Published May 6, 2026 · 4 Min Read

MF water purifier technology and filtration process

MF stands for microfiltration, a water purification method that removes visible dirt, dust, rust, and some bacteria from water using a special membrane filter. The filter contains tiny pores that block larger impurities while allowing clean water to pass through. Unlike RO purifiers, MF systems do not remove natural minerals from water, which helps retain taste. MF water purifiers are usually best for homes receiving treated municipal water where basic purification is enough for daily drinking and cooking needs.


Once you decide which technology works for you, head to any of Bajaj Finserv’s 1.5 lakh partner stores in 4,000 cities in India. Choose your ideal model, pay with Easy EMIs, and enjoy zero down payment on select deals. Simply check your loan eligibility now and bring home your desired water purifier without worrying about overspending.

How does an MF water purifier work

Understanding how MF filtration works helps you decide whether this purifier is suitable for your home’s water quality and everyday drinking needs.


  • Uses a fine membrane filter: MF purifiers work using a membrane with extremely tiny pores that physically block visible impurities such as dust, rust, sand, and suspended particles. As water passes through this membrane, unwanted particles are trapped while cleaner water flows through for daily consumption.
  • Helps reduce bacteria and contaminants: The membrane can also filter out some bacteria and larger microorganisms depending on the pore size used in the purifier. This improves water hygiene and makes municipal water safer for drinking and cooking in households with basic filtration needs.
  • Retains essential minerals in water: Unlike RO purifiers, MF systems do not remove naturally occurring minerals such as calcium and magnesium. This helps maintain the natural taste of water while ensuring that mineral content is largely preserved.
  • Simple filtration with low maintenance: Since MF technology is less complex than RO systems, it generally involves easier maintenance and fewer filter replacements. This makes it a cost-effective option for families looking for everyday convenience.
  • Can work without electricity: Many MF water purifiers do not require electricity, which makes them practical for homes dealing with frequent power cuts. This also reduces electricity usage and lowers running costs over time.

What are the benefits of using an MF water purifier

MF purifiers are commonly chosen by households that need affordable filtration without the water wastage and maintenance associated with advanced purification systems.


  • Ideal for municipal water supply: If your home receives treated municipal water, an MF purifier is often sufficient for removing visible impurities and improving overall water cleanliness. It works well where the incoming water is already relatively safe.
  • Lower maintenance costs: MF purifiers usually cost less to maintain than RO systems because they involve simpler filters and fewer components. This makes them budget-friendly for long-term household use.
  • No water wastage during filtration: Unlike RO purifiers that reject a portion of water during purification, MF systems typically do not waste large quantities of water. This makes them a more water-efficient choice for environmentally conscious users.
  • Preserves natural taste of water: Since minerals remain intact, the filtered water often tastes more natural compared to heavily processed water from some advanced purification systems.
  • Easy to use daily: MF systems are simple to operate and are often compact enough for everyday kitchen use. Their straightforward design also makes cleaning and maintenance easier for most households.

What are the limitations of MF water purifiers

While MF filtration is useful for basic purification, it is important to understand where this technology may fall short before choosing it for your home.


  • Does not reduce TDS levels: MF purifiers cannot remove dissolved salts or reduce TDS (total dissolved solids) in water. If your home receives hard water or borewell water with high mineral content, MF alone may not deliver suitable drinking water quality.
  • Not effective against dissolved chemicals: Contaminants such as pesticides, fluoride, arsenic, lead, and industrial chemicals are too small to be removed by standard MF membranes. In such cases, RO or advanced multi-stage purification is usually a better choice.
  • Less suitable for borewell and tanker water: Borewell and tanker water often contain high TDS, heavy metals, and chemical impurities. Since MF mainly targets visible particles and some bacteria, it is generally not ideal as a standalone purifier for these sources.
  • Performance depends on source water quality: MF systems work best only when incoming water is already relatively safe, such as treated municipal supply. If the source water is highly contaminated, relying only on MF may not provide adequate purification.
  • May need additional purification layers: Many households combine MF with UV or activated carbon filtration for improved safety. This helps address bacteria, odour, chlorine, and taste issues that MF alone may not fully solve.

How do you choose the right MF water purifier

Selecting the right MF water purifier depends on your water source, household needs, and whether basic filtration is enough for your daily usage.


  • Check your water source first: MF purifiers are best suited for homes receiving treated municipal water. If your water comes from borewells or tankers, you may need stronger purification technologies such as RO or UV+RO systems.
  • Understand your TDS level: Before buying, test your water’s TDS level. Low-TDS water is generally suitable for MF purification, while high-TDS water usually requires purification methods that can remove dissolved solids.
  • Look for multi-stage filtration options: Some MF purifiers also include activated carbon or UV filtration. These added stages improve taste, reduce odour, and offer broader protection against contaminants.
  • Choose the right storage capacity: Families with higher daily drinking water requirements should select a model with sufficient storage. This ensures convenient access to purified water throughout the day.
  • Compare maintenance and service support: Review filter replacement frequency, annual maintenance costs, and brand service availability in your city before making a purchase. Lower maintenance costs can make MF a practical long-term investment.

Get electronics and appliances on Easy EMIs with Bajaj Finserv

Upgrading your home with the latest electronics and appliances is now easier and more affordable with Bajaj Finserv’s flexible financing options. Follow these steps to get started:


  • Explore products on Bajaj Mall: Browse a wide range of electronics and appliances from trusted brands on Bajaj Mall. 
  • Visit a partner store: Once you shortlist a model, step into any of Bajaj Finserv’s 1.5 lakh partner stores across 4,000 cities in India. See the product in person, talk to experts, and make a confident decision.
  • Choose the Easy EMI Loan option: At checkout, select the Bajaj Finserv Easy EMI Loan. Avail financing of up to Rs. 5 lakh and split the cost into convenient monthly instalments. Some products also come with a zero down payment option.
  • Check your loan eligibility online: Plan better by checking your loan eligibility in minutes. Simply enter your mobile number and OTP to know your pre-approved limit.
  • Use the EMI Network Card for purchases up to Rs. 3 lakh: Already own the Bajaj Finserv EMI Network Card? Use it for instant, paperless checkout and convert your purchases of up to Rs. 3 lakh into Easy EMIs. 

Frequently asked questions

Can I buy a water purifier on EMI?

Yes, you can easily purchase a new water purifier with Bajaj Finserv's Easy EMI options. Whether you already have the EMI Network Card or are new to it, here is how you can get started:

If you have the Bajaj Finserv EMI Network Card:

  • Explore water purifiers on Bajaj Mall: Choose from leading brands offering advanced filtration technologies and purification performance, and safer, healthier drinking water for your home.
  • Visit a partner store: Check out the latest water purifiers in person at any of 1.5 lakh partner stores across 4,000 cities.
  • Use your EMI Network Card at checkout: Convert the total cost into Easy EMIs that fit your monthly budget.
  • Zero down payment on select models: Bring home your water purifier without paying anything upfront.


If you do not have an EMI Network Card:

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred water purifier easily and affordably.

What is MF in water purifier?

MF stands for microfiltration. It is a filtration method that removes dirt, dust, rust, and some bacteria using a membrane filter with tiny pores. MF purifiers are best for homes with treated municipal water that needs basic purification.

Is MF filtration safe for drinking water?

Yes, MF filtration is generally safe when the input water is already treated and relatively clean. However, it is not suitable for removing dissolved salts, heavy metals, or chemical contaminants from highly impure water.

When should an MF purifier be used?

An MF purifier should be used when your home receives municipal water with low TDS and low contamination risk. It is a good option for families looking for affordable, low-maintenance, and mineral-retaining water purification.

Show more Show less

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (BAJAJ FINANCE) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.