LIG and MIG are terms used to describe the categories of houses available in India. LIG stands for Low-Income Group, while MIG stands for Middle-Income Group. These categories are used to identify the different income groups and their eligibility criteria for house ownership schemes. In this guide, we will take you through everything you need to know about LIG and MIG in house, including their full form, and eligibility criteria.
What is LIG in house?
LIG in house stands for Low-Income Group. These houses are designed for individuals who fall within the low-income bracket. The houses under LIG are usually small, economical, and suitable for low-income families. The government of India has various schemes for LIG homes, including affordable housing schemes.
Eligibility criteria for LIG
- The annual income of the individual must range between Rs. 3 lakhs to Rs. 6 lakhs.
- The person must not own a house in his/her name.
- The beneficiary should not have availed the benefit of any other housing scheme by the Government of India.
Schemes under LIG
- Pradhan Mantri Awas Yojana (PMAY)
- Rajiv Awas Yojana (RAY)
- Jawaharlal Nehru National Urban Renewal Mission (JNNURM)
- Affordable Housing in Partnership (AHP)
What is the meaning of MIG in House?
MIG in house stands for Middle-Income Group. These houses are designed for individuals belonging to the middle-income bracket. These houses are moderately sized compared to LIG homes and come with more amenities and features. MIG houses are slightly expensive compared to LIG houses, but they come with many advantages and facilities.
Eligibility criteria for MIG
- The annual income of the individual must range between Rs. 6 lakhs to Rs. 18 lakhs.
- The person must not own a house in his/her name.
- The beneficiary should not have availed the benefit of any other housing scheme by the Government of India.
Schemes under MIG
- Pradhan Mantri Awas Yojana (PMAY)
- Credit Linked Subsidy Scheme (CLSS)
Schemes under LIG, MIG and HIG – Explained
In India, multiple government-backed housing schemes are designed to serve different income groups—LIG (Low Income Group), MIG (Middle Income Group), and HIG (High Income Group). These schemes aim to make homeownership more accessible by offering affordable housing, subsidies, and flexible eligibility criteria. Popular schemes include Pradhan Mantri Awas Yojana (PMAY) for LIG households, which provides interest subsidies under CLSS, and MHADA, which caters to all three categories based on income slabs. Similarly, DDA, West Bengal Housing Board, and Tamil Nadu Housing Board offer housing units across LIG, MIG, and HIG segments, often through lottery systems. Rajiv Awas Yojana specifically targets LIG families to promote slum-free living with affordable housing options.
What is the meaning of HIG in house?
HIG in house stands for High-Income Group. These houses are designed for individuals belonging to the high-income bracket. HIG houses are luxurious and come with many amenities and features. These houses are usually larger, more spacious, and come with state-of-the-art facilities.
Eligibility criteria for HIG
- The annual income of the individual must be above Rs. 18 lakhs.
- The person must not own a house in his/her name.
Schemes under HIG
- Pradhan Mantri Awas Yojana (PMAY)
LIG, MIG, and HIG are terms used to describe the categories of houses available in India, based on different income brackets. Understanding the eligibility criteria and schemes available under these categories is crucial in deciding which category best suits your needs.
