insured||Rs. 15 lakh and Rs. 30 lakh|
|Starting Premium||Rs. 6606|
|Number of members covered||6 members (2A+ 4C)|
Health Insurance helps you to be stress-free while dealing with medical contingencies due to sickness and accidental injuries for you and your loved ones. The plans are available starting from Rs.6606, with maximum coverage of Rs. 30 lakh.
The following mandatory documents will be needed to purchase the policy:
Documents needed to process cashless claim:
Documents needed to process reimbursement claim:
Toll-free numbers: 08698010101/1800-209-0144 /1800-209-5858
Mailing address: Ground Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune – 411014.
*For claim related issues please refer your policy document or certificate of insurance (COI).