Terms of Understanding:

  1. I declare that all the particulars and information provided by me to Bajaj Finance Ltd. (“BFL”) for availing of my credit report from TransUnion CIBIL Limited (“Credit Report”) are true, correct, complete and up-to-date in all respects and that I have not withheld any information whatsoever.
  2. If I express interest to avail of any product/service, I authorize BFL to exchange, share all information and details as provided by me for availing of the credit report and for promotion/communication purpose to BFL’s business partners/group companies//permitted assigns, affiliate/subsidiaries/agents/service provider/representatives/empanelled merchants (collectively referred to as “Assigns”) and any third party including but not limited to, banks, financial institutions, credit bureaus, telecommunication companies, statutory bodies, empanelled merchants, central KYC registry, Reserve Bank of India, GST portal, CIBIL/CRISIL/any credit rating agency/credit information company, information utility, NSDL e-Governance Infrastructure Limited (NSDL)/ UTI Infrastructure Technology and Services Limited (UTIITSL) for verification, personalization of products or services, credit rating, data enrichment, marketing or promotion of BFL services or related products or that of its assigns or for enforcement of your obligations and I shall not hold BFL/its Assigns liable for the use/sharing of the information as stated above. Further, if I choose to avail of any product/service from BFL or its assigns, I authorise BFL/its Assigns to seek/obtain any other information, relating to me, from any third party.
  3. I hereby expressly authorize BFL/its Assigns to send me transaction and/or promotional communications and/or to avail of loans, insurance and other products from BFL/its Assigns /or third parties through telephone calls/SMS/emails/bitly/bots/in person communication etc. or through any other means of physical and electronic communication.
  4. I hereby understand and acknowledge that upon accessing BFL/its Assigns platform/website, BFL/its affiliates/group companies/business partners may access my cookies/device information and other details accessible through the widget/lead generation page to provide customized services.
  5. I further understand that if I choose to avail of any product/service from BFL or its Assigns, I will be required to submit documents to the satisfaction of BFL/its Assigns and accept the terms and conditions/required formalities for availing of the product and the terms and conditions/policies for purchase and use of the products/services of the Assigns (if any).
  6. I understand that I may withdraw my consent to receive promotional communication or delete information shared with BFL by writing to wecare@bajajfinserv.in
  7. I understand that BFL may be required to share/transmit my information/data through physical/electronic means and that there may be risks/loss of information involved, which are beyond the control of BFL and I shall not hold BFL/its Assigns liable for the same.
  8. I understand and acknowledge that:
    1. BFL employees/personnel/Assigns will not contact me directly for disclosure of any sensitive and personal information unless required for providing any product/service availed by me. Hence, I am solely responsible to exercise proper due diligence to verify the identity of the individual(s) contacting me before disclosing any personal and sensitive personal data/ information such as reaching out to BFL’s nearest branch or BFL’s official customer care number accessible on www.bajajfinserv.in for verification/before any disclosure.
    2. I hereby waive off from making any claims / demands / compensation against BFL and its Assigns and shall be solely liable for disclosure of any personal/sensitive personal information without exercising proper due diligence at my end.
    3. I shall undertake to only use the official website/links of BFL/its Assigns for availing products/services by inputting the domain information.
    4. Regarding the potential risk of data/privacy breach, I confirm that I shall be solely liable for any unauthorized disclosure/breach of data, etc and any direct/indirect losses suffered by me due to the same. Hence, I shall exercise utmost caution to ensure that my personal data/sensitive personal data (including but not limited to any passwords, financial information, account details, etc) are NOT shared/stored/made accessible through:
      1. any physical means with or without my knowledge (disclosure to any person/third party; etc) and/or
      2. through any electronic means, by exercising the following precautions/safety measures:
        1. I shall always check if “https” appears in any website’s address bar before making any online transaction, to ensure that the webpage is encrypted;
        2. I shall avoid using third party extensions, plug-ins or add-ons on my web browser, as it may result in the risk of tracking or stealing of my personal details;
        3. I shall always type the information and not use the auto-fill option on web browser to prevent the risk of storage of my personal/sensitive personal information;
        4. I shall NOT access darknet, unauthorized/suspicious websites, suspicious online platforms, download applications from unreliable sources.
        5. I shall ensure to disable cookies before accessing any domain/website, to ensure that my personal information is not tracked by any third party, unless otherwise consciously permitted by me by accepting the same;
        6. I shall NOT respond to any generic emails from an unknown/unidentified source;
        7. I shall check the privacy policy of the website/application to know the type of information that may be collected from me and the manner in which it may be processed by the website/application before accepting/proceeding/transaction on any website/application;
        8. I shall always verify and install authentic web/mobile applications from reliable source on my computer/laptop/tab/iPad/smart phone or any other electronic device;
        9. I shall NOT access any unidentified weblinks, bitly or any other electronic links shared over electronic platform (such as email, sms, social media, websites).

Terms and Conditions for availing Credit Health Report:

  1. I declare that all the particulars and information provided by me to Bajaj Finance Limited. (“BFL”) for availing the credit health report product (“Credit Health Report”) are true, correct, complete and up-to-date in all respects and that I have not withheld any information whatsoever.
  2. I understand that the Credit Health Report is generated basis information specified in your credit report provided by TransUnion CIBIL Limited ("CIBIL Report") and the information and analysis provided by Bajaj Finance Limited ("BFL"). With respect to the information derived from the CIBIL Report, BFL is using the same on ‘as is’ basis. Any concerns on the CIBIL Report or information specified on the CIBIL report is to be addressed directly to TransUnion CIBIL Limited at info@cibil.com.
  3. Pursuant to availing the Credit Health Report, I authorize BFL to exchange, share all information and details as provided by me for availing Credit Report and for promotion/communication purpose to BFL’s business partners/group companies/permitted assigns, affiliate/subsidiaries/agents/service providers/representatives/empanelled merchants (collectively referred to as “Assigns”) and any third party including but not limited to, banks, financial institutions, credit bureaus, telecommunication companies, statutory bodies, empanelled merchants, Central KYC Registry, Reserve Bank of India, GST portal, CIBIL/CRISIL/any credit rating agency/credit information company, Information Utility, NSDL e-Governance Infrastructure Limited (NSDL)/UTI Infrastructure Technology and Services Limited (UTIITSL) for verification, personalization of products or services, credit rating, data enrichment, marketing or promotion of BFL services or related products or that of its Assigns or for enforcement of your obligations and I shall not hold BFL/its Assigns liable for the use/sharing of the information as stated above. Further, I authorise BFL/its Assigns to seek/obtain any other information, relating to me, from any third party.
  4. I hereby expressly authorize BFL/ its Assigns to send me transaction and/or promotional communications and/or to avail loans, insurance and other products from BFL/its Assigns /or third parties through telephone calls/SMSs/emails /bitly/bots/ in person communication etc. or through any other means of physical and electronic communication.
  5. I hereby understand and acknowledge that the features of the financial product or service (“FPS”) of BFL mentioned in the Credit Health Report are: i. not exhaustive and ii. may be provided subject to fulfilment of all criteria specified by BFL and in BFL’s sole discretion. Further, third party products/services that are distributed by BFL shall be governed by third party terms. I shall exercise diligence prior to making an application for availing FPS or third-party products.
  6. For any clarification on the FPS/third party products, you may reach out to us on wecare@bajajfinserv.in or +91 8698010101. Please note that the information in this report, including information regarding timelines, amounts and figures are indicative only and are subject to change at any given time at the discretion of BFL.
  7. For any clarification on the FPS/third party products, you may reach out to us on wecare@bajajfinserv.in or +91 8698010101. Please note that the information in this report, including information regarding timelines, amounts and figures are indicative only and are subject to change at any given time at the discretion of BFL.
  8. DISCLAIMER: All information contained in this report has been collated basis your Credit Information Report powered and prepared by CIBIL and the information provided by you to BFL. Consequently, BFL does not in any manner guarantee, represent and/or warrant the totality, accuracy, adequacy and/or completeness of this report and/or any information and/or material contained therein and expressly disclaim any liability for any errors and/or omissions in this report and/or any information and/or material contained in the report. While the aim is to provide information that will help consumers to manage their credit and debt, this information should not be considered as an advice or opinion whether legal, financial or otherwise. Such advice must be specific to the various circumstances of each person's situation and the general information provided in this report should not be used as a substitute for the advice of competent advisor including any legal and/or financial advisor/counsel. BFL or its holding company/group companies/subsidiaries shall not be liable for any loss, cost, damage and/or consequence as a result of reliance by you/customer/consumer/any other person on the report or any information and/or material contained herein.
  9. I hereby understand and acknowledge that upon accessing BFL/its Assigns platform/website, BFL/its affiliates/group companies/business partners may access my cookies/device information and other details accessible through the Widget/lead generation page to provide customized services.
  10. I further understand that if I choose to avail any product/service from BFL or its Assigns, I will be required to submit documents to the satisfaction of BFL/its Assigns and accept the terms and conditions/required formalities for availing the Product and the terms and conditions/ policies for purchase and use of the products/services of the Assigns (if any).
  11. I understand that I may withdraw my consent to receive promotional communication or delete information shared with BFL by writing to wecare@bajajfinserv.in
  12. I understand that BFL may be required to share/transmit my information/data through physical/electronic means and that there may be risks/loss of information involved which are beyond the control of BFL and I shall not hold BFL/its Assigns liable for the same.
  13. I understand and acknowledge that:
    1. BFL employees/personnel/Assigns will not contact me directly for disclosure of any sensitive and personal information unless required for the providing any product/service availed by me. Hence, I am solely responsible to exercise proper due diligence to verify the identity of the individual(s) contacting me before disclosing any personal and sensitive personal data / information such as reaching out to BFL’s nearest branch or BFL’s official customer care number accessible on www.bajajfinserv.in for verification/before any disclosure.
    2. I hereby waive off from making any claims / demands / compensation against BFL and its Assigns and shall be solely liable for disclosure of any personal/sensitive personal information without exercising proper due diligence at my end.
    3. I shall undertake to only use the official website/links of BFL/its Assigns for availing products/services by inputting the domain information.
    4. Regarding the potential risk of data/privacy breach, I confirm that I shall be solely liable for any unauthorized disclosure/breach of data, etc and any direct/indirect losses suffered by me due to the same. Hence, I shall exercise utmost caution to ensure that my personal data/sensitive personal data (including but not limited to any passwords, financial information, account details, etc) are NOT shared/stored/made accessible through:
      1. any physical means with or without my knowledge (disclosure to any person/third party; etc) and/or
      2. through any electronic means, by exercising the following precautions/safety measures:
        1. I shall always check if “https” appears in any website’s address bar before making any online transaction, to ensure that the webpage is encrypted;
        2. I shall avoid using third party extensions, plug-ins or add-ons on my web browser, as it may result in the risk of tracking or stealing of my personal details;
        3. I shall always type the information and not use the auto-fill option on web browser to prevent the risk of storage of my personal/sensitive personal information;
        4. I shall NOT access darknet, unauthorized/suspicious websites, suspicious online platforms, download applications from unreliable sources.
        5. I shall ensure to disable cookies before accessing any domain/website, to ensure that my personal information is not tracked by any third party, unless otherwise consciously permitted by me by accepting the same;
        6. I shall NOT respond to any generic emails from an unknown/unidentified source;
        7. I shall check the Privacy Policy of the website/application to know the type of information that may be collected from me and the manner in which it may be processed by the website/application before accepting/proceeding/transaction on any website/application;
        8. I shall always verify and install authentic web/mobile applications from reliable source on my computer/laptop/tab/ipad/smart phone or any other electronic device;
        9. I shall NOT to access any unidentified weblinks, bitly or any other electronic links shared over electronic platform (such as email, sms, social media, websites).
  14. The payment of Rs.199 for your Bajaj Finserv Credit Health Report is non-refundable. Once the transaction is successful and the amount is deducted, said amount shall not be refunded.