Bajaj Finance offers two ways to convert your pedestal fan purchase into affordable monthly payments. Both options are available at over 1.5 lakh partner stores across 4,000 cities in India.
| Option | Limit | Key features |
|---|
| Bajaj Finance Insta EMI Card | Pre-approved card loan offer up to Rs. 3 lakh | Zero annual fee; 3 to 60 months tenure; works at 1.5 lakh partner outlets; 1 million eligible products |
| Bajaj Finance Easy EMI Loan | Loan limit up to Rs. 5 lakh | Quick loan approval; 3 to 60 months tenure; basic KYC documents needed; ideal for higher-value purchases |
How to choose?
Both options require you to be physically present at a partner store. The Insta EMI Card is ideal for shoppers who want to purchase across multiple categories over time. The Easy EMI Loan suits buyers looking to finance a higher-value pedestal fan purchase in a single transaction.
Why Bajaj Finance works well for this purchase
With over 1.5 lakh partner stores across 4,000 cities, Bajaj Finance's network means you can finance this purchase whether you are in a metro or a Tier 2 city like Jaipur or Lucknow. The Insta EMI Card carries zero annual fee, and both options offer repayment tenures across 3 to 60 months, giving you genuine flexibility to match the EMI to your monthly budget.
A longer tenure lowers your monthly EMI, but the total amount paid over the repayment period will be higher. A shorter tenure costs more each month but reduces your overall financing outgo. Factor this in when choosing a tenure.
Please note: Easy EMIs are applicable on purchases above Rs. 5,000.