Kochi, also known as the Queen of the Arabian Sea, is one of Kerala’s most dynamic and cosmopolitan cities. As a key commercial port and IT hub, Kochi attracts thousands of professionals, entrepreneurs, and students from across the country. With the city expanding into suburban areas like Kakkanad, Edappally, and Vyttila, personal transportation has become more important than ever.
While public transport is available, owning a car offers unmatched convenience — whether it is for daily commutes, weekend getaways, or managing family responsibilities. However, with the rising cost of new vehicles, many residents are opting for used cars as a smart, economical choice. To make that purchase even more affordable, Bajaj Finserv Used Car Loan provides flexible financing with quick disbursals, minimal paperwork, and customisable repayment terms.
Check your pre-approved used car loan offer today and find out how easy it is to finance your next vehicle in Kochi. Just enter your mobile number and verify it via OTP to get started.
Features and benefits of used car loan in Kochi
With Bajaj Finserv Used Car Loan, buying a second-hand car becomes a simple and stress-free process. Here’s what makes it a preferred option in Kochi:
Quick disbursal
Once your loan is approved, the amount is transferred to your account within 48 hours*, so you can proceed with your car purchase immediately.Loan up to 115%
Get funding of up to 115%, giving you access to a wide variety of used vehicles available in the Kochi market.Flexible repayment tenure
Choose a repayment schedule that aligns with your budget, with options available for up to 84 months.Doorstep documentation
Submit your documents without stepping out. Our team will visit your location for easy and convenient document collection.100% digital process
The entire journey — from application to approval — can be completed online, saving time and effort.
Pro tip: Use our used car loan EMI calculator to estimate your EMIs and plan your finances in advance. Just enter your loan amount, interest rate, and tenure to get an instant result.
Eligibility criteria for a used car loan in Kochi
To apply for a Bajaj Finserv Used Car Loan in Kochi, you must meet the following simple eligibility conditions:
Nationality: Indian citizen
Age: 18 to 80 years*
CIBIL Score: 700 or higher
For salaried individuals:
Individuals should have at least 1 year of experience and a minimum monthly salary of Rs. Rs. 20,000.
For self-employed individual:
Applicant must submit an ITR proof of the last 2 years.
*Note: Maximum age applies at the time of loan maturity.
Keep documents such as your PAN card, address proof, salary slips (or ITRs), and bank statements ready to speed up the verification process.
Check your used car loan eligibility in just a few clicks — it is quick, free, and does not require any paperwork at the initial stage.
Additional read: Other benefits of choosing used car finance
Used car loan interest rates in Kochi
Used car loan interest rates vary based on your credit profile, income level, and the repayment tenure you choose. Bajaj Finance offers competitive rates in Kochi, ensuring you get a loan that is not just accessible but also affordable over the long term.
All interest rates are transparent, and there are no hidden charges — giving you full clarity on your repayment journey.
How to apply for a used car loan in Kochi
Applying for a Bajaj Finserv Used Car Loan is easy and fully online. Just follow these steps:
Visit the official used car loan page and click on ‘APPLY’.
Enter your mobile number and verify it using the OTP sent to your phone.
Fill in your personal and financial details, including your income, occupation, and city.
Enter the car details if you have already selected a vehicle.
Upload or verify your KYC documents.
Schedule a doorstep visit or verification call for final document collection.
Once the process is complete, our team will initiate the disbursal so you can take delivery of your chosen car without delay.
From driving along Marine Drive to exploring the outskirts of Ernakulam, owning a car in Kochi brings freedom, comfort, and flexibility to your lifestyle. With Bajaj Finserv Used Car Loan, you can make that ownership possible without worrying about large upfront payments. Fast approvals, flexible tenures, and doorstep support make it a financing solution that fits seamlessly into your busy schedule.
Check your pre-approved used car loan offer in Kochi and start your journey towards owning the perfect second-hand car today.
