Check your pre-approved offer and other benefits
Enter mobile and OTP | Check offer | Know your exact loan terms
In summary
Used Car Ownership Made Easy
- Loan amounts range from Rs. 1 lakh to Rs. 2.50 crore.
- Funding can go up to 100% of the car’s value.
- Repayment tenure ranges from 12 months to 84 months.
- Interest rates range from 10% to 18.25% p.a.
- A CIBIL Score of 650 or above is required.
- Car age and number of previous owners also matter.
Have you shortlisted a car? Check whether you qualify for a pre-approved Bajaj Finance Used Car Loan offer before you move ahead.
How can a used car loan help you in Rohtak?
Even when a pre-owned vehicle is priced lower than a new car, buying it outright can reduce the funds you have available for other goals. A used car loan helps you divide the vehicle cost into regular monthly repayments.
This can help you preserve savings for insurance, maintenance, fuel, repairs, and unexpected expenses. Instead of starting with the highest car price you can finance, work out how much monthly repayment your budget can absorb comfortably.
What does Bajaj Finance Used Car Loan provide?
Bajaj Finance Used Car Loan offers financing to eligible customers purchasing private pre-owned cars.
| Feature | Details |
| Loan amount | Rs. 1 lakh to Rs. 2.50 crore |
| Funding | Up to 100% of the car’s value |
| Repayment tenure | 12 months to 84 months |
| Interest rate | 10% to 18.25% p.a. |
The amount sanctioned is based on your repayment capacity, credit profile, eligibility, and the car’s assessment.
What are the used car loan interest rates in Rohtak?
The interest rate ranges from 10% to 18.25% p.a. Your rate can be influenced by the loan amount, tenure, credit profile, income, repayment capacity, and vehicle details.
Check applicable fees and charges along with the interest rate. These can include processing, documentation, and repayment-related charges. Compare the complete financial commitment rather than choosing solely on the basis of the lowest monthly instalment.
How should you select the EMI and tenure?
Shorter repayment can mean a higher EMI, while a longer tenure may make monthly repayment lighter.
Think about:
- your monthly income
- fixed household costs
- existing EMIs
- regular savings
- fuel use
- insurance and upkeep
- vehicle age
An older vehicle may have a shorter tenure available because the car must remain within 12 years when repayment ends. Use the used car loan EMI calculator to compare repayment combinations.
Who is eligible for a used car loan in Rohtak?
Salaried and self-employed Indian applicants can apply subject to the applicable criteria.
| Criteria | Salaried applicants | Self-employed applicants |
| Nationality | Indian | Indian |
| Age | 21 to 80 years* | 21 to 80 years* |
| CIBIL Score | 650 or higher | 650 or higher |
| Income requirement | Minimum salary of Rs. 20,000 per month | ITR for the last 2 years |
| Experience | At least 1 year of work experience | ITR-based income assessment |
*Age should be 80 or less at the end of the loan tenure. The loan assessment can also consider your existing repayments, income stability, documents, credit profile, and selected car.
Is the car eligible for financing?
The vehicle must meet the following conditions.
| Vehicle requirement | Details |
| Vehicle type | Private car |
| Maximum vehicle age | Not more than 12 years old at the end of the loan tenure |
| Previous owners | Not more than 2 previous owners |
Check both the registration year and ownership history before you finalise the purchase.
What should you inspect in a used car?
Begin with the basics
Check fluids, engine condition, warning lights, tyre wear, and visible leaks.
Assess the drivetrain
For manual cars, inspect clutch feel and gear engagement. For automatic cars, check for smooth shifts.
Review brakes and suspension
Listen for noise and notice whether the car remains stable while braking or driving over normal uneven surfaces.
Check comfort systems
Run the AC and test windows, lights, infotainment, horn, and locking systems.
Take a detailed test drive
Observe acceleration, steering, braking, gearbox response, vibration, noise, and suspension behaviour.
What documents are required for a used car loan in Rohtak?
Salaried applicants may need
- KYC documents
- PAN card
- Employee ID card, where applicable
- Salary slips for the last 2 months
- Bank account statements for the previous 3 months
- Vehicle Registration Certificate
- Vehicle insurance copy
Self-employed applicants may need
- KYC documents
- PAN card
- ITR proof for the last 2 years
- Bank account statements for the previous 3 months
- Vehicle Registration Certificate
- Vehicle insurance copy
Additional documents may be required depending on your profile.
How to apply for a used car loan in Rohtak?
- Visit the Bajaj Finance Used Car Loan product page and click on ‘APPLY NOW’.
- Verify your mobile number with an OTP.
- Add the requested personal information.
- Provide income and employment details.
- Enter the car details, where applicable.
- Complete KYC and further verification.
- Submit your application for assessment.
Plan your used car purchase in Rohtak
A car used mainly within Rohtak may face a different driving pattern from one regularly taken towards nearby Haryana towns or Delhi. Think about your likely mileage, fuel use, maintenance, comfort, and vehicle condition before finalising your choice. When these practical checks match your budget, a Bajaj Finance Used Car Loan can help you plan the purchase with monthly repayments rather than committing the entire amount upfront.
If your vehicle and budget are ready, check your eligibility for a Bajaj Finance Used Car Loan.
What do our customers say about us
Amit Chauhan
Reviewed on 04 Mar 2025
Smooth and transparent used car loan process. The interest rates were competitive, and the documentation was minimal. The team guided me clearly at every step, making my used car purchase simple and stress-free. Highly recommended for quick approvals.
Ashwin Kamble
Reviewed on 24 Feb 2025
Clear guidance, quick approval, and flexible repayment options made buying my used car easier than expected. The team handled everything professionally. Very satisfied and would definitely recommend their used car loan.
Rohit Sharma
Reviewed on 12 Apr 2025
I had a great experience while applying for my used car loan. The process was quick, and the interest rate helped me manage the purchase better. Customer service was helpful throughout. Highly recommended for a smooth used car financing experience.
Ajay Kulkarni
Reviewed on 08 Dec 2024
My used car loan experience was simple and hassle-free. The approval was quick, the repayment options were flexible, and the team explained every step clearly. It helped me buy my preferred used car without financial stress. I would surely recommend it.
Related articles
Bajaj Finance app for all your financial needs and goals
Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.
You can use the Bajaj Finance App to:
- Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
- Invest in fixed deposits and mutual funds on the app.
- Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
- Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
- Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
- Shop from over 100+ brand partners that offer a diverse range of products and services.
- Use specialised tools like EMI calculators, SIP Calculators
- Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.
Frequently asked questions about used car loan in Rohtak
Overview
Repayment
How much used car loan can I get in Rohtak?
You can apply from Rs. 1 lakh to Rs. 2.50 crore, subject to eligibility and vehicle assessment.
Can I get 100% funding for my used car?
Eligible customers can get up to 100% of the vehicle’s value, subject to assessment.
What documents are required for a used car loan?
Common documents include KYC documents, PAN card, income proof, bank statements, vehicle RC, and insurance documents. Salaried and self-employed applicants may need different income-related documents based on their profiles.
What is the repayment tenure for a used car loan?
Bajaj Finance Used Car Loan offers repayment tenures from 12 months to 84 months. The actual tenure available can depend on your eligibility and the age of the vehicle.
How can I calculate EMI for a used car loan?
A comfortable EMI is usually more useful than choosing the maximum amount you are eligible to borrow. You can use the online used car loan EMI calculator by entering the loan amount, tenure and interest rate and find out the EMI amount instantly.
Disclaimer
1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.
2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.