Bajaj Finance offers two financing options at over 1.5 lakh partner stores across 4,000 cities in India. Here is how they compare:
| Option | Limit | Key features |
| Bajaj Finance Insta EMI Card | Card loan offer up to Rs. 6 lakh | 3 to 60 months tenure; works at 1.5 lakh partner stores; 1 million eligible products |
| Bajaj Finance Easy EMI Loan | Loan limit up to Rs. 5 lakh | Quick loan approval; 3 to 60 months tenure; basic KYC documents needed; ideal for higher-value purchases |
How to choose?
Both options require you to be physically present at a partner store. The Insta EMI Card is ideal for shoppers who want to purchase across multiple categories over time. The Easy EMI Loan suits buyers looking to finance a higher-value purchase in a single transaction.
Example:
Rahul, a 26-year-old marketing executive in Pune, wants a laptop for gaming, office work and multitasking. He considers the ASUS TUF Gaming F15 (FX507ZM-HF068WS), featuring a 12th generation Intel Core i7 processor, 16GB RAM and 1TB SSD storage, at a price of Rs. 76,990.
Since he is financing a single laptop purchase, he chooses a Bajaj Finance Easy EMI Loan at a participating partner store in Pune. With approximate monthly EMI of Rs. 4,277, he can plan his budget around the purchase, subject to the final loan terms.