Patna, the capital of Bihar, is full of a rich cultural heritage and historical significance. From the iconic Golghar to the ancient Mahavir Mandir, Patna resonates with a blend of tradition and modernity, making it a vibrant hub in Eastern India.
Owning a car in Patna is not just about convenience; it is a testament to one's aspirations and mobility. Used car finance in Patna have emerged as a lifeline for many in this city. It offers a pathway to own their desired vehicle without the burden of hefty upfront costs.
Bajaj Finance offers used car finance in Patna with a host of different features. You can visit our online used car loan EMI calculator and estimate your monthly instalments in just a few clicks. This online tool helps you find out your monthly instalment in advance and help you make an informed choice.
Features of a Bajaj Finserv Used Car Loan in Patna
- Substantial finance: Obtain funds up to 115% of your car's worth at affordable interest rates with our asset-based financing.
- Significant loan amount: Get up to Rs. 1.02 crore to purchase a used car without having to worry about your budget.
- Quick disbursal: Receive funding within 48 hours* after loan approval, allowing you to purchase the car of your choice.
- Flexible tenures: Spread the cost of your used car over a convenient time frame of up to 84 months.
- Flexi variants: Our Flexi Loan offers numerous fund withdrawals and part-prepayment options, at no extra cost.
Eligibility criteria for our used car loans in Patna
You must meet the following eligibility criteria for a used car loan to qualify:
- Nationality: Indian
- Age: 18 to 80 years*
- CIBIL Score: 700 or higher
- Employment:
- For salaried: Individuals should have at least
1 year of experience and a minimum monthly salary of Rs. 20,000. - For self-employed: Applicant must submit an ITR proof of the last 2 years.
*Higher age limit is applicable at the time of loan maturity.
Interest rates and charges for used car loans in Patna
Various factors influence interest rates on used car finance in Patna, including the borrower's creditworthiness, loan amount, and tenure. Bajaj Finance offers used car loans with competitive interest rates. Click here to learn more about used car loan fees and charges.
How to apply for used car loans in Patna
Applying for a Bajaj Finserv Used Car Loan is a streamlined process, typically involving the following steps:
- Visit the used car loan page and click on the ‘APPLY’ button.
- Enter your 10-digit mobile number and submit the OTP for verification.
- Fill in your personal details including your full name, mobile number, email ID, and more.
- Enter the details of the car if you have identified the one.
- Verify or update your KYC details and proceed to schedule an appointment for further verification.
Our representative will connect with you to guide you on further steps.
Used car loans from Bajaj Finance have emerged as a viable solution for individuals aspiring to own a vehicle of their own. Our straightforward eligibility criteria and minimal documentation make it easy to obtain used car finance in Patna.
