Kapurthala, often referred to as the "Paris of Punjab," is a city that reflects a rare blend of historic architecture, planned infrastructure, and a growing modern lifestyle. While the city is rich in royal heritage and culture, its residents today are increasingly embracing urban conveniences, including the need for personal mobility. Whether you are commuting to nearby towns, running daily errands, or travelling across the city, having a personal vehicle can make life significantly easier.
For many individuals and families in Kapurthala, a used car serves as a practical alternative to buying a new vehicle. It’s more budget-friendly, readily available, and often just as reliable. And now, with flexible financing options available, owning a second-hand car is easier than ever. Bajaj Finserv Used Car Loan offers a smart solution for Kapurthala residents — making car ownership affordable, fast, and hassle-free.
Check your pre-approved used car loan offer and unlock the finance options to buy your next car in Kapurthala. Just enter your mobile number and verify with OTP to get started.
Features and benefits of used car loan in Kapurthala
A Bajaj Finserv Used Car Loan offers numerous features designed to make your financing journey smooth and rewarding:
- Quick disbursal
Get your loan amount disbursed within 48 hours* of approval, enabling you to complete the purchase of your chosen vehicle without unnecessary delays. - Loan up to 115%
Finance a wide variety of used cars with a loan amount of up to 115%, helping you own the car that matches your needs. - Flexible repayment options
Choose a repayment tenure that works for you — up to 84 months — and pay EMIs that fit your monthly budget. - Doorstep document collection
Submit all necessary documents from the comfort of your home with our doorstep assistance service. No branch visits required. - Digital process
Apply online and track your loan journey through a completely paperless, user-friendly platform.
Pro tip: Use the used car loan EMI calculator to estimate your monthly EMIs. This online tool can help you choose the right loan amount and tenure before applying.
Eligibility criteria for a used car loan in Kapurthala
The eligibility criteria for a Bajaj Finserv Used Car Loan are simple and inclusive, making it easier for more people to apply:
- Nationality: Indian citizen
- Age: 18 to 80 years*
- CIBIL Score: 700 or higher
For salaried individuals:
Individuals should have at least 1 year of experience and a minimum monthly salary of Rs. Rs. 20,000.
For self-employed individual:
Applicant must submit an ITR proof of the last 2 years.
*Note: Maximum age applies at the time of loan maturity.
Applicants should keep documents such as PAN card, address proof, income proof (salary slips or ITRs), and bank statements ready for quick verification.
Check your used car loan eligibility online — the process is quick, requires no physical paperwork upfront, and gives you an instant estimate of your borrowing capacity.
Additional read: Other benefits of choosing used car finance
Used car loan interest rates in Kapurthala
Bajaj Finance offers competitive interest rates on used car loans, designed to keep EMIs affordable and repayment stress-free. Your rate will depend on factors like your credit score, income, and the repayment term you choose. Transparent pricing ensures that you know your loan costs upfront — no hidden charges or surprise fees.
How to apply for a used car loan in Kapurthala
Applying for a used car loan in Kapurthala is simple and can be done in just a few steps:
- Visit the used car loan section and click on ‘APPLY’.
- Enter your 10-digit mobile number and verify it using the OTP sent to your phone.
- Provide your personal, employment, and income details.
- Enter the details of the used car you intend to purchase (if selected).
- Upload or verify your KYC documents online.
- Schedule a verification call or doorstep document collection visit.
Our loan representative will assist you through the final steps of the process to ensure a quick disbursal and smooth experience.
From driving through the historic lanes of the Jagatjit Palace to navigating the city’s busy streets for everyday tasks, owning a car in Kapurthala brings you convenience, control, and independence. With Bajaj Finserv Used Car Loan, you can now finance a pre-owned vehicle without the financial stress of a lump sum purchase. Fast approvals, customisable repayment options, and doorstep services make it a smart choice for today’s car buyers.
Check your pre-approved used car loan offer today and move one step closer to buying the used car you’ve been eyeing in Kapurthala.
