Rs. 90000 Loan

Need Rs. 90,000 for something urgent, important, or time-sensitive? Whether it's to manage medical expenses, cover travel costs, or handle home improvements, you don’t need to redeem your mutual funds or shares. A Rs. 90,000 loan against securities gives you fast access to liquidity without disturbing your investments or long-term goals.

Did you know? You can unlock Rs. 90,000 in just 24–48 hours by pledging your existing shares, mutual funds, bonds, or insurance no income proof required.

What is a loan against securities?

A Loan Against Securities (LAS) allows you to borrow against your investments like mutual funds, shares, ULIPs, ESOPs, or bonds. Your assets stay invested, continue compounding, and work as collateral to help you raise funds.

Why LAS makes sense for your Rs. 90,000 requirement:

• Your portfolio remains untouched and continues to earn returns
• Funds are disbursed in just 24–48 hours*
• You retain full ownership of your investments
• No usage restrictions spend the loan as you wish
• No capital gains tax as you’re not redeeming assets

Why redeem your investments when they can help you borrow Rs. 90,000 with zero disruption? Apply for a loan against securities

Why not opt for unsecured loans?

Unsecured personal or business loans typically require income documentation, higher interest payments, and rigid eligibility checks. If you hold eligible investments, LAS offers a faster and more efficient solution.

Here’s why LAS is better for a Rs. 90,000 loan:

• Interest rates starting from just 8% per annum
• No need to submit salary slips or income proof
• Quick digital approval and disbursal in 24–48 hours*
• Flexible repayment terms and usage freedom
• Eligibility based on your investment portfolio, not your job

What is Loan to Value (LTV) and why it matters?

Loan to Value (LTV) is the percentage of your pledged security’s current market value that can be offered as a loan. Each asset type has a different LTV, allowing you to plan exactly what you need to pledge.

Typical LTVs by asset:

• Mutual funds – Up to 90% of NAV
• Shares – Up to 50%, based on stock volatility
• Bonds & insurance policies – Up to 80–90%, depending on product type

Example: To raise Rs. 90,000 at 90% LTV, your mutual fund portfolio should be around Rs. 1 lakh.

When should you consider a Rs. 90,000 loan against securities?

A Rs. 90,000 loan against securities is perfect when:

• You have urgent financial responsibilities and don’t want to redeem investments
• You want to avoid capital gains tax by staying invested
• You do not wish to undergo salary or credit score scrutiny
• You prefer lower interest compared to personal loans
• You need a fast, fully digital funding option

Get liquidity when you need it while letting your investments continue to grow. Explore LAS options now

5 ways to get a Rs. 90,000 loan

Choose the investment you want to pledge and avail Rs. 90,000 with ease.

Loan product	Interest rate (p.a.)	Tenure
Loan against mutual funds	8–15%	Up to 36 months
Loan against shares	8–15%	Up to 36 months
Loan against insurance	Up to 24%	Up to 96 months
Esop financing	Up to 15%	Up to 36 months
Loan against bonds	8–15%	Up to 36 months

Pledge mutual funds, shares, or insurance to unlock Rs. 90,000 quickly, securely, and on your terms. Apply for a LAS now

How to apply for a Rs. 90,000 loan?

Here’s how to apply for a Rs. 90,000 loan against securities:

1. Visit the LAS application portal
2. Choose the type of investment to pledge – MF, shares, bonds, etc.
3. Enter your basic KYC details – PAN, DOB, contact info
4. Upload investment and identity documents digitally
5. Authorise pledge digitally via CAMS, NSDL, or insurer (for loan against insurance policy).
6. Receive Rs. 90,000 in your account within 1–2 days

Apply in minutes, pledge online, and get Rs. 90,000 credited without any hassle. Apply now

Eligibility criteria for a Rs. 90,000 loan

Your investments make you eligible not your income or job.

• Age – Must be 18 years or older
• Residency – Must be a resident Indian with valid documents
• Securities ownership – Investments must be in your name
• Minimum portfolio value – Approx. Rs. 1 lakh depending on asset and LTV
• No income proof required – Approval is based on asset value

Documents required

Minimal paperwork. Fully digital submission.

• PAN card – For identity and tax validation
• Address proof – Aadhaar, passport, or utility bill, driving license, job card issued by NREGA
• Recent passport-size photo – For your borrower profile
• Investment statements – CAMS/Karvy for MFs, Demat for shares, policy copy for insurance
• Bank details – For loan disbursal

Benefits of Rs. 90,000 loan against investments

Smart borrowing that keeps your investments intact and growing.

• Get fast liquidity without redeeming your portfolio
• Continue earning returns while you borrow
• Interest rates from 8% p.a. much lower than unsecured loans
• Full flexibility in end use
• Quick approvals with digital onboarding

Conclusion

A Rs. 90,000 loan against securities is a practical, low-cost, and efficient funding option when you need liquidity without financial compromise. Whether it’s a short-term goal, unexpected expense, or strategic need, LAS empowers you to act while your investments stay on track.

Raise Rs. 90,000 within 24 to 48 hours without selling your investments or filing a single payslip. Apply for a Rs. 90,000 loan today