health insurance

Advantages of Employee Health Insurance Policies

Advantages of Group Health Insurance Policy

There are key differences between individual and group health insurance policy schemes. Group medical insurance policies offer coverage to all employees of organizations or members of associations. Health insurance that is purchased on one’s own is individual health insurance.

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Group coverage ensures that you get basic health coverage along with your other colleagues. You can get your premium deducted from your monthly pay check. In case of individual plans, you will have to buy them yourself and pay your premiums separately. You will also have to manage all your policy information, coverage and other benefits. Benefits may vary for group and individual insurance policies based on the number of employees covered under the former.

   

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”