Central Government Schemes in India

Discover a comprehensive list of central government schemes, highlighting key initiatives and programs aimed at various sectors such as education, healthcare, agriculture, and more.
Home Loan
5 min
05 March 2024

Government of India has launched several schemes and initiatives for the welfare of its citizens. These schemes cover various aspects of human life such as education, health, finance, agriculture, and employment. The government has taken several key initiatives to implement these programs effectively and ensure their success.

Central government schemes in India

One of the latest central government schemes in India is the Pradhan Mantri Jan Arogya Yojana or Ayushman Bharat. It is a national health protection scheme that provides health insurance cover to more than 10-crore families across India. Under this scheme, eligible beneficiaries can get a health cover of up to Rs. 5 lakh per family per year for secondary and tertiary hospitalisation.

Another flagship scheme of the government is the Pradhan Mantri Ujjwala Yojana. It aims to provide free LPG connections to women from BPL households. The scheme has been very successful in reducing the use of traditional fuels such as wood, charcoal, and kerosene for cooking, which is both harmful to health and the environment.

The government has also launched several schemes for the empowerment of women, such as the Beti Bachao Beti Padhao Yojana, which aims to improve the girl child ratio and ensure their education. The Sukanya Samriddhi Yojana is a saving scheme designed for the girl child, which provides a higher interest rate and tax benefits.

The Pradhan Mantri Mudra Yojana is another initiative of the government to promote entrepreneurship and small businesses. Under this scheme, eligible entrepreneurs can get loans of up to Rs. 10 lakh without collateral. The scheme has been very successful in providing financial assistance to the unorganised sector and creating jobs.

The government has also launched several schemes for the benefit of farmers, such as the Pradhan Mantri Fasal Bima Yojana, which provides crop insurance to farmers at a very nominal premium. The e-NAM (National Agriculture Market) is a digital platform that connects farmers with buyers all over the country, enabling them to get better prices for their produce.

To promote education, the government has launched the Sarva Shiksha Abhiyan, which aims to provide free and compulsory elementary education to all children in the age group of 6-14 years. The Rashtriya Uchchatar Shiksha Abhiyan is a scheme for the development of higher education institutions in India.

To promote digital literacy and financial inclusion, the government has launched the Pradhan Mantri Jan Dhan Yojana, which aims to provide universal access to banking facilities. Under this scheme, eligible beneficiaries can open a zero-balance account with any bank and get a RuPay debit card. The scheme has been very successful in bringing the unbanked population into the mainstream banking system.

In conclusion, the central government has launched several schemes and initiatives for the welfare of its citizens, covering various aspects of human life. These schemes have been very successful in achieving their objectives and bringing positive change in the lives of people. The government's key initiatives and programs have ensured the effective implementation of these schemes and their success. As citizens of India, it is our responsibility to utilise these schemes and take advantage of the opportunities they offer for our betterment.

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