Published Mar 11, 2026 4 Min Read

Bank holidays are an integral part of life in India, providing citizens with valuable breaks for personal, cultural, and professional purposes. Being aware of the Bank Holidays in India 2026 can help you plan vacations, manage financial transactions, and participate in important cultural events without inconvenience. This guide offers a comprehensive overview of national, public, and regional holidays observed across the country.

Bank Holidays in India 2026

Bank holidays in India are notified by the Reserve Bank of India (RBI) and may vary across different states. These holidays include national celebrations, religious festivals, and regional observances. The key bank holidays in India for 2026 are as follows:


DateHolidayDayState
01 January 2026New Year's DayThursdayMizoram, Nagaland, Meghalaya, Tamil Nadu
14 January 2026Makar Sankranti / PongalWednesdayAndhra Pradesh, Telangana, Karnataka, Tamil Nadu, Gujarat
26 January 2026Republic DayMondayAll States
02 March 2026Holika DahanMondayUttar Pradesh, Uttarakhand
03 March 2026Holi / Dol JatraTuesdayUttar Pradesh, Bihar, Jharkhand, West Bengal, Odisha, Assam
04 March 2026Holi (Dhuleti)WednesdayGujarat, Rajasthan
13 March 2026Chapchar KutFridayMizoram
17 March 2026Shab-e-QadrTuesdayJammu & Kashmir
19 March 2026Ugadi / Gudi PadwaThursdayAndhra Pradesh, Telangana, Karnataka, Maharashtra, Goa
20 March 2026Eid-ul-Fitr (Ramzan Eid)FridayAndhra Pradesh, Telangana, Kerala, Karnataka, Maharashtra, Uttar Pradesh
21 March 2026SarhulSaturdayJharkhand
26 March 2026Ram NavamiThursdayUttar Pradesh, Bihar, Jharkhand, Odisha, West Bengal
31 March 2026Mahavir JayantiTuesdayRajasthan, Gujarat, Maharashtra, Delhi, Uttar Pradesh
03 April 2026Good FridayFridayAll States
14 April 2026Dr. B. R. Ambedkar Jayanti / Tamil New Year / Vishu / Bohag BihuTuesdayTamil Nadu, Kerala, Assam, Karnataka, Maharashtra
01 May 2026Labour Day / Maharashtra DayFridayMaharashtra, Karnataka, Tamil Nadu, Kerala, West Bengal
27 May 2026Bakrid (Eid-ul-Adha)WednesdayAndhra Pradesh, Telangana, Kerala, Karnataka, Maharashtra, Uttar Pradesh, Delhi
26 June 2026MuharramFridayAndhra Pradesh, Telangana, Uttar Pradesh, Maharashtra, Karnataka, Tamil Nadu
15 August 2026Independence DaySaturdayAll States
14 September 2026Ganesh ChaturthiMondayMaharashtra, Goa, Karnataka, Telangana, Andhra Pradesh
02 October 2026Gandhi JayantiFridayAll States
20 October 2026Dussehra / VijayadashamiTuesdayKarnataka, Maharashtra, Delhi, Uttar Pradesh, West Bengal
10 November 2026Diwali Balipratipada / Govardhan PujaTuesdayGujarat, Maharashtra, Rajasthan, Uttar Pradesh
24 November 2026Guru Nanak JayantiTuesdayPunjab, Haryana, Delhi, Rajasthan
25 December 2026Christmas DayFridayAll States

India’s banking system comprises several types of institutions, including the central bank—Reserve Bank of India—as well as commercial banks, cooperative banks, Regional Rural Banks (RRBs), Small Finance Banks (SFBs), and Local Area Banks (LABs). These banks observe national and government holidays declared by the RBI, along with additional regional holidays based on the state in which their branches operate.

Bank Holidays on Second and Fourth Saturdays

Apart from the holidays listed above, banks are also closed on the second and fourth Saturdays of every month. If a month has five Saturdays, the fifth Saturday is treated as a regular working day for banks. Here's a tabular view of all the bank holidays on second and fourth holidays listed below:  

Date  Holiday 
10 January 2026 2nd Saturday  
24 January 2026  4th Saturday  
14 February 2026 2nd Saturday  
28 February 2026  4th Saturday  
14 March 2026  2nd Saturday  
28 March 2026  4th Saturday  
11 April 2026  2nd Saturday  
25 April 2026  4th Saturday  
9 May 2026 2nd Saturday  
23 May 2026  4th Saturday  
13 June 2026  2nd Saturday  
27 June 2026  4th Saturday  
11 July 2026 2nd Saturday  
25 July 2026  4th Saturday  
8 August 2026  2nd Saturday  
22 August 2026  4th Saturday  
12 September 2026 2nd Saturday  
26 September 2026 4th Saturday  
10 October 2026  2nd Saturday  
24 October 2026  4th Saturday  
14 November 2026 2nd Saturday  
28 November 2026 4th Saturday  
12 December 2026  2nd Saturday  
26 December 2026 4th Saturday 

List of public holidays in Delhi in 2026

Delhi, India’s capital, observes a mix of national and regional holidays that reflect the nation’s cultural and historical heritage. The major public holidays in Delhi for 2026 are:

DateDayHoliday
26 January 2026MondayRepublic Day 
4 March 2026WednesdayHoli 
26 March 2026ThursdayRam Navami 
31 March 2026TuesdayMahavir Jayanti 
3 April 2026FridayGood Friday 
15 August 2026SaturdayIndependence Day 
2 October 2026FridayMahatma Gandhi Jayanti
8 November 2026SundayDiwali (Deepavali)
24 November 2026TuesdayGuru Nanak Jayanti 
25 December 2026FridayChristmas Day

These holidays allow residents and visitors to engage in cultural celebrations and personal activities, alongside official observances.

Overview of Holidays

Holidays in India reflect the country’s rich cultural diversity and historical legacy. In 2026, national holidays such as Republic Day, Independence Day, and Gandhi Jayanti will be observed nationwide, highlighting their historical importance.

Public holidays often coincide with major religious festivals like Diwali, Holi, and Ram Navami, fostering social gatherings and celebrations. Regional holidays, including Ugadi and Onam, showcase the diversity of India’s traditions. For banking institutions, these holidays are crucial for planning operations, as they influence financial transactions and services.

Frequently Asked Questions

When Are Banks Closed in India?

Banks in India remain closed on national holidays, select regional public holidays, all Sundays, and the second and fourth Saturdays of every month. Holiday lists are issued annually under guidelines from the Reserve Bank of India and vary slightly by state, depending on local observances and festivals.

Is New Year's Day a Bank Holiday Across India?

Yes, New Year’s Day (1 January) is generally observed as a bank holiday across most states in India. However, since banking holidays are state-specific under the Negotiable Instruments Act, a few regions may treat it differently depending on local government notifications and operational requirements.

Will Banks Be Closed on a Weekday If a Public Holiday Falls on a Weekend?

If a public holiday falls on a Saturday or Sunday, banks typically do not receive an additional weekday closure. The holiday is observed only on its actual date. Substitute holidays are uncommon in Indian banking unless specifically announced by the respective state government authorities.

Are All State Holidays Applicable to Every Bank?

No, state-specific holidays apply only within that particular state. Banks follow local holiday calendars issued by state governments. Therefore, a bank branch in Maharashtra may remain open on a holiday observed in Tamil Nadu, depending on regional festivals and administrative notifications.

Are Online Banking Services Available on Bank Holidays?

Yes, online banking services such as mobile banking, internet banking, ATM withdrawals, and digital payments remain available on bank holidays. Customers can transfer funds, check balances, and pay bills digitally. However, services requiring branch intervention or manual processing may be delayed until the next working day.

Can Bank Holidays Affect Financial Transactions?

Yes, bank holidays can delay cheque clearances, loan disbursements, and in-branch transactions. While digital transfers may be initiated, settlement timelines for certain transactions can shift to the next working day. Customers planning large payments or time-sensitive transactions should consider holiday schedules in advance.

How Do Bank Holidays Impact International Transactions?

International transactions may be delayed if Indian banks are closed, even if overseas markets remain open. Processing of foreign remittances, trade settlements, or SWIFT instructions may occur only on working days. Additionally, differing holiday calendars between countries can further affect cross-border transaction timelines.

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