Rs. 90000 Loan

Unsecured personal or business loans typically require income documentation, higher interest payments, and rigid eligibility checks. If you hold eligible investments, LAS offers a faster and more efficient solution.

Here’s why LAS is better for a Rs. 90,000 loan:

• Interest rates starting from just 8% per annum
• No need to submit salary slips or income proof
• Quick digital approval and disbursal in 24–48 hours*
• Flexible repayment terms and usage freedom
• Eligibility based on your investment portfolio, not your job

Loan to Value (LTV) is the percentage of your pledged security’s current market value that can be offered as a loan. Each asset type has a different LTV, allowing you to plan exactly what you need to pledge.

Typical LTVs by asset:

• Mutual funds – Up to 90% of NAV
• Shares – Up to 50%, based on stock volatility
• Bonds & insurance policies – Up to 80–90%, depending on product type

Example: To raise Rs. 90,000 at 90% LTV, your mutual fund portfolio should be around Rs. 1 lakh.

A Rs. 90,000 loan against securities is perfect when:

• You have urgent financial responsibilities and don’t want to redeem investments
• You want to avoid capital gains tax by staying invested
• You do not wish to undergo salary or credit score scrutiny
• You prefer lower interest compared to personal loans
• You need a fast, fully digital funding option

Get liquidity when you need it while letting your investments continue to grow. Explore LAS options now

Choose the investment you want to pledge and avail Rs. 90,000 with ease.

Pledge mutual funds, shares, or insurance to unlock Rs. 90,000 quickly, securely, and on your terms. Apply for a LAS now

Here’s how to apply for a Rs. 90,000 loan against securities:

 

1. Visit the LAS application portal
2. Choose the type of investment to pledge – MF, shares, bonds, etc.
3. Enter your basic KYC details – PAN, DOB, contact info
4. Upload investment and identity documents digitally
5. Authorise pledge digitally via CAMS, NSDL, or insurer (for loan against insurance policy).
6. Receive Rs. 90,000 in your account within 1–2 days

Apply in minutes, pledge online, and get Rs. 90,000 credited without any hassle. Apply now
 

Your investments make you eligible not your income or job.

 

• Age – Must be 18 years or older
• Residency – Must be a resident Indian with valid documents
• Securities ownership – Investments must be in your name
• Minimum portfolio value – Approx. Rs. 1 lakh depending on asset and LTV
• No income proof required – Approval is based on asset value

Minimal paperwork. Fully digital submission.

 

• PAN card – For identity and tax validation
• Address proof – Aadhaar, passport, or utility bill, driving license, job card issued by NREGA
• Recent passport-size photo – For your borrower profile
• Investment statements – CAMS/Karvy for MFs, Demat for shares, policy copy for insurance
• Bank details – For loan disbursal

Smart borrowing that keeps your investments intact and growing.
 

• Get fast liquidity without redeeming your portfolio
• Continue earning returns while you borrow
• Interest rates from 8% p.a. much lower than unsecured loans
• Full flexibility in end use
• Quick approvals with digital onboarding

A Rs. 90,000 loan against securities is a practical, low-cost, and efficient funding option when you need liquidity without financial compromise. Whether it’s a short-term goal, unexpected expense, or strategic need, LAS empowers you to act while your investments stay on track.

Raise Rs. 90,000 within 24 to 48 hours without selling your investments or filing a single payslip. Apply for a Rs. 90,000 loan today