Bank holidays are an integral part of life in India, providing citizens with valuable breaks for personal, cultural, and professional purposes. Being aware of the Bank Holidays in India 2026 can help you plan vacations, manage financial transactions, and participate in important cultural events without inconvenience. This guide offers a comprehensive overview of national, public, and regional holidays observed across the country.
Bank Holidays 2026
Check the official 2026 bank holiday schedule in India, including national and regional closures for festivals and public holidays, to plan banking and financial tasks ahead.
Bank Holidays in India 2026
Bank holidays in India are notified by the Reserve Bank of India (RBI) and may vary across different states. These holidays include national celebrations, religious festivals, and regional observances. The key bank holidays in India for 2026 are as follows:
| Date | Holiday | Day | State |
| 01 January 2026 | New Year's Day | Thursday | Mizoram, Nagaland, Meghalaya, Tamil Nadu |
| 14 January 2026 | Makar Sankranti / Pongal | Wednesday | Andhra Pradesh, Telangana, Karnataka, Tamil Nadu, Gujarat |
| 26 January 2026 | Republic Day | Monday | All States |
| 02 March 2026 | Holika Dahan | Monday | Uttar Pradesh, Uttarakhand |
| 03 March 2026 | Holi / Dol Jatra | Tuesday | Uttar Pradesh, Bihar, Jharkhand, West Bengal, Odisha, Assam |
| 04 March 2026 | Holi (Dhuleti) | Wednesday | Gujarat, Rajasthan |
| 13 March 2026 | Chapchar Kut | Friday | Mizoram |
| 17 March 2026 | Shab-e-Qadr | Tuesday | Jammu & Kashmir |
| 19 March 2026 | Ugadi / Gudi Padwa | Thursday | Andhra Pradesh, Telangana, Karnataka, Maharashtra, Goa |
| 20 March 2026 | Eid-ul-Fitr (Ramzan Eid) | Friday | Andhra Pradesh, Telangana, Kerala, Karnataka, Maharashtra, Uttar Pradesh |
| 21 March 2026 | Sarhul | Saturday | Jharkhand |
| 26 March 2026 | Ram Navami | Thursday | Uttar Pradesh, Bihar, Jharkhand, Odisha, West Bengal |
| 31 March 2026 | Mahavir Jayanti | Tuesday | Rajasthan, Gujarat, Maharashtra, Delhi, Uttar Pradesh |
| 03 April 2026 | Good Friday | Friday | All States |
| 14 April 2026 | Dr. B. R. Ambedkar Jayanti / Tamil New Year / Vishu / Bohag Bihu | Tuesday | Tamil Nadu, Kerala, Assam, Karnataka, Maharashtra |
| 01 May 2026 | Labour Day / Maharashtra Day | Friday | Maharashtra, Karnataka, Tamil Nadu, Kerala, West Bengal |
| 27 May 2026 | Bakrid (Eid-ul-Adha) | Wednesday | Andhra Pradesh, Telangana, Kerala, Karnataka, Maharashtra, Uttar Pradesh, Delhi |
| 26 June 2026 | Muharram | Friday | Andhra Pradesh, Telangana, Uttar Pradesh, Maharashtra, Karnataka, Tamil Nadu |
| 15 August 2026 | Independence Day | Saturday | All States |
| 14 September 2026 | Ganesh Chaturthi | Monday | Maharashtra, Goa, Karnataka, Telangana, Andhra Pradesh |
| 02 October 2026 | Gandhi Jayanti | Friday | All States |
| 20 October 2026 | Dussehra / Vijayadashami | Tuesday | Karnataka, Maharashtra, Delhi, Uttar Pradesh, West Bengal |
| 10 November 2026 | Diwali Balipratipada / Govardhan Puja | Tuesday | Gujarat, Maharashtra, Rajasthan, Uttar Pradesh |
| 24 November 2026 | Guru Nanak Jayanti | Tuesday | Punjab, Haryana, Delhi, Rajasthan |
| 25 December 2026 | Christmas Day | Friday | All States |
India’s banking system comprises several types of institutions, including the central bank—Reserve Bank of India—as well as commercial banks, cooperative banks, Regional Rural Banks (RRBs), Small Finance Banks (SFBs), and Local Area Banks (LABs). These banks observe national and government holidays declared by the RBI, along with additional regional holidays based on the state in which their branches operate.
Bank Holidays on Second and Fourth Saturdays
Apart from the holidays listed above, banks are also closed on the second and fourth Saturdays of every month. If a month has five Saturdays, the fifth Saturday is treated as a regular working day for banks. Here's a tabular view of all the bank holidays on second and fourth holidays listed below:
| Date | Holiday |
|---|---|
| 10 January 2026 | 2nd Saturday |
| 24 January 2026 | 4th Saturday |
| 14 February 2026 | 2nd Saturday |
| 28 February 2026 | 4th Saturday |
| 14 March 2026 | 2nd Saturday |
| 28 March 2026 | 4th Saturday |
| 11 April 2026 | 2nd Saturday |
| 25 April 2026 | 4th Saturday |
| 9 May 2026 | 2nd Saturday |
| 23 May 2026 | 4th Saturday |
| 13 June 2026 | 2nd Saturday |
| 27 June 2026 | 4th Saturday |
| 11 July 2026 | 2nd Saturday |
| 25 July 2026 | 4th Saturday |
| 8 August 2026 | 2nd Saturday |
| 22 August 2026 | 4th Saturday |
| 12 September 2026 | 2nd Saturday |
| 26 September 2026 | 4th Saturday |
| 10 October 2026 | 2nd Saturday |
| 24 October 2026 | 4th Saturday |
| 14 November 2026 | 2nd Saturday |
| 28 November 2026 | 4th Saturday |
| 12 December 2026 | 2nd Saturday |
| 26 December 2026 | 4th Saturday |
List of public holidays in Delhi in 2026
Delhi, India’s capital, observes a mix of national and regional holidays that reflect the nation’s cultural and historical heritage. The major public holidays in Delhi for 2026 are:
| Date | Day | Holiday |
|---|---|---|
| 26 January 2026 | Monday | Republic Day |
| 4 March 2026 | Wednesday | Holi |
| 26 March 2026 | Thursday | Ram Navami |
| 31 March 2026 | Tuesday | Mahavir Jayanti |
| 3 April 2026 | Friday | Good Friday |
| 15 August 2026 | Saturday | Independence Day |
| 2 October 2026 | Friday | Mahatma Gandhi Jayanti |
| 8 November 2026 | Sunday | Diwali (Deepavali) |
| 24 November 2026 | Tuesday | Guru Nanak Jayanti |
| 25 December 2026 | Friday | Christmas Day |
These holidays allow residents and visitors to engage in cultural celebrations and personal activities, alongside official observances.
Overview of Holidays
Holidays in India reflect the country’s rich cultural diversity and historical legacy. In 2026, national holidays such as Republic Day, Independence Day, and Gandhi Jayanti will be observed nationwide, highlighting their historical importance.
Public holidays often coincide with major religious festivals like Diwali, Holi, and Ram Navami, fostering social gatherings and celebrations. Regional holidays, including Ugadi and Onam, showcase the diversity of India’s traditions. For banking institutions, these holidays are crucial for planning operations, as they influence financial transactions and services.
Frequently Asked Questions
Banks in India remain closed on national holidays, select regional public holidays, all Sundays, and the second and fourth Saturdays of every month. Holiday lists are issued annually under guidelines from the Reserve Bank of India and vary slightly by state, depending on local observances and festivals.
Yes, New Year’s Day (1 January) is generally observed as a bank holiday across most states in India. However, since banking holidays are state-specific under the Negotiable Instruments Act, a few regions may treat it differently depending on local government notifications and operational requirements.
If a public holiday falls on a Saturday or Sunday, banks typically do not receive an additional weekday closure. The holiday is observed only on its actual date. Substitute holidays are uncommon in Indian banking unless specifically announced by the respective state government authorities.
No, state-specific holidays apply only within that particular state. Banks follow local holiday calendars issued by state governments. Therefore, a bank branch in Maharashtra may remain open on a holiday observed in Tamil Nadu, depending on regional festivals and administrative notifications.
Yes, online banking services such as mobile banking, internet banking, ATM withdrawals, and digital payments remain available on bank holidays. Customers can transfer funds, check balances, and pay bills digitally. However, services requiring branch intervention or manual processing may be delayed until the next working day.
Yes, bank holidays can delay cheque clearances, loan disbursements, and in-branch transactions. While digital transfers may be initiated, settlement timelines for certain transactions can shift to the next working day. Customers planning large payments or time-sensitive transactions should consider holiday schedules in advance.
International transactions may be delayed if Indian banks are closed, even if overseas markets remain open. Processing of foreign remittances, trade settlements, or SWIFT instructions may occur only on working days. Additionally, differing holiday calendars between countries can further affect cross-border transaction timelines.
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