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Used Car Loans in Kolkata
 
 

Used Car Loans in Kolkata

Read our detailed guide to learn about the features of second-hand car finance in Kolkata and how to apply for one.

Published Dec 6, 2024 4 Min Read

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Rs. 1.02 crore

Loan Up to

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10%

Interest rates starting from

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Tenure of up to 84 months

3 unique variants

Choose from the list of three unique variants – Term Loan, Flexi Term Loan and Flexi Hybrid Loan.

Quick approval

Benefit from our quick approval facility and bring home your dream car without any delay.

Minimal documents

Submit just a few basic documents to complete your loan application.

No hidden charges

The charges applicable on our loan are clearly mentioned in our loan documents. There are no hidden fees or charges.

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All you need to know about used car loans in Kolkata

Kolkata, the city of joy, resonates with history, art, and culture. From its iconic Howrah Bridge to the bustling markets, the city encapsulates a unique blend of tradition and modernity. As the capital of West Bengal, Kolkata's vibrant streets echo the spirit of a city that cherishes its rich heritage.
 

Explore used car loans in Kolkata

In the labyrinth of Kolkata's busy streets, the demand for personal transportation is met by the convenience of used car loans. These financial tools offer Kolkata residents a viable path to owning reliable vehicles without the hefty price tags associated with brand-new cars.

Bajaj Finance offers a high-value used car loan to fund the purchase of your second-hand vehicle. With Bajaj Finserv Used Car Loan, you can get funds within 48 hours* of approval and purchase your desired car without any delay. Our used car loans come with a host of attractive features.
 

Features and benefits of used car loans in Kolkata

  • High-value finance: With Bajaj Finserv Used Car Loan, get asset-based financing of up to 115% of the car’s value at competitive interest rates.
  • Funds in 48 hours*: Purchase the car of your choice easily with our quick disbursal facility. Get the funds that you need within 48 hours* of approval.
  • Loan up to Rs. 1.02 crore: Get a high-value loan of up to Rs. 1.02 crore and fund your second-hand car purchase with ease.
  • Flexible tenures: Repay your used car loan easily over a period of up to 84 months.
  • Doorstep assistance: Submit your documents to our representative at your doorstep for a hassle-free application process.
  • Flexi Loan variants: Choose our Flexi Loan variants for additional features. Withdraw multiple times from your sanctioned limit and part-prepay when you can at no extra cost.

Eligibility criteria for used car loans in Kolkata

You can qualify for a used car loan from Bajaj Finance by fulfilling the simple eligibility criteria and submitting just a few documents. If you are looking to secure a used car loan in Kolkata, follow these simple parameters for a seamless application process.

Nationality: Indian
Age: 18 to 80*
CIBIL Score: 700 or higher
Salaried: Individuals should have at least 1 year of experience and a minimum monthly salary of Rs. Rs. 20,000.
Self-employed: Applicant must submit an ITR proof of the last 2 years.

*Higher age limit is applicable at the time of loan maturity.

Additional read: How to calculate your used car loan eligibility
 

Used car loan interest rates in Kolkata

Interest rates for used car loans in Kolkata might differ across different lenders. Bajaj Finance offers competitive interest rates on their used car loans. For detailed information on interest rates, please refer to our used car loan fees and charges page.
 

How to apply for used car loans in Kolkata

With our easy online process, applying for Bajaj Finserv Used Car Loans is simple and hassle-free. You can follow these simple steps to apply for a used car loan in Kolkata.

  • Head to the used car loan page and click on the 'APPLY' button.
  • Enter your 10-digit mobile number and verify it with the received OTP.
  • Provide your personal details, including your full name, mobile number, email ID, and more.
  • If you have already selected a car, furnish its details.
  • Verify or update your KYC details and proceed to schedule an appointment for additional verification.

Our dedicated representative will promptly reach out to guide you through the subsequent steps, ensuring a seamless and efficient process. Used car loans in Kolkata pave the way for affordable and convenient vehicle ownership. Bajaj Finserv Used Car Loans simplify borrowing with a host of features such as competitive interest rates, and an uncomplicated application process.

Your Used Car Loan Requirement

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (BAJAJ FINANCE) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same. 

Frequently asked questions

How much used car loan I can get in Kolkata?

With Bajaj Finserv Used Car Loan, you can get up to Rs. 1.02 crore. This high-value loan amount allows you to bring home your desired car with ease.

What is the interest rate for second-hand car loan in Kolkata?

Bajaj Finance provides second-hand car loans at competitive interest rates. You can visit our fees and charges page to know more.

What is the CIBIL Score required to get a used car loan in Kolkata?

It is essential to have a healthy credit score if you are applying for a used car loan. You can qualify for a high-value used car loan if you have a credit score of 700 or higher.

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