Surat, the diamond city of India, is one of the fastest-growing urban centres in the country. Known for its vibrant textile industry, robust infrastructure, and smart city initiatives, Surat is home to a thriving business community and an ever-expanding population. With wide roads, developing suburbs, and increasing intercity travel, personal transportation has become more of a necessity than a convenience.
In a city where speed and flexibility matter, owning a car gives you complete control over your commute. But with the cost of new cars continuing to rise, many Surtis are turning to pre-owned vehicles for a practical and budget-friendly solution. A used car provides similar performance at a lower cost — and with the right financing, you do not need to pay the full amount upfront. Bajaj Finserv Used Car Loan offers affordable and easy-to-access finance options to help you drive home a reliable second-hand car with minimal effort.
Check your pre-approved used car loan offer now and explore the financing options available for your next car in Surat. Just enter your mobile number and verify with an OTP to get started.
Features and benefits of used car loan in Surat
With a Bajaj Finserv Used Car Loan, you can enjoy several features that are tailored to suit your needs and lifestyle:
- Quick disbursal
Once your application is approved, your loan amount is disbursed within 48 hours*, helping you secure your car purchase without delay. - Loan up to 115%
Get access to a high loan amount of up to 115% to fund your used car purchase, regardless of whether you’re buying from a dealer or an individual seller. - Flexible repayment options
Choose a repayment tenure that works for you — up to 84 months — and manage your monthly budget easily. - Doorstep assistance
Skip the queues and submit your documents from home. Our representative will collect them at your convenience. - Completely online application
Apply from anywhere, anytime. The digital loan application process makes it easy to complete every step without visiting a branch.
Pro tip: Use the used car loan EMI calculator to estimate your monthly payments and make a well-informed decision before you apply.
Additional read: Other benefits of choosing used car finance
Eligibility criteria for a used car loan in Surat
Qualifying for a Bajaj Finserv Used Car Loan is simple if you meet the following basic eligibility criteria:
- Nationality: Indian citizen
- Age: 18 to 80 years*
- CIBIL Score: 700 or higher
For salaried individuals:
Individuals should have at least 1 year of experience and a minimum monthly salary of Rs. Rs. 20,000.
For self-employed individual:
Applicant must submit an ITR proof of the last 2 years.
*Note: Maximum age applies at the time of loan maturity.
Be ready with basic documents such as PAN card, Aadhaar card or other KYC documents, salary slips (for salaried) or ITRs (for self-employed), and recent bank statements.
Check your used car loan eligibility online in a few simple steps — no physical paperwork is needed initially, and you’ll get an instant estimate of your loan amount.
Used car loan interest rates in Surat
Bajaj Finance offers competitive interest rates on used car loans in Surat, depending on your credit profile, income, and chosen loan tenure. The rates are competitive and structured to keep your EMIs manageable over the entire loan period.
With transparent pricing and no hidden fees, you get complete clarity on your repayment obligations from the very beginning.
How to apply for a used car loan in Surat
Applying for a used car loan is now quicker and easier than ever. Here’s how you can do it:
Visit the used car loan page and click on ‘APPLY’.
Enter your mobile number and confirm it with the OTP.
Fill in your details including employment type, income, and location.
Share the used car’s details (if selected).
Upload or verify your KYC documents digitally.
Schedule a verification call or doorstep document collection at your convenience.
Once everything is verified, the loan is processed and disbursed swiftly so you can complete your car purchase without delays.
Whether you’re cruising down Ghod Dod Road or driving to the industrial outskirts of Hazira, owning a car in Surat gives you unmatched convenience and freedom. With Bajaj Finserv Used Car Loan, financing a reliable pre-owned car is no longer difficult — it’s a streamlined, accessible, and user-friendly process. You get fast approvals, high-value loans, and complete control over your repayment.
Check your pre-approved used car loan offer in Surat today and drive home the car that matches your lifestyle and budget.
