Utkarsh Small Finance Bank business loan repayment online

  • Utkarsh Small Finance Bank is a prominent financial institution in India that offers accessible and affordable banking services to underserved and unbanked communities. Established in 2009, the bank focuses on providing microfinance, savings accounts, fixed deposits, and other financial products to individuals, small businesses, and rural populations.

    Bajaj Pay, the BBPS platform from Bajaj Finserv, makes loan repayments easy and efficient. With this platform, you can view, pay, and download your loan repayment receipt with just a few clicks. Bajaj Pay also supports payments for various other financial obligations, allowing you to streamline multiple payments in one place.

    How to make your Utkarsh Small Finance Bank business loan repayment through the Bajaj Finserv website

    To make your loan repayment on the Bajaj Finserv website, follow these points:

    1. Visit the Bajaj Finserv website.

    2. Navigate to ‘LOAN REPAYMENT’ under the ‘PAYMENTS’ section and click on the ‘PAY NOW’ option.

    3. Choose your biller from the dropdown or use the search bar.

    4. On the next page, fill in the requested details and click on ‘PROCEED’.

    5. Verify all the details on the page and click on ‘PROCEED TO PAY’.

    6. Choose from the available payment options and click on ‘PAY’.

    Once the transaction is completed, you will receive a notification shortly with payment confirmation.

    Payment via internet banking and debit card

    Repaying your Utkarsh Small Finance Bank business loan through internet banking or debit cards is a fast and secure method. Here is how to do it:

    1. Customers can use debit cards directly to pay loan EMIs on platforms like Bajaj Finserv

    2. Navigate to ‘LOAN REPAYMENT’ under the ‘PAYMENTS’ section and click on the ‘PAY NOW’ option.

    3. Choose your biller from the dropdown or use the search bar.

    4. On the next page, fill in the requested details and click on ‘PROCEED’.

    5. Verify all the details on the page and click on ‘PROCEED TO PAY’.

    6. Choose from the available payment options – net banking or debit card and click on ‘PAY’.

    Once the transaction is completed, you will receive a notification shortly with payment confirmation.

    The system will immediately process your payment and generate a receipt for your records. Always check your email or SMS for payment confirmation.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

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Frequently asked questions

How can I check my Utkarsh Bank business loan balance?
You can check your Utkarsh Bank business loan balance through the official website or mobile app. Log in to your account using your credentials. Navigate to the loan section, where your current balance will be displayed. Alternatively, contact customer support for assistance.

What if my Utkarsh Bank Loan payment fails?
If your Utkarsh Bank loan payment fails, the amount will be reversed, excluding applicable taxes. You should verify your bank statement to confirm the deduction. If the issue persists, contact customer support for assistance and guidance on resolving the payment failure.

How do I set up an auto-debit for my Utkarsh Bank business loan?
To set up an auto-debit for your Utkarsh Bank business loan, log in to your account on their website or app. Navigate to the auto-debit section and provide the necessary bank details. Confirm your authorisation; your payments will be automatically deducted on the due date.

Can I change my payment schedule?
Yes, you can request a change to your payment schedule by contacting Utkarsh Bank's customer support. They may require documentation and a valid reason for the change. Approval is subject to their policies and terms.

What are the consequences of missing a payment?
Missing a payment can result in late fees and negatively impact your credit score. It may also lead to higher interest rates on future loans. To avoid these consequences, ensure timely payments or communicate with Utkarsh Bank if you anticipate delays.

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