Srinagar is the capital of Jammu and Kashmir. It is popularly known as the "Paradise on Earth". The city offers a blend of breathtaking natural beauty, a rich cultural legacy, and delectable cuisine. Srinagar is located in the Kashmir Valley, surrounded by lush green woods, towering mountains, and stunning lakes. From seeing gorgeous gardens and houseboats to shopping for authentic Kashmiri handicrafts, Srinagar has something for everyone.
Used car loans in Srinagar
Explore the mesmerising beauty of Srinagar with used car loans from Bajaj Finance. Use the loan to buy a pre-owned vehicle that fits your budget and commuting needs without having to make a hefty upfront payment. Having a car in Srinagar might not only make sightseeing easier, but also help you save money on travel costs. You can get quick approvals and flexible repayment plans with the Bajaj Finserv Used Car Loan.
Features and benefits of used car loan in Srinagar
Consider applying for a used car loan in Srinagar if you are in the market for a pre-owned vehicle. A used car loan is an affordable and convenient option. Here are some highlights:
High-value financing
Borrow up to 115% of your car's value with asset-based financing. Competitive interest rates make buying a car more affordable.
Loan amount of up to Rs. 1.02 crore
Choose the car of your dreams with a loan amount of up to Rs. 1.02 crore.
Speedy disbursal
You can get funds within 48 hours* of getting approved, ensuring that you can purchase the car you want quickly.
Flexible repayment options
Repay your loan over a period of up to 84 months. Choose a repayment tenure that aligns with your budget.
Doorstep assistance
Submit your documents from the comfort of your own home with our representative’s reliable doorstep assistance.
Flexi Loan variants
Our unique Flexi Loan variants enable multiple fund withdrawals and part-prepayment at no additional charge.
Additional read: Top four benefits of a pre-owned car loan
Eligibility criteria for a used car loan in Srinagar
Acquiring financing through Bajaj Finserv Used Car Loans is easy- simply ensure that you meet the following basic eligibility parameters:
- You must be an Indian citizen.
- Your age must be between 18 to 80*.
- For salaried individuals, a minimum monthly income of Rs. 20,000 and work experience of at least 1 year is necessary. Self-employed individuals must provide ITR proof for the last 2 years.
- A minimum CIBIL Score of 700 is essential for all applicants.
Additional read: Factors that affect your used car loan eligibility
Used car loan interest rates in Srinagar
With Bajaj Finance, competitive interest rates are available for used car loans. To learn more about the interest rates applicable to used car loans in Srinagar, please visit our fees and charges page.
How to apply for used car loans in Srinagar
Applying for a used car loan through Bajaj Finance is a breeze. Here is how:
- Enter the used car loan page on our website or app and select the 'APPLY' button.
- Verify your 10-digit mobile number using the OTP received.
- Fill in your personal information, including your full name, contact number, and other required details.
- Provide vehicle details if you have identified the car of your preference.
- Confirm or revise your KYC details and set a time for further verification.
Our dedicated representative will guide you through the next steps following submission of your application to ensure a smooth and hassle-free application process.
With Bajaj Finserv Used Car Loans, buying a car in Srinagar is easily manageable. The process of car ownership becomes simple with competitive interest rates, high-value financing, and flexible repayment options.
